{"id":815,"date":"2026-08-17T04:04:31","date_gmt":"2026-08-17T04:04:31","guid":{"rendered":"https:\/\/jsums.org\/financialaid\/?page_id=815"},"modified":"2026-08-17T04:05:23","modified_gmt":"2026-08-17T04:05:23","slug":"applying-for-fiancial-aid","status":"publish","type":"page","link":"https:\/\/jsums.org\/financialaid\/applying-for-fiancial-aid\/","title":{"rendered":"How To Apply for Financial Aid"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"815\" class=\"elementor elementor-815\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dda7c5c e-flex e-con-boxed e-con e-parent\" data-id=\"dda7c5c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b92b54 elementor-widget elementor-widget-html\" data-id=\"2b92b54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\t\t<!DOCTYPE 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\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n   ELEMENTOR CONTAINMENT RESETS\n   Prevents Elementor wrapper styles from bleeding into our\n   custom HTML content blocks.\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n\n\/* Zero out all padding\/margin\/gap\/background on every Elementor wrapper *\/\n.elementor-widget-container,\n.elementor-widget-wrap,\n.elementor-widget-wrap > .elementor-element,\n.elementor-section .elementor-container,\n.elementor-section .elementor-row,\n.e-con,\n.e-con-inner,\n.e-child,\n.e-con > .e-con-inner {\n    padding: 0 !important;\n    margin: 0 !important;\n    gap: 0 !important;\n    background: transparent !important;\n    background-color: transparent !important;\n    background-image: none !important;\n    border: none !important;\n    box-shadow: none !important;\n    max-width: none !important;\n    width: 100% !important;\n}\n\n\/* Section-level Elementor wrappers *\/\n.elementor-section,\n.elementor-top-section,\n.elementor-inner-section {\n    padding: 0 !important;\n    margin: 0 !important;\n    background: transparent !important;\n    background-color: transparent !important;\n    background-image: none !important;\n}\n\n\/* Strip Elementor heading color overrides *\/\n.elementor-widget-container h1,\n.elementor-widget-container h2,\n.elementor-widget-container h3,\n.elementor-widget-container h4,\n.elementor-widget-container h5,\n.elementor-widget-container p,\n.elementor-widget-container a {\n    color: inherit !important;\n}\n\n\/* \u2500\u2500 Dark section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\n   .hero and .cta-band.dk MUST stay dark regardless of\n   Elementor theme color injection.\n\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero,\n.hero * {\n    color: #FFFFFF !important;\n}\n.hero__inner {\n    justify-items: center !important;\n    text-align: center !important;\n}\n.hero__inner > div {\n    display: flex !important;\n    flex-direction: column !important;\n    align-items: center !important;\n    text-align: center !important;\n    max-width: 780px !important;\n    margin: 0 auto !important;\n}\n.hero__btns {\n    justify-content: center !important;\n}\n.hero__desc {\n    max-width: 640px !important;\n    margin-left: auto !important;\n    margin-right: auto !important;\n}\n.hero__tag {\n    display: inline-block !important;\n}\n.hero {\n    background-color: #00152E !important;\n    background-image: linear-gradient(135deg, #00152E 0%, #002147 60%, #003366 100%) !important;\n    position: relative !important;\n}\n.cta-band.dk {\n    background-color: #002147 !important;\n    background-image: linear-gradient(135deg, #00152E 0%, #002147 100%) !important;\n    color: #FFFFFF !important;\n}\n.cta-band.dk * {\n    color: #FFFFFF !important;\n}\n.cta-band.dk .btn--primary {\n    background-color: #00659E !important;\n    color: #FFFFFF !important;\n}\n.cta-band.dk .btn--outline-white {\n    border-color: rgba(255,255,255,0.6) !important;\n    color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Section background hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.sec {\n    background-color: #FFFFFF !important;\n    color: #1C2430 !important;\n}\n.sec--off {\n    background-color: #F3F7FB !important;\n    color: #1C2430 !important;\n}\n.sec--surface {\n    background-color: #E6EEF6 !important;\n    color: #1C2430 !important;\n}\n\n\/* \u2500\u2500 Text color hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.sec .sec-title,\n.sec .sec-eyebrow,\n.sec h2,\n.sec h3 {\n    color: #002147;\n}\n.sec p,\n.sec li,\n.sec dd,\n.sec dt {\n    color: #4A5060;\n}\n.sec a {\n    color: #00629A;\n}\n\n\/* \u2500\u2500 About section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.about-facts {\n    background: #E6EEF6 !important;\n    border-radius: 8px !important;\n    padding: clamp(1.5rem, 3vw, 2.5rem) !important;\n}\n.about-facts__title {\n    color: #00629A !important;\n    font-weight: 700 !important;\n}\n.about-facts dl dt {\n    color: #636B78 !important;\n    text-transform: uppercase !important;\n    font-size: .72rem !important;\n    letter-spacing: .08em !important;\n    font-weight: 700 !important;\n}\n.about-facts dl dd {\n    color: #1C2430 !important;\n    font-size: .97rem !important;\n}\n\n\/* \u2500\u2500 Card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.card {\n    background: #FFFFFF !important;\n    border: 1px solid #C2D4E6 !important;\n    border-radius: 8px !important;\n}\n.card__eyebrow { color: #00629A !important; }\n.card__title   { color: #002147 !important; }\n.card__text    { color: #4A5060 !important; }\n.card__link    { color: #00629A !important; }\n\n\/* \u2500\u2500 Faculty card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.faculty-card {\n    background: #FFFFFF !important;\n    border: 1px solid #C2D4E6 !important;\n    border-radius: 8px !important;\n}\n.faculty-card__name  { color: #002147 !important; }\n.faculty-card__title { color: #636B78 !important; }\n.faculty-card__contact, \n.faculty-card__contact a { color: #00629A !important; }\n\n\/* \u2500\u2500 Resource list hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.resource-item {\n    background: #FFFFFF !important;\n    border: 1px solid #C2D4E6 !important;\n    border-bottom-color: #C2D4E6 !important;\n}\n.resource-item__name { color: #002147 !important; }\n.resource-item__desc { color: #4A5060 !important; }\n.resource-item__link { color: #00629A !important; border-color: #00629A !important; }\n\n\/* \u2500\u2500 Program card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.program-card {\n    background: #FFFFFF !important;\n    border: 1px solid #C2D4E6 !important;\n    border-radius: 8px !important;\n    color: #1C2430 !important;\n}\n.program-card__name  { color: #002147 !important; }\n.program-card__level { color: #636B78 !important; }\n.program-card__dot   { background: #008ED6 !important; }\n\n\/* \u2500\u2500 Tab hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.tabs__btn {\n    background: transparent !important;\n    color: #002147 !important;\n    border-color: #C2D4E6 !important;\n}\n.tabs__btn[aria-selected=\"true\"] {\n    background: #002147 !important;\n    color: #FFFFFF !important;\n    border-color: #002147 !important;\n}\n\n\/* \u2500\u2500 Accordion hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.accordion__trigger {\n    background: #FFFFFF !important;\n    color: #002147 !important;\n    border-color: #C2D4E6 !important;\n}\n.accordion__trigger[aria-expanded=\"true\"] {\n    background: #002147 !important;\n    color: #FFFFFF !important;\n}\n.accordion__body { \n    background: #FFFFFF !important; \n    color: #4A5060 !important;\n}\n\n\/* \u2500\u2500 Nav drawer hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-drawer {\n    background: #002147 !important;\n    color: #FFFFFF !important;\n}\n.fnav-drawer__header {\n    background: #00152E !important;\n    border-bottom-color: rgba(0,142,214,0.3) !important;\n}\n.fnav-drawer__title { color: #FFFFFF !important; }\n.fnav-drawer__eyebrow { color: #3DB4F0 !important; }\n.fnav-item { color: rgba(255,255,255,0.85) !important; }\n.fnav-item.is-active,\n.fnav-item:hover { color: #FFFFFF !important; background: rgba(0,142,214,0.2) !important; }\n.fnav-group__label { color: #3DB4F0 !important; }\n.fnav-drawer__footer { color: #FFFFFF !important; }\n.fnav-footer-link { color: #FFFFFF !important; text-decoration: none; }\n.fnav-footer-link:hover { color: #3DB4F0 !important; }\n\n\/* \u2500\u2500 Hero text hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero__tag     { color: #3DB4F0 !important; }\n.hero__title   { color: #FFFFFF !important; }\n.hero__desc    { color: rgba(255,255,255,0.85) !important; }\n.hero__btns .btn--primary       { background-color: #00659E !important; color: #FFFFFF !important; }\n.hero__btns .btn--outline-white { border-color: rgba(255,255,255,0.6) !important; color: #FFFFFF !important; }\n\n\/* \u2500\u2500 Breadcrumb hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.breadcrumb { background: #002147 !important; }\n.breadcrumb a, .breadcrumb span { color: rgba(255,255,255,0.75) !important; }\n.breadcrumb [aria-current=\"page\"] { color: #FFFFFF !important; }\n\n\/* \u2500\u2500 Contact section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.contact-items { color: #1C2430 !important; }\n.contact-item__label { color: #636B78 !important; }\n.contact-item__val   { color: #1C2430 !important; }\n.contact-item__val a { color: #00629A !important; }\n\n\/* \u2500\u2500 Skip link \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.skip-link:focus {\n    background: #008ED6 !important;\n    color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 BTT button \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.jsu-btt {\n    background: #00659E !important;\n    color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Menu toggle \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-toggle {\n    background: #002147 !important;\n    color: #FFFFFF !important;\n}\n.fnav-toggle:hover { background: #007ABB !important; }\n\n\/* \u2500\u2500 WCAG: Ensure minimum contrast on all body text \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\nbody { \n    background-color: #FFFFFF !important; \n    color: #1C2430 !important;\n}\n\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 TICKER STRIP \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.ticker-wrap{\n    background:#00152E;\n    border-top:1px solid rgba(0,142,214,.25);\n    border-bottom:1px solid rgba(0,142,214,.25);\n    overflow:hidden;\n    padding:.55rem 0;\n    position:relative;\n}\n.ticker-wrap::before,\n.ticker-wrap::after{\n    content:'';\n    position:absolute;\n    top:0;bottom:0;\n    width:80px;\n    z-index:2;\n    pointer-events:none;\n}\n.ticker-wrap::before{\n    left:0;\n    background:linear-gradient(to right,#00152E,transparent);\n}\n.ticker-wrap::after{\n    right:0;\n    background:linear-gradient(to left,#00152E,transparent);\n}\n.ticker-label{\n    position:absolute;\n    left:0;top:50%;\n    transform:translateY(-50%);\n    background:#008ED6;\n    color:#FFFFFF;\n    font-family:'Sora',sans-serif;\n    font-size:.65rem;\n    font-weight:700;\n    letter-spacing:.12em;\n    text-transform:uppercase;\n    padding:.35rem .75rem;\n    z-index:3;\n    white-space:nowrap;\n}\n.ticker-track{\n    display:flex;\n    align-items:center;\n    gap:0;\n    width:max-content;\n    animation:ticker-scroll 40s linear infinite;\n    padding-left:160px;\n}\n.ticker-track:hover{animation-play-state:paused;}\n.ticker-item{\n    display:inline-flex;\n    align-items:center;\n    gap:.5rem;\n    white-space:nowrap;\n    padding:0 1.5rem;\n    font-family:'Sora',sans-serif;\n    font-size:.78rem;\n    font-weight:500;\n    color:rgba(255,255,255,.75);\n    transition:color .2s;\n    text-decoration:none;\n}\n.ticker-item:hover{color:#3DB4F0;}\n.ticker-item::before{\n    content:'';\n    display:inline-block;\n    width:4px;height:4px;\n    border-radius:50%;\n    background:#008ED6;\n    flex-shrink:0;\n}\n@keyframes ticker-scroll{\n    0%{transform:translateX(0);}\n    100%{transform:translateX(-50%);}\n}\n@media(prefers-reduced-motion:reduce){\n    .ticker-track{animation:none;overflow-x:auto;}\n}\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 HERO CENTERING \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.hero__inner{\n    justify-items:center;\n    text-align:center;\n}\n.hero__inner > div{\n    display:flex;\n    flex-direction:column;\n    align-items:center;\n    text-align:center;\n    max-width:780px;\n    margin:0 auto;\n}\n.hero__desc{\n    max-width:640px;\n    margin-left:auto;\n    margin-right:auto;\n}\n.hero__btns{\n    justify-content:center;\n}\n\n\n\/* \u2500\u2500 Visually hidden elements \u2014 explicit colors for accessibility checkers \u2500\u2500 *\/\n.sr-only,\n.visually-hidden {\n    color: #1C2430 !important;\n    background-color: #FFFFFF !important;\n}\n\/* \u2500\u2500 Screen-reader-only toggle label \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-toggle__label {\n    color: #FFFFFF !important;\n}\n\/* \u2500\u2500 Skip link always has explicit colors \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.skip-link {\n    background-color: #00659E !important;\n    color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Breadcrumb: sit flush below global header \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\nbody {\n    padding-top: 65px !important;\n    background-color: #002147 !important;\n}\n.breadcrumb {\n    margin-top: 0 !important;\n    scroll-margin-top: 65px !important;\n}\n#main-content {\n    scroll-margin-top: 65px !important;\n}\n.admin-bar body { padding-top: 97px !important; }\n.admin-bar .breadcrumb { scroll-margin-top: 97px !important; }\n\/* \u2500\u2500 Hero: full viewport height \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero {\n    min-height: 100vh !important;\n    height: 100vh !important;\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    padding: 0 !important;\n    position: relative !important;\n}\n.hero__inner {\n    justify-items: center !important;\n    text-align: center !important;\n    padding: clamp(2rem, 4vh, 5rem) 0 !important;\n    width: 100% !important;\n}\n\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n   JSU GLOBAL NAVIGATION \u2014 matches jsums.edu exactly\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.jsu-global-nav {\n    position: fixed;\n    top: 0; left: 0; right: 0;\n    z-index: 1000;\n    background: #002147;\n    box-shadow: 0 2px 16px rgba(0,0,0,.35);\n}\n.jsu-global-nav__top {\n    background: #00152E;\n    padding: .3rem 0;\n    border-bottom: 1px solid rgba(0,142,214,.2);\n}\n.jsu-global-nav__top-inner {\n    max-width: 1340px;\n    margin: 0 auto;\n    padding: 0 clamp(1.25rem,4vw,3rem);\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 1rem;\n    flex-wrap: wrap;\n}\n.jsu-global-nav__util-links {\n    display: flex;\n    flex-wrap: wrap;\n    gap: .15rem .75rem;\n    list-style: none;\n}\n.jsu-global-nav__util-links a {\n    font-family: 'Sora',sans-serif;\n    font-size: .68rem;\n    font-weight: 500;\n    color: rgba(255,255,255,.65);\n    text-decoration: none;\n    letter-spacing: .02em;\n    transition: color .15s;\n}\n.jsu-global-nav__util-links a:hover { color: #3DB4F0; }\n.jsu-global-nav__ctas {\n    display: flex;\n    gap: .4rem;\n}\n.jsu-global-nav__cta {\n    font-family: 'Sora',sans-serif;\n    font-size: .72rem;\n    font-weight: 700;\n    letter-spacing: .05em;\n    text-decoration: none;\n    padding: .3rem .85rem;\n    border-radius: 4px;\n    transition: background .15s, color .15s;\n}\n.jsu-global-nav__cta--apply {\n    background: #00659E;\n    color: #FFFFFF;\n}\n.jsu-global-nav__cta--apply:hover { background: #007ABB; }\n.jsu-global-nav__cta--visit {\n    background: transparent;\n    color: rgba(255,255,255,.8);\n    border: 1px solid rgba(255,255,255,.3);\n}\n.jsu-global-nav__cta--visit:hover { background: rgba(255,255,255,.08); color: #FFFFFF; }\n.jsu-global-nav__cta--give {\n    background: #3DB4F0;\n    color: #002147;\n    font-weight: 800;\n}\n.jsu-global-nav__cta--give:hover { background: #6DC8F5; }\n\n.jsu-global-nav__main {\n    max-width: 1340px;\n    margin: 0 auto;\n    padding: 0 clamp(1.25rem,4vw,3rem);\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    height: 64px;\n    gap: 1.5rem;\n}\n.jsu-global-nav__logo {\n    display: flex;\n    align-items: center;\n    gap: .65rem;\n    text-decoration: none;\n    flex-shrink: 0;\n}\n.jsu-global-nav__logo-mark {\n    width: 44px;\n    height: 44px;\n    border-radius: 6px;\n    background: #FFFFFF;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    flex-shrink: 0;\n}\n.jsu-global-nav__logo-mark span {\n    font-family: 'Sora',sans-serif;\n    font-weight: 900;\n    font-size: 1.05rem;\n    color: #002147;\n    letter-spacing: -.03em;\n}\n.jsu-global-nav__logo-text { line-height: 1.15; }\n.jsu-global-nav__logo-text strong {\n    display: block;\n    font-family: 'Sora',sans-serif;\n    font-weight: 800;\n    font-size: .88rem;\n    color: #FFFFFF;\n    letter-spacing: .01em;\n}\n.jsu-global-nav__logo-text span {\n    font-family: 'Sora',sans-serif;\n    font-size: .62rem;\n    font-weight: 500;\n    letter-spacing: .14em;\n    text-transform: uppercase;\n    color: #3DB4F0;\n}\n\n.jsu-global-nav__menu {\n    display: flex;\n    align-items: center;\n    gap: 0;\n    list-style: none;\n}\n.jsu-global-nav__menu > li {\n    position: relative;\n}\n.jsu-global-nav__menu > li > a,\n.jsu-global-nav__menu > li > button {\n    display: flex;\n    align-items: center;\n    gap: .3rem;\n    font-family: 'Sora',sans-serif;\n    font-size: .82rem;\n    font-weight: 600;\n    color: rgba(255,255,255,.85);\n    text-decoration: none;\n    padding: .55rem .75rem;\n    border-radius: 6px;\n    background: none;\n    border: none;\n    cursor: pointer;\n    transition: color .15s, background .15s;\n    white-space: nowrap;\n}\n.jsu-global-nav__menu > li > a:hover,\n.jsu-global-nav__menu > li > button:hover {\n    color: #FFFFFF;\n    background: rgba(255,255,255,.08);\n}\n.jsu-global-nav__menu > li > a::after,\n.jsu-global-nav__menu > li > button.has-sub::after {\n    content: '';\n    display: inline-block;\n    width: 0; height: 0;\n    border-left: 4px solid transparent;\n    border-right: 4px solid transparent;\n    border-top: 4px solid currentColor;\n    opacity: .6;\n    margin-left: .2rem;\n    transition: transform .2s;\n}\n.jsu-global-nav__menu > li:hover > button.has-sub::after,\n.jsu-global-nav__menu > li:focus-within > button.has-sub::after {\n    transform: rotate(180deg);\n}\n\n\/* Dropdowns *\/\n.jsu-global-nav__dropdown {\n    position: absolute;\n    top: calc(100% + 4px);\n    left: 0;\n    min-width: 220px;\n    background: #001736;\n    border: 1px solid rgba(0,142,214,.25);\n    border-radius: 8px;\n    box-shadow: 0 8px 32px rgba(0,0,0,.4);\n    padding: .5rem 0;\n    opacity: 0;\n    visibility: hidden;\n    transform: translateY(-8px);\n    transition: opacity .2s, visibility .2s, transform .2s;\n    z-index: 100;\n    list-style: none;\n}\n.jsu-global-nav__menu > li:hover .jsu-global-nav__dropdown,\n.jsu-global-nav__menu > li:focus-within .jsu-global-nav__dropdown {\n    opacity: 1;\n    visibility: visible;\n    transform: translateY(0);\n}\n.jsu-global-nav__dropdown a {\n    display: block;\n    padding: .5rem 1.1rem;\n    font-family: 'Sora',sans-serif;\n    font-size: .82rem;\n    font-weight: 500;\n    color: rgba(255,255,255,.8);\n    text-decoration: none;\n    transition: color .15s, background .15s;\n}\n.jsu-global-nav__dropdown a:hover {\n    color: #FFFFFF;\n    background: rgba(0,142,214,.15);\n}\n.jsu-global-nav__dropdown .drop-group-label {\n    display: block;\n    padding: .65rem 1.1rem .25rem;\n    font-family: 'Sora',sans-serif;\n    font-size: .65rem;\n    font-weight: 700;\n    letter-spacing: .12em;\n    text-transform: uppercase;\n    color: #3DB4F0;\n    border-top: 1px solid rgba(0,142,214,.2);\n    margin-top: .35rem;\n}\n.jsu-global-nav__dropdown .drop-group-label:first-child {\n    border-top: none;\n    margin-top: 0;\n}\n\n\/* Mobile menu toggle *\/\n.jsu-global-nav__mob-btn {\n    display: none;\n    background: none;\n    border: 1px solid rgba(255,255,255,.3);\n    border-radius: 6px;\n    color: #FFFFFF;\n    padding: .45rem .65rem;\n    cursor: pointer;\n    font-size: 1.15rem;\n    line-height: 1;\n    transition: background .15s;\n}\n.jsu-global-nav__mob-btn:hover { background: rgba(255,255,255,.1); }\n\n\/* Page body offset for fixed nav *\/\nbody { padding-top: 0 !important; }\n.breadcrumb {\n    margin-top: 54px !important; }\n.admin-bar .breadcrumb {\n    margin-top: 46px !important; }\n#main-content { scroll-margin-top: 104px !important; }\n\n\/* Sections scroll past nav *\/\n[id] { scroll-margin-top: 104px; }\n\n@media(max-width: 1024px) {\n    .jsu-global-nav__menu { display: none; }\n    .jsu-global-nav__mob-btn { display: flex; align-items: center; justify-content: center; }\n}\n@media(max-width: 600px) {\n    .jsu-global-nav__logo-text { display: none; }\n}\n\n\n\/* \u2550\u2550 PDF \/ Document Inline Viewer \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.doc-embed-wrap {\n    margin: 1.25rem 0;\n    border: 1px solid #C2D4E6;\n    border-radius: 10px;\n    overflow: hidden;\n    background: #F3F7FB;\n}\n.doc-embed-toolbar {\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    padding: .6rem 1rem;\n    background: #002147;\n    gap: .75rem;\n    flex-wrap: wrap;\n}\n.doc-embed-toolbar__title {\n    font-family: 'Sora',sans-serif;\n    font-size: .82rem;\n    font-weight: 600;\n    color: #FFFFFF;\n    flex: 1;\n    min-width: 0;\n    white-space: nowrap;\n    overflow: hidden;\n    text-overflow: ellipsis;\n}\n.doc-embed-toolbar__actions {\n    display: flex;\n    gap: .4rem;\n    flex-shrink: 0;\n}\n.doc-embed-toolbar__btn {\n    font-family: 'Sora',sans-serif;\n    font-size: .72rem;\n    font-weight: 700;\n    letter-spacing: .04em;\n    padding: .3rem .75rem;\n    border-radius: 5px;\n    text-decoration: none;\n    transition: background .15s, color .15s;\n    white-space: nowrap;\n}\n.doc-embed-toolbar__btn--view {\n    background: #00659E;\n    color: #FFFFFF;\n    border: 1px solid #008ED6;\n}\n.doc-embed-toolbar__btn--view:hover { background: #007ABB; }\n.doc-embed-toolbar__btn--dl {\n    background: rgba(255,255,255,.12);\n    color: rgba(255,255,255,.9);\n    border: 1px solid rgba(255,255,255,.25);\n}\n.doc-embed-toolbar__btn--dl:hover { background: rgba(255,255,255,.2); color: #FFFFFF; }\n.doc-embed-frame {\n    width: 100%;\n    height: 560px;\n    border: none;\n    display: block;\n    background: #FFFFFF;\n}\n@media(max-width:600px){ .doc-embed-frame { height: 380px; } }\n\n\n.pdf-embed-wrap{border-radius:8px;overflow:hidden;box-shadow:0 2px 16px rgba(0,21,46,.1);margin:1.5rem 0;}\n.pdf-embed-header{background:#002147;padding:.75rem 1.25rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap;}\n.pdf-embed-title{font-family:'Sora',sans-serif;font-weight:700;font-size:.88rem;color:#FFFFFF;}\n.pdf-embed-actions{display:flex;gap:.5rem;flex-wrap:wrap;}\n.pdf-btn{font-family:'Sora',sans-serif;font-size:.75rem;font-weight:600;padding:.35rem .85rem;border-radius:4px;text-decoration:none;transition:background .15s;white-space:nowrap;}\n.pdf-btn--view{background:rgba(255,255,255,.15);color:#FFFFFF;}\n.pdf-btn--view:hover{background:rgba(255,255,255,.25);}\n.pdf-btn--dl{background:#00659E;color:#FFFFFF;}\n.pdf-btn--dl:hover{background:#007ABB;}\n.pdf-embed-frame{display:block;background:#F3F7FB;width:100%;border:1px solid #C2D4E6;border-radius:0 0 8px 8px;}\n\n<\/style>\n<style>\n.cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.5rem}\n.card{position:relative;overflow:hidden;display:flex;flex-direction:column;transition:border-color .25s ease,box-shadow .25s ease,transform .25s ease !important;background:#FFFFFF;border:1px solid #C2D4E6;border-radius:12px}\n.card::before{content:\"\";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,#00629A 0%,#008ED6 100%);opacity:.9}\n.card__body{padding:1.7rem 1.6rem;flex:1;display:flex;flex-direction:column}\n.card__title{font-family:'Sora',sans-serif;font-size:1.15rem;font-weight:700;line-height:1.3;margin-bottom:.7rem;color:#002147}\n.card__title a{color:#00629A;text-decoration:none}\n.card__title a:hover{text-decoration:underline}\n.card__text{font-family:'Crimson Pro',Georgia,serif;font-size:1.02rem;line-height:1.65;color:#1C2430}\n.card__text p{margin:0 0 .7rem}\n.card__text p:last-child{margin:0}\n.card__text a{color:#00629A;text-decoration:none;font-weight:700}\n.card__text a:hover{text-decoration:underline}\n.card__text strong{color:#002147}\n\n\/* Procedure blocks *\/\n.proc{background:#FFFFFF;border:1px solid #C2D4E6;border-radius:12px;padding:1.85rem 2rem;margin-bottom:1.35rem;position:relative;overflow:hidden}\n.proc::before{content:\"\";position:absolute;top:0;left:0;bottom:0;width:4px;background:linear-gradient(180deg,#00629A 0%,#008ED6 100%)}\n.proc__title{font-family:'Sora',sans-serif;font-size:1.22rem;font-weight:800;color:#002147;margin:0 0 1rem;line-height:1.3}\n.proc p{font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.7;color:#1C2430;margin:0 0 1rem}\n.proc p:last-child{margin-bottom:0}\n.proc strong{color:#002147}\n.proc a{color:#00629A;text-decoration:none;font-weight:700}\n.proc a:hover{text-decoration:underline}\n.proc__sub{font-family:'Sora',sans-serif;font-size:1rem;font-weight:800;color:#00629A;margin:1.25rem 0 .6rem}\n.proc ol,.proc ul{margin:0 0 1rem;padding-left:0;list-style:none;counter-reset:pl}\n.proc ol{counter-reset:pl}\n.proc ol>li{position:relative;counter-increment:pl;padding:.7rem 0 .7rem 3rem;border-top:1px solid #E6EEF6;font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.6;color:#1C2430}\n.proc ol>li::before{content:counter(pl);position:absolute;left:0;top:.7rem;width:1.85rem;height:1.85rem;border-radius:50%;background:linear-gradient(135deg,#00629A 0%,#008ED6 100%);color:#FFFFFF;font-family:'Sora',sans-serif;font-weight:800;font-size:.9rem;display:flex;align-items:center;justify-content:center}\n.proc ul>li{position:relative;padding:.55rem 0 .55rem 1.6rem;font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.6;color:#1C2430}\n.proc ul>li::before{content:\"\";position:absolute;left:.35rem;top:1.15rem;width:.5rem;height:.5rem;border-radius:50%;background:#008ED6}\n.proc ol>li ul{margin:.5rem 0 0}\n.proc ol>li ul>li{padding:.35rem 0 .35rem 1.6rem;border:none}\n.proc__note{background:#EAF4FB;border-left:4px solid #008ED6;border-radius:0 8px 8px 0;padding:.95rem 1.3rem;margin:1rem 0 0;font-family:'Crimson Pro',Georgia,serif;font-size:1.02rem;line-height:1.6;color:#1C2430}\n\n\/* Quick links units *\/\n.qlink-row{display:flex;flex-wrap:wrap;gap:.75rem}\n.qlink{display:inline-flex;align-items:center;gap:.55rem;background:#FFFFFF;border:1px solid #C2D4E6;border-radius:999px;padding:.6rem 1.25rem;font-family:'Sora',sans-serif;font-size:.9rem;font-weight:600;color:#00629A;text-decoration:none;transition:border-color .2s ease,background .2s ease}\n.qlink::before{content:\"\";width:.5rem;height:.5rem;border-radius:50%;background:#008ED6;flex-shrink:0}\n.qlink:hover{border-color:#008ED6;background:#F3F7FB}\n\n\/* Timeline callout *\/\n.timeline{background:#FFF8E1;border-left:4px solid #B45309;border-radius:0 10px 10px 0;padding:1.6rem 1.85rem}\n.timeline__title{font-family:'Sora',sans-serif;font-size:1.1rem;font-weight:800;color:#7A3607;margin:0 0 .7rem}\n.timeline p{font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.7;color:#1C2430;margin:0 0 .8rem}\n.timeline strong{color:#7A3607}\n.timeline ul{margin:.5rem 0 .8rem;padding-left:1.5rem}\n.timeline li{font-family:'Crimson Pro',Georgia,serif;font-size:1.03rem;line-height:1.6;color:#1C2430;margin:.3rem 0}\n.timeline__fine{font-size:.95rem;font-style:italic;color:#4A5060;margin:0}\n\n\/* Contact items *\/\n.contact-items{display:flex;flex-wrap:wrap;gap:2.5rem;margin-top:0}\n.contact-item{display:flex;gap:.85rem;align-items:flex-start;margin-bottom:0}\n\n\/* \u2550\u2550\u2550 ADA CONTRAST HARDENING OVERRIDES \u2550\u2550\u2550 *\/\n.card__title{color:#002147 !important}\n.card__text{color:#1C2430 !important}\n.proc__title{color:#002147 !important}\n.proc p{color:#1C2430 !important}\n.proc__sub{color:#00629A !important}\n.proc ol>li,.proc ul>li{color:#1C2430 !important}\n.proc__note{color:#1C2430 !important}\n.qlink{color:#00629A !important}\n.timeline__title{color:#7A3607 !important}\n.timeline p,.timeline li{color:#1C2430 !important}\n.timeline__fine{color:#4A5060 !important}\n\n@media (max-width: 760px){\n.cards-grid{grid-template-columns:1fr;gap:1rem}\n.proc{padding:1.5rem 1.4rem}\n.contact-items{gap:1.5rem}\n}\n<\/style>\n<\/head>\n<body>\n\n<a href=\"#main-content\" class=\"skip-link\">Skip to main content<\/a>\n\n<nav class=\"breadcrumb\" aria-label=\"Breadcrumb\">\n<div class=\"w\"><ol class=\"breadcrumb__list\">\n  <li><a href=\"https:\/\/www.jsums.edu\/\">JSU Home<\/a><\/li>\n  <li><a href=\"https:\/\/www.jsums.edu\/financialaid\">Financial Aid<\/a><\/li>\n  <li><span aria-current=\"page\">How to Apply<\/span><\/li>\n<\/ol><\/div>\n<\/nav>\n\n<main id=\"main-content\" class=\"jsu-main-content\">\n\n  <!-- HERO -->\n  <section class=\"hero dk\" aria-labelledby=\"hero-h\">\n  <div class=\"w\"><div class=\"hero__inner\"><div>\n    <span class=\"hero__tag\">JSU &middot; Financial Aid<\/span>\n    <h1 class=\"hero__title\" id=\"hero-h\">\n      How to apply for financial <em>aid<\/em>\n    <\/h1>\n    <p class=\"hero__desc\">\n      Step-by-step guidance for academic scholarships, private loans, Parent\n      PLUS and Grad PLUS loans, SAP appeals, and the FAFSA.\n    <\/p>\n    <div class=\"hero__btns\">\n      <a href=\"#how\" class=\"btn btn--primary\">How to Apply<\/a>\n      <a href=\"#contact\" class=\"btn btn--outline-white\">Contact<\/a>\n    <\/div>\n  <\/div><\/div><\/div>\n  <\/section>\n\n  <!-- HOW TO APPLY -->\n  <section class=\"sec\" id=\"how\" aria-labelledby=\"how-h\">\n  <div class=\"w\">\n    <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n      <span class=\"sec-eyebrow\">How to apply<\/span>\n      <h2 class=\"sec-title\" id=\"how-h\">How to apply for financial aid<\/h2>\n    <\/div>\n    <div class=\"proc\">\n      <h3 class=\"proc__title\">How to Apply for an Academic Scholarship<\/h3>\n      <p><strong>Students must be fully admitted as a fulltime student by the University before applying for any academic scholarships. Apply for each scholarship you are eligible for.<\/strong><\/p>\n      <ol>\n        <li>Create a Net ID using your J-number (student ID#) to access the scholarship portal. The portal may also be accessed directly through the Jackson State University website (www.jsums.edu) or your JSU PAWS account.<\/li>\n        <li>First time Freshmen may apply for Fall scholarships beginning October 15<sup>th<\/sup> until January 15<sup>th<\/sup> of each year. <strong>The Presidential Scholarship, Provost Scholarship, and Medallion Scholarship are available for first time freshmen only.<\/strong><\/li>\n        <li>Community College transfer students may apply for the transfer scholarships beginning March 15<sup>th<\/sup> until June 1<sup>st<\/sup> of each year. <strong>Phi Theta Kappa Scholarship and the Tiger Tuition Scholarship is for Community College graduates only.<\/strong><\/li>\n        <li>All students can access the available general scholarships through their JSU PAWS account, the Jackson State University website (<a href=\"https:\/\/www.jsums.edu\">www.jsums.edu<\/a>) or www.jsums.academicworks.com.<\/li>\n      <\/ol>\n      <p class=\"proc__note\">If you have any questions you may email the Financial Aid Office at <a href=\"mailto:finaid@jsums.edu\">finaid@jsums.edu<\/a>. Please include your J-number on all correspondence.<\/p>\n    <\/div>\n    <div class=\"proc\">\n      <h3 class=\"proc__title\">Applying for a Private Loan<\/h3>\n      <p><strong>Private loans are non-institutional loans that can be used to satisfy your balance with the University. These loans are credit based and can only be used within the academic year it is applied for. The University does not endorse any particular lender.<\/strong><\/p>\n      <p class=\"proc__sub\">Steps for completing a Private Loan<\/p>\n      <ol>\n        <li>Log into your JSU PAWS account, or contact the Business office, to get an accurate outstanding account balance.<\/li>\n        <li>Log into the website www.elmselect.com to compare lenders then complete the online private loan application.<\/li>\n        <li>If the loan is approved by the lender complete the listed forms located on Jackson State University&rsquo;s website, <a href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/\">www.jsums.edu\/financialaid\/financial-aid-forms\/<\/a>\n          <ul>\n            <li>Loan Questionnaire form<\/li>\n            <li>Private Education Loan Applicant Self-Certification form.<\/li>\n          <\/ul>\n        <\/li>\n        <li>Submit the completed forms to <a href=\"mailto:finaid@jsums.edu\">finaid@jsums.edu<\/a>. Allow 5 &ndash; 10 days for processing after the forms have been submitted.<\/li>\n      <\/ol>\n      <p><strong>Loans are assigned two disbursement dates within the semester, funds will be disbursed to the &ldquo;University&rdquo; after the scheduled disbursement date.<\/strong><\/p>\n      <p class=\"proc__note\">If you have any questions you may email the Financial Aid Office at <a href=\"mailto:finaid@jsums.edu\">finaid@jsums.edu<\/a>. Please include your J-number on all correspondence.<\/p>\n    <\/div>\n    <div class=\"proc\">\n      <h3 class=\"proc__title\">How Withdrawal Impacts Your Financial Aid<\/h3>\n      <p>Under the Higher Education Amendments of 1998, the amount of federal financial aid a student has earned for the enrollment period (semester) is based on the length of time the student remains enrolled for that period. Therefore, the percentage of the enrollment period completed is also the percentage of aid the student has earned.<\/p>\n      <ul>\n        <li>If a student withdraws on or before being enrolled in a class(es) or the University for less than 60% of the enrollment period, the percentage of federal financial aid earned is equal to the percentage of time enrolled. Ex: 20 days enrolled\/108 days in the semester = 18.5%<\/li>\n        <li>If a student remains enrolled up to or beyond the 60% point, then 100% of the aid for that enrollment period has been earned.<\/li>\n      <\/ul>\n      <p>The unearned financial aid funds will be returned by the University to the Department of Education and the student will receive a charge to their JSU student account for the returned amount. The federal financial assistance programs that may be effected by the premature withdrawal are;<\/p>\n      <ul>\n        <li>Federal Pell Grant<\/li>\n        <li>Supplemental Education Opportunity Grant<\/li>\n        <li>Perkins Loans<\/li>\n        <li>Subsidized and Unsubsidized Student Loans<\/li>\n      <\/ul>\n      <p>Students that choose to withdraw from the University prior to the end of an enrollment period should follow the University&rsquo;s guidelines for withdrawing from school.<\/p>\n    <\/div>\n    <div class=\"proc\">\n      <h3 class=\"proc__title\">Satisfactory Academic Progress (SAP) Appeal<\/h3>\n      <p>A student must maintain satisfactory academic progress in their course of study in order to receive aid under the student financial assistance programs Title IV funds. These programs include:<\/p>\n      <ul>\n        <li>PELL grant<\/li>\n        <li>Federal Supplemental Education Opportunity Grant (FSEOG)<\/li>\n        <li>Direct Graduate Plus Loan and Direct Parent Plus Loan<\/li>\n        <li>Federal Work Study<\/li>\n        <li>Direct Subsidized and Unsubsidized Loans<\/li>\n      <\/ul>\n      <p>Undergraduate students must maintain a grade point average (GPA) of 2.0 or higher on a 4.0 scale and graduate students must maintain a 3.0 GPA on the same scale. All students, graduate and undergraduate, must earn 67% of the credit hours they have attempted. This includes accepted transfer hours as well. Undergraduates may also be classified as SAP MAX (maximum) if they have accumulated 186 or more attempted credit hours before receiving an undergraduate degree. This status will render the undergraduate student ineligible for federal financial aid. (You may still be eligible for other types of financial aid.) Bothe undergraduate and graduate may reach SAP MAX status if they have reached or exceeded the federal financial aid limits set based on your classification.<\/p>\n      <p>Students may check their financial aid status through their JSU PAWS account by selecting the Financial Aid tab, click on &ldquo;financial aid status&rdquo;, select aid year, then click submit. This information will determine whether a SAP appeal form is needed. If so, complete all pages, attach the supporting documentation then submit it to the SAP Appeal Committee at <a href=\"mailto:sap@jsums.edu\">sap@jsums.edu<\/a> at the appropriate time depending on the semester. Early submissions will not be accepted before the published submission dates nor will late submissions be accepted without prior permission. Committee decisions will be sent to the JSU student email account.<\/p>\n      <p>The SAP appeal form may be found <a href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/\">www.jsums.edu\/financialaid\/financial-aid-forms\/<\/a>. <strong>SUBMITTING A SAP APPEAL FORM DOES NOT GUARANTEE AN APPROVAL.<\/strong><\/p>\n    <\/div>\n    <div class=\"proc\">\n      <h3 class=\"proc__title\">How to Apply for the Federal Direct Parent PLUS Loan<\/h3>\n      <p><strong>Eligibility<\/strong> Both student and the parent borrower must meet specific eligibility requirements in order for the student to qualify for the Parent PLUS Loan. The first step is to have a completed FAFSA on file for the academic year in which the application is made.<\/p>\n      <p>The student must have been offered their loan eligibility first, before we can certify the Direct Parent PLUS loan. <strong>Your Student must:<\/strong><\/p>\n      <ul>\n        <li>Meet Federal and Jackson State University Financial Aid Eligibility Requirements.<\/li>\n        <li>Be a dependent (based on FAFSA data) undergraduate student<\/li>\n        <li>Be enrolled in a degree-seeking program<\/li>\n        <li>Be enrolled in at least 6 credits (half-time)<\/li>\n        <li>Meet the minimum requirements for Satisfactory Academic Progress<\/li>\n      <\/ul>\n      <p><strong>You &ndash; the Parent Borrower must:<\/strong><\/p>\n      <ul>\n        <li>Be the biological, adoptive, or step-parent of the student.<\/li>\n        <li>Be a U.S. citizen or eligible non-citizen (permanent resident).<\/li>\n        <li>Not be in default on repayment of federal aid. If you are currently in default, go here.<\/li>\n        <li>Consent to, and pass a credit check by the U.S. Department of Education.<\/li>\n      <\/ul>\n      <p><strong>Before you Apply<\/strong> Determine the loan period for which you plan to apply. If your student is planning to be enrolled for both fall and spring semesters, we recommend that you apply for the fall\/spring Loan term. The summer loan term cannot be combined with other terms.<\/p>\n      <ul>\n        <li>Request a Direct PLUS Loan at www.studentaid.gov.<\/li>\n        <li>Log in using the parent FSA I.D not the student&rsquo;s.<\/li>\n        <li>Apply for the loan.<\/li>\n        <li>Designate the school to be paid (i.e. Jackson State University)<\/li>\n        <li>If approved, request a deferment of repayment while the student is in school for up to 6 months within the loan application.<\/li>\n        <li>If approved, the parent must complete the credit counselling and sign the Master Promissory Note (MPN) also found on the federal web page.<\/li>\n        <li>If approved, fill out a Parent PLUS Loan Retrieval form located on the Jackson State University website, www.jsums.edu, on the Financial Aid page, click on Financial Aid Forms. This form must be signed by hand or by DocuSign. Typed names are not acceptable.<\/li>\n        <li>The completed form listing a numerical amount and disbursement period. Please Do Not write MAX where an amount is needed. The form and a copy of the parent&rsquo;s I.D. can be sent to <a href=\"mailto:finaid@jsums.edu\">finaid@jsums.edu<\/a>.<\/li>\n        <li>If the application is denied, fill out the Parent PLUS Loan Retrieval form indicating the denial with signatures to <a href=\"mailto:finaid@jsums.edu\">finaid@jsums.edu<\/a> for processing as well.<\/li>\n      <\/ul>\n    <\/div>\n    <div class=\"proc\">\n      <h3 class=\"proc__title\">How to Apply for a Grad PLUS Loan<\/h3>\n      <p><strong>The Grad PLUS loan is available to graduate students who:<\/strong><\/p>\n      <ul>\n        <li>Are enrolled at least half-time in a degree-granting program.<\/li>\n        <li>File the FAFSA (Free Application for Federal Student Aid).<\/li>\n        <li>Pass a credit check.<\/li>\n      <\/ul>\n      <p><strong>How to Apply<\/strong> The Grad PLUS application is a multi-step process. If you do not complete each step, your loan will not be processed.<\/p>\n      <ol>\n        <li>Submit a Direct PLUS Loan Application for Graduate\/Professional Students through the www.studentaid.gov website. (JSU school code is 002410.) If you are approved and would like to increase your loan amount do not apply for a new loan. Instead, you may contact the Financial Aid Office to request an increase.<\/li>\n        <li>Complete the Grad PLUS entrance counseling while on the federal website.<\/li>\n        <li>Sign the PLUS Master Promissory Note (MPN) for Graduate\/Professional Students while on the federal website. The MPN will be valid for 10 years provided a PLUS loan is disbursed within 12 months of the MPN signing. If your previous Grad PLUS loan was approved with an endorser (co-signer), you will need to complete a new MPN.<\/li>\n        <li>Sign the PLUS Master Promissory Note (MPN) for Graduate\/Professional Students while on the federal website. The MPN will be valid for 10 years provided a PLUS loan is disbursed within 12 months of the MPN signing. If your previous Grad PLUS loan was approved with an endorser (co-signer), you will need to complete a new MPN.<\/li>\n        <li>Complete the Loan Questionnaire found on the Financial Aid page of the Jackson State University website or go to <a href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/\">www.jsums.edu\/financialaid\/financial-aid-forms\/<\/a> for the form.<\/li>\n      <\/ol>\n      <p class=\"proc__note\">If you have any questions you may email the Financial Aid Office at <a href=\"mailto:finaid@jsums.edu\">finaid@jsums.edu<\/a>. Please include your J-number on all correspondence.<\/p>\n    <\/div>\n  <\/div>\n  <\/section>\n\n  <!-- QUICK LINKS -->\n  <section class=\"sec sec--off\" id=\"quicklinks\" aria-labelledby=\"quicklinks-h\">\n  <div class=\"w\">\n    <div class=\"sec-head\" style=\"margin-bottom:1.25rem;\">\n      <span class=\"sec-eyebrow\">Quick links &ndash; units<\/span>\n      <h2 class=\"sec-title\" id=\"quicklinks-h\">Quick links<\/h2>\n    <\/div>\n    <div class=\"qlink-row\">\n      <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2025\/02\/24.25-Financial-Aid-Checklist.pdf\">Financial Aid Checklist<\/a>\n      <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/11\/FAQs-for-Financial-Aid.pdf\">Financial Aid FAQs<\/a>\n      <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/\">Financial Aid Forms<\/a>\n      <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/2017\/11\/19\/rights-and-responsibilities\/\">Rights And Responsibilities<\/a>\n      <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/admissions\/parents-and-families\/\">Parents And Families<\/a>\n      <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/creating-an-fsaid\/\">Creating A Federal Student Aid ID (FSA ID)<\/a>\n      <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/businessfinance\/tuition-and-fees\/#Fees\">Tuition And Fees<\/a>\n      <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2021\/02\/2021-2022-View-Your-Financial-Aid-Status.pdf\">Financial Aid Status<\/a>\n      <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/06\/2020-2021-When-the-Financial-Aid-Award-Package-is-Not-Enough-.pdf\">When The Financial Aid Package Is Not Enough<\/a>\n      <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2017\/08\/Financial-Aid-Repeat-Course-Policy.pdf\">Financial Aid Repeat Course Policy<\/a>\n    <\/div>\n  <\/div>\n  <\/section>\n\n  <!-- LET US HELP YOU -->\n  <section class=\"sec\" id=\"help\" aria-labelledby=\"help-h\">\n  <div class=\"w\">\n    <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n      <span class=\"sec-eyebrow\">Let us help you<\/span>\n      <h2 class=\"sec-title\" id=\"help-h\">Let us help you<\/h2>\n    <\/div>\n    <div class=\"cards-grid\" style=\"margin-bottom:1.75rem;\">\n      <div class=\"card\"><div class=\"card__body\">\n        <div class=\"card__title\"><a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">FAFSA<\/a><\/div>\n        <div class=\"card__text\"><p>Students seeking federal financial aid are required to complete the Free Application for Federal Student Aid (<a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">FAFSA<\/a>). Jackson State University&rsquo;s priority deadline is April 15th each year. <strong>Access Financial Aid Forms<\/strong>. <a href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/\">Click Here<\/a>. Frequently asked questions concerning Financial Aid. <a href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/11\/FAQs-for-Financial-Aid.pdf\">Click Here<\/a><\/p><\/div>\n      <\/div><\/div>\n      <div class=\"card\"><div class=\"card__body\">\n        <div class=\"card__title\"><a href=\"https:\/\/www.jsums.edu\/financialaid\/cares-act\/\">CARES Act Emergency Assistance for Students<\/a><\/div>\n        <div class=\"card__text\"><p>Emergency assistance for students through the CARES Act. <a href=\"https:\/\/www.jsums.edu\/financialaid\/cares-act\/\">Learn more<\/a>.<\/p><\/div>\n      <\/div><\/div>\n    <\/div>\n    <div class=\"timeline\">\n      <p class=\"timeline__title\">Service timeline for submitted documents<\/p>\n      <p>All documents submitted to the Office of Financial Aid can take up to <strong>21 business days<\/strong> for processing.<\/p>\n      <p><strong>To prevent a delay in processing your documents, please be sure to:<\/strong><\/p>\n      <ul>\n        <li>Verify documents are filled completely, legible and signed.<\/li>\n        <li>Check that documents that require a signature have HANDWRITTEN signatures; no typed or electronic signatures are acceptable.<\/li>\n        <li>Verify that all documents contain the student&rsquo;s name and J-Number.<\/li>\n      <\/ul>\n      <p class=\"timeline__fine\">*Business days do not include the weekends, holidays, and all other unspecified days the university is closed.<\/p>\n    <\/div>\n  <\/div>\n  <\/section>\n\n  <!-- CTA BAND -->\n  <section class=\"cta-band dk\" aria-labelledby=\"cta-h\">\n  <div class=\"w\"><div class=\"cta-band__inner\">\n    <div>\n      <h2 class=\"cta-band__title\" id=\"cta-h\">Questions about your aid?<\/h2>\n      <p class=\"cta-band__sub\">Email the Financial Aid Office at finaid@jsums.edu and include your J-number, or call (866) THEE-JSU.<\/p>\n    <\/div>\n    <div class=\"cta-band__btns\">\n      <a href=\"mailto:finaid@jsums.edu\" class=\"btn btn--primary\">Email finaid@jsums.edu<\/a>\n      <a href=\"tel:+18668433578\" class=\"btn btn--outline-white\">Call 866-843-3578<\/a>\n    <\/div>\n  <\/div><\/div>\n  <\/section>\n\n  <!-- LOCATION \/ CONTACT - last -->\n  <section class=\"sec sec--surface\" id=\"contact\" aria-labelledby=\"contact-h\">\n  <div class=\"w\">\n    <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n      <span class=\"sec-eyebrow\">Division of Financial Aid<\/span>\n      <h2 class=\"sec-title\" id=\"contact-h\">Location<\/h2>\n    <\/div>\n    <div class=\"contact-items\">\n      <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">&#128205;<\/div>\n        <div><div class=\"contact-item__label\">Location<\/div>\n          <div class=\"contact-item__val\">Jackson State University<br>Financial Aid Office<br>PO Box 17065<br>Jackson, MS 39217<\/div><\/div><\/div>\n      <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">&#9993;<\/div>\n        <div><div class=\"contact-item__label\">Email<\/div>\n          <div class=\"contact-item__val\"><a href=\"mailto:finaid@jsums.edu\">finaid@jsums.edu<\/a><\/div><\/div><\/div>\n      <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">&#128222;<\/div>\n        <div><div class=\"contact-item__label\">Phone<\/div>\n          <div class=\"contact-item__val\"><a href=\"tel:+18668433578\">(866) THEE&#8209;JSU \/ 866-843-3578<\/a><\/div><\/div><\/div>\n      <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">&#128232;<\/div>\n        <div><div class=\"contact-item__label\">Fax<\/div>\n          <div class=\"contact-item__val\">(601) 979-2237<\/div><\/div><\/div>\n    <\/div>\n  <\/div>\n  <\/section>\n\n<\/main><!-- end #main-content -->\n\n<button class=\"fnav-toggle\" aria-label=\"Open page navigation menu\" aria-expanded=\"false\" aria-controls=\"fnav-drawer\" type=\"button\">\n  <span class=\"fnav-toggle__icon\" aria-hidden=\"true\">&#9776;<\/span>\n  <span class=\"fnav-toggle__label\">Menu<\/span>\n<\/button>\n\n<div class=\"fnav-overlay\" id=\"fnav-overlay\" aria-hidden=\"true\"><\/div>\n\n<nav class=\"fnav-drawer\" id=\"fnav-drawer\" aria-label=\"Page navigation\" aria-hidden=\"true\">\n  <div class=\"fnav-drawer__header\">\n    <div>\n      <span class=\"fnav-drawer__eyebrow\">JSU &middot; Financial Aid<\/span>\n      <span class=\"fnav-drawer__title\">Financial Aid<\/span>\n    <\/div>\n    <button class=\"fnav-close\" aria-label=\"Close navigation menu\" type=\"button\">&times;<\/button>\n  <\/div>\n  <div class=\"fnav-drawer__body\">\n    <div class=\"fnav-group\">\n      <ul class=\"fnav-group__items\" role=\"list\">\n        <li>\n          <a href=\"https:\/\/www.jsums.edu\/financialaid\/#WELCOME\" class=\"fnav-item\" aria-current=\"false\">\n            <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n            <span class=\"fnav-item__text\">Home<\/span>\n          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href=\"https:\/\/www.jsums.edu\/financialaid\/consumer-information\/\" class=\"fnav-item\" aria-current=\"false\">\n            <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n            <span class=\"fnav-item__text\">Consumer Information<\/span>\n          <\/a>\n        <\/li>\n        <li>\n          <a href=\"https:\/\/www.jsums.edu\/financialaid\/contact-2\/\" class=\"fnav-item\" aria-current=\"false\">\n            <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n            <span class=\"fnav-item__text\">Contact Us<\/span>\n          <\/a>\n        <\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n  <div class=\"fnav-drawer__footer\">\n    <a href=\"https:\/\/www.jsums.edu\/financialaid\" class=\"fnav-footer-link\" style=\"color:#FFFFFF !important;\">&#8592; Financial Aid<\/a>\n  <\/div>\n<\/nav>\n\n<button class=\"jsu-btt\" id=\"jsu-btt\" aria-label=\"Back to top\" type=\"button\">&#8679;<\/button>\n\n<script>\n(function(){\n'use strict';\n\n\/* 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