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1fr;}.hero__inner{grid-template-columns:1fr;}.hero__stat-band{flex-direction:row;flex-wrap:wrap;min-width:0;}}\n@media(max-width:600px){.footer__grid{grid-template-columns:1fr;}.cta-band__inner{flex-direction:column;}}\n\n .contact-items{display:flex;flex-wrap:wrap;gap:2.5rem;margin-top:0;}\n .contact-item{display:flex;gap:.85rem;align-items:flex-start;min-width:220px;}\n .contact-icon{font-size:1.3rem;line-height:1;margin-top:.1rem;flex-shrink:0;}\n .contact-item__label{font-family:'Sora',sans-serif;font-size:.75rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#636B78;margin-bottom:.15rem;}\n .contact-item__val{font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#1C2430;}\n .contact-item__val a{color:#00629A;text-decoration:underline;}\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n ELEMENTOR CONTAINMENT RESETS\n Prevents Elementor wrapper styles from bleeding into our\n custom HTML content blocks.\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n\n\/* Zero out all padding\/margin\/gap\/background on every Elementor wrapper *\/\n.elementor-widget-container,\n.elementor-widget-wrap,\n.elementor-widget-wrap > .elementor-element,\n.elementor-section .elementor-container,\n.elementor-section .elementor-row,\n.e-con,\n.e-con-inner,\n.e-child,\n.e-con > .e-con-inner {\n padding: 0 !important;\n margin: 0 !important;\n gap: 0 !important;\n background: transparent !important;\n background-color: transparent !important;\n background-image: none !important;\n border: none !important;\n box-shadow: none !important;\n max-width: none !important;\n width: 100% !important;\n}\n\n\/* Section-level Elementor wrappers *\/\n.elementor-section,\n.elementor-top-section,\n.elementor-inner-section {\n padding: 0 !important;\n margin: 0 !important;\n background: transparent !important;\n background-color: transparent !important;\n background-image: none !important;\n}\n\n\/* Strip Elementor heading color overrides *\/\n.elementor-widget-container h1,\n.elementor-widget-container h2,\n.elementor-widget-container h3,\n.elementor-widget-container h4,\n.elementor-widget-container h5,\n.elementor-widget-container p,\n.elementor-widget-container a {\n color: inherit !important;\n}\n\n\/* \u2500\u2500 Dark section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\n .hero and .cta-band.dk MUST stay dark regardless of\n Elementor theme color injection.\n\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero,\n.hero * {\n color: #FFFFFF !important;\n}\n.hero__inner {\n justify-items: center !important;\n text-align: center !important;\n}\n.hero__inner > div {\n display: flex !important;\n flex-direction: column !important;\n align-items: center !important;\n text-align: center !important;\n max-width: 780px !important;\n margin: 0 auto !important;\n}\n.hero__btns {\n justify-content: center !important;\n}\n.hero__desc {\n max-width: 640px !important;\n margin-left: auto !important;\n margin-right: auto !important;\n}\n.hero__tag {\n display: inline-block !important;\n}\n.hero {\n background-color: #00152E !important;\n background-image: linear-gradient(135deg, #00152E 0%, #002147 60%, #003366 100%) !important;\n position: relative !important;\n}\n.cta-band.dk {\n background-color: #002147 !important;\n background-image: linear-gradient(135deg, #00152E 0%, #002147 100%) !important;\n color: #FFFFFF !important;\n}\n.cta-band.dk * {\n color: #FFFFFF !important;\n}\n.cta-band.dk .btn--primary {\n background-color: #00659E !important;\n color: #FFFFFF !important;\n}\n.cta-band.dk .btn--outline-white {\n border-color: rgba(255,255,255,0.6) !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Section background hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.sec {\n background-color: #FFFFFF !important;\n color: #1C2430 !important;\n}\n.sec--off {\n background-color: #F3F7FB !important;\n color: #1C2430 !important;\n}\n.sec--surface {\n background-color: #E6EEF6 !important;\n color: #1C2430 !important;\n}\n\n\/* \u2500\u2500 Text color hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.sec .sec-title,\n.sec .sec-eyebrow,\n.sec h2,\n.sec h3 {\n color: #002147;\n}\n.sec p,\n.sec li,\n.sec dd,\n.sec dt {\n color: #4A5060;\n}\n.sec a {\n color: #00629A;\n}\n\n\/* \u2500\u2500 About section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.about-facts {\n background: #E6EEF6 !important;\n border-radius: 8px !important;\n padding: clamp(1.5rem, 3vw, 2.5rem) !important;\n}\n.about-facts__title {\n color: #00629A !important;\n font-weight: 700 !important;\n}\n.about-facts dl dt {\n color: #636B78 !important;\n text-transform: uppercase !important;\n font-size: .72rem !important;\n letter-spacing: .08em !important;\n font-weight: 700 !important;\n}\n.about-facts dl dd {\n color: #1C2430 !important;\n font-size: .97rem !important;\n}\n\n\/* \u2500\u2500 Card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.card {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-radius: 8px !important;\n}\n.card__eyebrow { color: #00629A !important; }\n.card__title { color: #002147 !important; }\n.card__text { color: #4A5060 !important; }\n.card__link { color: #00629A !important; }\n\n\/* \u2500\u2500 Faculty card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.faculty-card {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-radius: 8px !important;\n}\n.faculty-card__name { color: #002147 !important; }\n.faculty-card__title { color: #636B78 !important; }\n.faculty-card__contact, \n.faculty-card__contact a { color: #00629A !important; }\n\n\/* \u2500\u2500 Resource list hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.resource-item {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-bottom-color: #C2D4E6 !important;\n}\n.resource-item__name { color: #002147 !important; }\n.resource-item__desc { color: #4A5060 !important; }\n.resource-item__link { color: #00629A !important; border-color: #00629A !important; }\n\n\/* \u2500\u2500 Program card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.program-card {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-radius: 8px !important;\n color: #1C2430 !important;\n}\n.program-card__name { color: #002147 !important; }\n.program-card__level { color: #636B78 !important; }\n.program-card__dot { background: #008ED6 !important; }\n\n\/* \u2500\u2500 Tab hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.tabs__btn {\n background: transparent !important;\n color: #002147 !important;\n border-color: #C2D4E6 !important;\n}\n.tabs__btn[aria-selected=\"true\"] {\n background: #002147 !important;\n color: #FFFFFF !important;\n border-color: #002147 !important;\n}\n\n\/* \u2500\u2500 Accordion hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.accordion__trigger {\n background: #FFFFFF !important;\n color: #002147 !important;\n border-color: #C2D4E6 !important;\n}\n.accordion__trigger[aria-expanded=\"true\"] {\n background: #002147 !important;\n color: #FFFFFF !important;\n}\n.accordion__body { \n background: #FFFFFF !important; \n color: #4A5060 !important;\n}\n\n\/* \u2500\u2500 Nav drawer hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-drawer {\n background: #002147 !important;\n color: #FFFFFF !important;\n}\n.fnav-drawer__header {\n background: #00152E !important;\n border-bottom-color: rgba(0,142,214,0.3) !important;\n}\n.fnav-drawer__title { color: #FFFFFF !important; }\n.fnav-drawer__eyebrow { color: #3DB4F0 !important; }\n.fnav-item { color: rgba(255,255,255,0.85) !important; }\n.fnav-item.is-active,\n.fnav-item:hover { color: #FFFFFF !important; background: rgba(0,142,214,0.2) !important; }\n.fnav-group__label { color: #3DB4F0 !important; }\n.fnav-drawer__footer { color: #FFFFFF !important; }\n.fnav-footer-link { color: #FFFFFF !important; text-decoration: none; }\n.fnav-footer-link:hover { color: #3DB4F0 !important; }\n\n\/* \u2500\u2500 Hero text hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero__tag { color: #3DB4F0 !important; }\n.hero__title { color: #FFFFFF !important; }\n.hero__desc { color: rgba(255,255,255,0.85) !important; }\n.hero__btns .btn--primary { background-color: #00659E !important; color: #FFFFFF !important; }\n.hero__btns .btn--outline-white { border-color: rgba(255,255,255,0.6) !important; color: #FFFFFF !important; }\n\n\/* \u2500\u2500 Breadcrumb hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.breadcrumb { background: #002147 !important; }\n.breadcrumb a, .breadcrumb span { color: rgba(255,255,255,0.75) !important; }\n.breadcrumb [aria-current=\"page\"] { color: #FFFFFF !important; }\n\n\/* \u2500\u2500 Contact section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.contact-items { color: #1C2430 !important; }\n.contact-item__label { color: #636B78 !important; }\n.contact-item__val { color: #1C2430 !important; }\n.contact-item__val a { color: #00629A !important; }\n\n\/* \u2500\u2500 Skip link \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.skip-link:focus {\n background: #008ED6 !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 BTT button \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.jsu-btt {\n background: #00659E !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Menu toggle \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-toggle {\n background: #002147 !important;\n color: #FFFFFF !important;\n}\n.fnav-toggle:hover { background: #007ABB !important; }\n\n\/* \u2500\u2500 WCAG: Ensure minimum contrast on all body text \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\nbody { \n background-color: #FFFFFF !important; \n color: #1C2430 !important;\n}\n\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 TICKER STRIP \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.ticker-wrap{\n background:#00152E;\n border-top:1px solid rgba(0,142,214,.25);\n border-bottom:1px solid rgba(0,142,214,.25);\n overflow:hidden;\n padding:.55rem 0;\n position:relative;\n}\n.ticker-wrap::before,\n.ticker-wrap::after{\n content:'';\n position:absolute;\n top:0;bottom:0;\n width:80px;\n z-index:2;\n pointer-events:none;\n}\n.ticker-wrap::before{\n left:0;\n background:linear-gradient(to right,#00152E,transparent);\n}\n.ticker-wrap::after{\n right:0;\n background:linear-gradient(to left,#00152E,transparent);\n}\n.ticker-label{\n position:absolute;\n left:0;top:50%;\n transform:translateY(-50%);\n background:#008ED6;\n color:#FFFFFF;\n font-family:'Sora',sans-serif;\n font-size:.65rem;\n font-weight:700;\n letter-spacing:.12em;\n text-transform:uppercase;\n padding:.35rem .75rem;\n z-index:3;\n white-space:nowrap;\n}\n.ticker-track{\n display:flex;\n align-items:center;\n gap:0;\n width:max-content;\n animation:ticker-scroll 40s linear infinite;\n padding-left:160px;\n}\n.ticker-track:hover{animation-play-state:paused;}\n.ticker-item{\n display:inline-flex;\n align-items:center;\n gap:.5rem;\n white-space:nowrap;\n padding:0 1.5rem;\n font-family:'Sora',sans-serif;\n font-size:.78rem;\n font-weight:500;\n color:rgba(255,255,255,.75);\n transition:color .2s;\n text-decoration:none;\n}\n.ticker-item:hover{color:#3DB4F0;}\n.ticker-item::before{\n content:'';\n display:inline-block;\n width:4px;height:4px;\n border-radius:50%;\n background:#008ED6;\n flex-shrink:0;\n}\n@keyframes ticker-scroll{\n 0%{transform:translateX(0);}\n 100%{transform:translateX(-50%);}\n}\n@media(prefers-reduced-motion:reduce){\n .ticker-track{animation:none;overflow-x:auto;}\n}\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 HERO CENTERING \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.hero__inner{\n justify-items:center;\n text-align:center;\n}\n.hero__inner > div{\n display:flex;\n flex-direction:column;\n align-items:center;\n text-align:center;\n max-width:780px;\n margin:0 auto;\n}\n.hero__desc{\n max-width:640px;\n margin-left:auto;\n margin-right:auto;\n}\n.hero__btns{\n justify-content:center;\n}\n\n\n\/* \u2500\u2500 Visually hidden elements \u2014 explicit colors for accessibility checkers \u2500\u2500 *\/\n.sr-only,\n.visually-hidden {\n color: #1C2430 !important;\n background-color: #FFFFFF !important;\n}\n\/* \u2500\u2500 Screen-reader-only toggle label \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-toggle__label {\n color: #FFFFFF !important;\n}\n\/* \u2500\u2500 Skip link always has explicit colors \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.skip-link {\n background-color: #00659E !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Breadcrumb: sit flush below global header \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\nbody {\n padding-top: 65px !important;\n background-color: #002147 !important;\n}\n.breadcrumb {\n margin-top: 0 !important;\n scroll-margin-top: 65px !important;\n}\n#main-content {\n scroll-margin-top: 65px !important;\n}\n.admin-bar body { padding-top: 97px !important; }\n.admin-bar .breadcrumb { scroll-margin-top: 97px !important; }\n\/* \u2500\u2500 Hero: full viewport height \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero {\n min-height: 100vh !important;\n height: 100vh !important;\n display: flex !important;\n align-items: center !important;\n justify-content: center !important;\n padding: 0 !important;\n position: relative !important;\n}\n.hero__inner {\n justify-items: center !important;\n text-align: center !important;\n padding: clamp(2rem, 4vh, 5rem) 0 !important;\n width: 100% !important;\n}\n\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n JSU GLOBAL NAVIGATION \u2014 matches jsums.edu exactly\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.jsu-global-nav {\n position: fixed;\n top: 0; left: 0; right: 0;\n z-index: 1000;\n background: #002147;\n box-shadow: 0 2px 16px rgba(0,0,0,.35);\n}\n.jsu-global-nav__top {\n background: #00152E;\n padding: .3rem 0;\n border-bottom: 1px solid rgba(0,142,214,.2);\n}\n.jsu-global-nav__top-inner {\n max-width: 1340px;\n margin: 0 auto;\n padding: 0 clamp(1.25rem,4vw,3rem);\n display: flex;\n align-items: center;\n justify-content: space-between;\n gap: 1rem;\n flex-wrap: wrap;\n}\n.jsu-global-nav__util-links {\n display: flex;\n flex-wrap: wrap;\n gap: .15rem .75rem;\n list-style: none;\n}\n.jsu-global-nav__util-links a {\n font-family: 'Sora',sans-serif;\n font-size: .68rem;\n font-weight: 500;\n color: rgba(255,255,255,.65);\n text-decoration: none;\n letter-spacing: .02em;\n transition: color .15s;\n}\n.jsu-global-nav__util-links a:hover { color: #3DB4F0; }\n.jsu-global-nav__ctas {\n display: flex;\n gap: .4rem;\n}\n.jsu-global-nav__cta {\n font-family: 'Sora',sans-serif;\n font-size: .72rem;\n font-weight: 700;\n letter-spacing: .05em;\n text-decoration: none;\n padding: .3rem .85rem;\n border-radius: 4px;\n transition: background .15s, color .15s;\n}\n.jsu-global-nav__cta--apply {\n background: #00659E;\n color: #FFFFFF;\n}\n.jsu-global-nav__cta--apply:hover { background: #007ABB; }\n.jsu-global-nav__cta--visit {\n background: transparent;\n color: rgba(255,255,255,.8);\n border: 1px solid rgba(255,255,255,.3);\n}\n.jsu-global-nav__cta--visit:hover { background: rgba(255,255,255,.08); color: #FFFFFF; }\n.jsu-global-nav__cta--give {\n background: #3DB4F0;\n color: #002147;\n font-weight: 800;\n}\n.jsu-global-nav__cta--give:hover { background: #6DC8F5; }\n\n.jsu-global-nav__main {\n max-width: 1340px;\n margin: 0 auto;\n padding: 0 clamp(1.25rem,4vw,3rem);\n display: flex;\n align-items: center;\n justify-content: space-between;\n height: 64px;\n gap: 1.5rem;\n}\n.jsu-global-nav__logo {\n display: flex;\n align-items: center;\n gap: .65rem;\n text-decoration: none;\n flex-shrink: 0;\n}\n.jsu-global-nav__logo-mark {\n width: 44px;\n height: 44px;\n border-radius: 6px;\n background: #FFFFFF;\n display: flex;\n align-items: center;\n justify-content: center;\n flex-shrink: 0;\n}\n.jsu-global-nav__logo-mark span {\n font-family: 'Sora',sans-serif;\n font-weight: 900;\n font-size: 1.05rem;\n color: #002147;\n letter-spacing: -.03em;\n}\n.jsu-global-nav__logo-text { line-height: 1.15; }\n.jsu-global-nav__logo-text strong {\n display: block;\n font-family: 'Sora',sans-serif;\n font-weight: 800;\n font-size: .88rem;\n color: #FFFFFF;\n letter-spacing: .01em;\n}\n.jsu-global-nav__logo-text span {\n font-family: 'Sora',sans-serif;\n font-size: .62rem;\n font-weight: 500;\n letter-spacing: .14em;\n text-transform: uppercase;\n color: #3DB4F0;\n}\n\n.jsu-global-nav__menu {\n display: flex;\n align-items: center;\n gap: 0;\n list-style: none;\n}\n.jsu-global-nav__menu > li {\n position: relative;\n}\n.jsu-global-nav__menu > li > a,\n.jsu-global-nav__menu > li > button {\n display: flex;\n align-items: center;\n gap: .3rem;\n font-family: 'Sora',sans-serif;\n font-size: .82rem;\n font-weight: 600;\n color: rgba(255,255,255,.85);\n text-decoration: none;\n padding: .55rem .75rem;\n border-radius: 6px;\n background: none;\n border: none;\n cursor: pointer;\n transition: color .15s, background .15s;\n white-space: nowrap;\n}\n.jsu-global-nav__menu > li > a:hover,\n.jsu-global-nav__menu > li > button:hover {\n color: #FFFFFF;\n background: rgba(255,255,255,.08);\n}\n.jsu-global-nav__menu > li > a::after,\n.jsu-global-nav__menu > li > button.has-sub::after {\n content: '';\n display: inline-block;\n width: 0; height: 0;\n border-left: 4px solid transparent;\n border-right: 4px solid transparent;\n border-top: 4px solid currentColor;\n opacity: .6;\n margin-left: .2rem;\n transition: transform .2s;\n}\n.jsu-global-nav__menu > li:hover > button.has-sub::after,\n.jsu-global-nav__menu > li:focus-within > button.has-sub::after {\n transform: rotate(180deg);\n}\n\n\/* Dropdowns *\/\n.jsu-global-nav__dropdown {\n position: absolute;\n top: calc(100% + 4px);\n left: 0;\n min-width: 220px;\n background: #001736;\n border: 1px solid rgba(0,142,214,.25);\n border-radius: 8px;\n box-shadow: 0 8px 32px rgba(0,0,0,.4);\n padding: .5rem 0;\n opacity: 0;\n visibility: hidden;\n transform: translateY(-8px);\n transition: opacity .2s, visibility .2s, transform .2s;\n z-index: 100;\n list-style: none;\n}\n.jsu-global-nav__menu > li:hover .jsu-global-nav__dropdown,\n.jsu-global-nav__menu > li:focus-within .jsu-global-nav__dropdown {\n opacity: 1;\n visibility: visible;\n transform: translateY(0);\n}\n.jsu-global-nav__dropdown a {\n display: block;\n padding: .5rem 1.1rem;\n font-family: 'Sora',sans-serif;\n font-size: .82rem;\n font-weight: 500;\n color: rgba(255,255,255,.8);\n text-decoration: none;\n transition: color .15s, background .15s;\n}\n.jsu-global-nav__dropdown a:hover {\n color: #FFFFFF;\n background: rgba(0,142,214,.15);\n}\n.jsu-global-nav__dropdown .drop-group-label {\n display: block;\n padding: .65rem 1.1rem .25rem;\n font-family: 'Sora',sans-serif;\n font-size: .65rem;\n font-weight: 700;\n letter-spacing: .12em;\n text-transform: uppercase;\n color: #3DB4F0;\n border-top: 1px solid rgba(0,142,214,.2);\n margin-top: .35rem;\n}\n.jsu-global-nav__dropdown .drop-group-label:first-child {\n border-top: none;\n margin-top: 0;\n}\n\n\/* Mobile menu toggle *\/\n.jsu-global-nav__mob-btn {\n display: none;\n background: none;\n border: 1px solid rgba(255,255,255,.3);\n border-radius: 6px;\n color: #FFFFFF;\n padding: .45rem .65rem;\n cursor: pointer;\n font-size: 1.15rem;\n line-height: 1;\n transition: background .15s;\n}\n.jsu-global-nav__mob-btn:hover { background: rgba(255,255,255,.1); }\n\n\/* Page body offset for fixed nav *\/\nbody { padding-top: 0 !important; }\n.breadcrumb {\n margin-top: 54px !important; }\n.admin-bar .breadcrumb {\n margin-top: 46px !important; }\n#main-content { scroll-margin-top: 104px !important; }\n\n\/* Sections scroll past nav *\/\n[id] { scroll-margin-top: 104px; }\n\n@media(max-width: 1024px) {\n .jsu-global-nav__menu { display: none; }\n .jsu-global-nav__mob-btn { display: flex; align-items: center; justify-content: center; }\n}\n@media(max-width: 600px) {\n .jsu-global-nav__logo-text { display: none; }\n}\n\n\n\/* \u2550\u2550 PDF \/ Document Inline Viewer \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.doc-embed-wrap {\n margin: 1.25rem 0;\n border: 1px solid #C2D4E6;\n border-radius: 10px;\n overflow: hidden;\n background: #F3F7FB;\n}\n.doc-embed-toolbar {\n display: flex;\n align-items: center;\n justify-content: space-between;\n padding: .6rem 1rem;\n background: #002147;\n gap: .75rem;\n flex-wrap: wrap;\n}\n.doc-embed-toolbar__title {\n font-family: 'Sora',sans-serif;\n font-size: .82rem;\n font-weight: 600;\n color: #FFFFFF;\n flex: 1;\n min-width: 0;\n white-space: nowrap;\n overflow: hidden;\n text-overflow: ellipsis;\n}\n.doc-embed-toolbar__actions {\n display: flex;\n gap: .4rem;\n flex-shrink: 0;\n}\n.doc-embed-toolbar__btn {\n font-family: 'Sora',sans-serif;\n font-size: .72rem;\n font-weight: 700;\n letter-spacing: .04em;\n padding: .3rem .75rem;\n border-radius: 5px;\n text-decoration: none;\n transition: background .15s, color .15s;\n white-space: nowrap;\n}\n.doc-embed-toolbar__btn--view {\n background: #00659E;\n color: #FFFFFF;\n border: 1px solid #008ED6;\n}\n.doc-embed-toolbar__btn--view:hover { background: #007ABB; }\n.doc-embed-toolbar__btn--dl {\n background: rgba(255,255,255,.12);\n color: rgba(255,255,255,.9);\n border: 1px solid rgba(255,255,255,.25);\n}\n.doc-embed-toolbar__btn--dl:hover { background: rgba(255,255,255,.2); color: #FFFFFF; }\n.doc-embed-frame {\n width: 100%;\n height: 560px;\n border: none;\n display: block;\n background: #FFFFFF;\n}\n@media(max-width:600px){ .doc-embed-frame { height: 380px; } }\n\n\n.pdf-embed-wrap{border-radius:8px;overflow:hidden;box-shadow:0 2px 16px rgba(0,21,46,.1);margin:1.5rem 0;}\n.pdf-embed-header{background:#002147;padding:.75rem 1.25rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap;}\n.pdf-embed-title{font-family:'Sora',sans-serif;font-weight:700;font-size:.88rem;color:#FFFFFF;}\n.pdf-embed-actions{display:flex;gap:.5rem;flex-wrap:wrap;}\n.pdf-btn{font-family:'Sora',sans-serif;font-size:.75rem;font-weight:600;padding:.35rem .85rem;border-radius:4px;text-decoration:none;transition:background .15s;white-space:nowrap;}\n.pdf-btn--view{background:rgba(255,255,255,.15);color:#FFFFFF;}\n.pdf-btn--view:hover{background:rgba(255,255,255,.25);}\n.pdf-btn--dl{background:#00659E;color:#FFFFFF;}\n.pdf-btn--dl:hover{background:#007ABB;}\n.pdf-embed-frame{display:block;background:#F3F7FB;width:100%;border:1px solid #C2D4E6;border-radius:0 0 8px 8px;}\n\n<\/style>\n<style>\n.cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.5rem}\n.card{position:relative;overflow:hidden;display:flex;flex-direction:column;transition:border-color .25s ease,box-shadow .25s ease,transform .25s ease !important;background:#FFFFFF;border:1px solid #C2D4E6;border-radius:12px}\n.card::before{content:\"\";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,#00629A 0%,#008ED6 100%);opacity:.9}\n.card__body{padding:1.7rem 1.6rem;flex:1;display:flex;flex-direction:column}\n.card__title{font-family:'Sora',sans-serif;font-size:1.15rem;font-weight:700;line-height:1.3;margin-bottom:.7rem;color:#002147}\n.card__title a{color:#00629A;text-decoration:none}\n.card__title a:hover{text-decoration:underline}\n.card__text{font-family:'Crimson Pro',Georgia,serif;font-size:1.02rem;line-height:1.65;color:#1C2430}\n.card__text p{margin:0 0 .7rem}\n.card__text p:last-child{margin:0}\n.card__text a{color:#00629A;text-decoration:none;font-weight:700}\n.card__text a:hover{text-decoration:underline}\n.card__text strong{color:#002147}\n\n\/* Procedure blocks *\/\n.proc{background:#FFFFFF;border:1px solid #C2D4E6;border-radius:12px;padding:1.85rem 2rem;margin-bottom:1.35rem;position:relative;overflow:hidden}\n.proc::before{content:\"\";position:absolute;top:0;left:0;bottom:0;width:4px;background:linear-gradient(180deg,#00629A 0%,#008ED6 100%)}\n.proc__title{font-family:'Sora',sans-serif;font-size:1.22rem;font-weight:800;color:#002147;margin:0 0 1rem;line-height:1.3}\n.proc p{font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.7;color:#1C2430;margin:0 0 1rem}\n.proc p:last-child{margin-bottom:0}\n.proc strong{color:#002147}\n.proc a{color:#00629A;text-decoration:none;font-weight:700}\n.proc a:hover{text-decoration:underline}\n.proc__sub{font-family:'Sora',sans-serif;font-size:1rem;font-weight:800;color:#00629A;margin:1.25rem 0 .6rem}\n.proc ol,.proc ul{margin:0 0 1rem;padding-left:0;list-style:none;counter-reset:pl}\n.proc ol{counter-reset:pl}\n.proc ol>li{position:relative;counter-increment:pl;padding:.7rem 0 .7rem 3rem;border-top:1px solid #E6EEF6;font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.6;color:#1C2430}\n.proc ol>li::before{content:counter(pl);position:absolute;left:0;top:.7rem;width:1.85rem;height:1.85rem;border-radius:50%;background:linear-gradient(135deg,#00629A 0%,#008ED6 100%);color:#FFFFFF;font-family:'Sora',sans-serif;font-weight:800;font-size:.9rem;display:flex;align-items:center;justify-content:center}\n.proc ul>li{position:relative;padding:.55rem 0 .55rem 1.6rem;font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.6;color:#1C2430}\n.proc ul>li::before{content:\"\";position:absolute;left:.35rem;top:1.15rem;width:.5rem;height:.5rem;border-radius:50%;background:#008ED6}\n.proc ol>li ul{margin:.5rem 0 0}\n.proc ol>li ul>li{padding:.35rem 0 .35rem 1.6rem;border:none}\n.proc__note{background:#EAF4FB;border-left:4px solid #008ED6;border-radius:0 8px 8px 0;padding:.95rem 1.3rem;margin:1rem 0 0;font-family:'Crimson Pro',Georgia,serif;font-size:1.02rem;line-height:1.6;color:#1C2430}\n\n\/* Quick links units *\/\n.qlink-row{display:flex;flex-wrap:wrap;gap:.75rem}\n.qlink{display:inline-flex;align-items:center;gap:.55rem;background:#FFFFFF;border:1px solid #C2D4E6;border-radius:999px;padding:.6rem 1.25rem;font-family:'Sora',sans-serif;font-size:.9rem;font-weight:600;color:#00629A;text-decoration:none;transition:border-color .2s ease,background .2s ease}\n.qlink::before{content:\"\";width:.5rem;height:.5rem;border-radius:50%;background:#008ED6;flex-shrink:0}\n.qlink:hover{border-color:#008ED6;background:#F3F7FB}\n\n\/* Timeline callout *\/\n.timeline{background:#FFF8E1;border-left:4px solid #B45309;border-radius:0 10px 10px 0;padding:1.6rem 1.85rem}\n.timeline__title{font-family:'Sora',sans-serif;font-size:1.1rem;font-weight:800;color:#7A3607;margin:0 0 .7rem}\n.timeline p{font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.7;color:#1C2430;margin:0 0 .8rem}\n.timeline strong{color:#7A3607}\n.timeline ul{margin:.5rem 0 .8rem;padding-left:1.5rem}\n.timeline li{font-family:'Crimson Pro',Georgia,serif;font-size:1.03rem;line-height:1.6;color:#1C2430;margin:.3rem 0}\n.timeline__fine{font-size:.95rem;font-style:italic;color:#4A5060;margin:0}\n\n\/* Contact items *\/\n.contact-items{display:flex;flex-wrap:wrap;gap:2.5rem;margin-top:0}\n.contact-item{display:flex;gap:.85rem;align-items:flex-start;margin-bottom:0}\n\n\/* \u2550\u2550\u2550 ADA CONTRAST HARDENING OVERRIDES \u2550\u2550\u2550 *\/\n.card__title{color:#002147 !important}\n.card__text{color:#1C2430 !important}\n.proc__title{color:#002147 !important}\n.proc p{color:#1C2430 !important}\n.proc__sub{color:#00629A !important}\n.proc ol>li,.proc ul>li{color:#1C2430 !important}\n.proc__note{color:#1C2430 !important}\n.qlink{color:#00629A !important}\n.timeline__title{color:#7A3607 !important}\n.timeline p,.timeline li{color:#1C2430 !important}\n.timeline__fine{color:#4A5060 !important}\n\n@media (max-width: 760px){\n.cards-grid{grid-template-columns:1fr;gap:1rem}\n.proc{padding:1.5rem 1.4rem}\n.contact-items{gap:1.5rem}\n}\n<\/style>\n<\/head>\n<body>\n\n<a href=\"#main-content\" class=\"skip-link\">Skip to main content<\/a>\n\n<nav class=\"breadcrumb\" aria-label=\"Breadcrumb\">\n<div class=\"w\"><ol class=\"breadcrumb__list\">\n <li><a href=\"https:\/\/www.jsums.edu\/\">JSU Home<\/a><\/li>\n <li><a href=\"https:\/\/www.jsums.edu\/financialaid\">Financial Aid<\/a><\/li>\n <li><span aria-current=\"page\">One Big Beautiful Bill Act<\/span><\/li>\n<\/ol><\/div>\n<\/nav>\n\n<main id=\"main-content\" class=\"jsu-main-content\">\n\n \n <section class=\"hero dk\" aria-labelledby=\"hero-h\">\n <div class=\"w\"><div class=\"hero__inner\"><div>\n <span class=\"hero__tag\">JSU · Financial Aid<\/span>\n <h1 class=\"hero__title\" id=\"hero-h\">\n One Big Beautiful Bill <em>Act<\/em>\n <\/h1>\n <p class=\"hero__desc\">\n How HR 1 (Public Law 119–21) changes financial aid at JSU beginning\n in the 2026–27 academic year.\n <\/p>\n <div class=\"hero__btns\">\n <a href=\"#how\" class=\"btn btn--primary\">What Changed<\/a>\n <a href=\"#contact\" class=\"btn btn--outline-white\">Contact<\/a>\n <\/div>\n <\/div><\/div><\/div>\n <\/section>\n\n \n <section class=\"sec\" id=\"how\" aria-labelledby=\"how-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n <span class=\"sec-eyebrow\">One Big Beautiful Bill Act<\/span>\n <h2 class=\"sec-title\" id=\"how-h\">What the law changes for 2026–27<\/h2>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Overview<\/h3>\n <p>On July 4, 2025, HR 1 – Public Law No. 119–21, known as the “Big Beautiful Bill,” was signed into law. This legislation introduces sweeping changes to how students and families pay for higher education. The provisions include the phase-out of the Grad PLUS Loan Program, new annual and lifetime loan limits, adjustments to Federal grant and introduction of New Workforce Pell and loan programs, and fewer repayment options for new borrowers.<\/p>\n <p>The Department of Education has not yet issued the official regulations that will define how these changes will be implemented. However, the summary below provides an overview of what we currently know—and what is still unclear—about how this law may affect financial aid beginning in the 2026–27 academic year.<\/p>\n <p>Who does this affect?<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Graduate and Professional Degree Seeking Students<\/h3>\n <p>If you start a new graduate program before July 1, 2026, you remain eligible for Federal Direct Graduate PLUS Loans (GradPLUS) under current rules.<\/p>\n <p>If you start a new graduate program after July 1, 2026, you will be able to apply for student loans through federal and private lending processes<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Recent Changes: Student Loan Implications for the 2026-27 Academic Year<\/h3>\n <p class=\"proc__sub\">Federal Direct Graduate PLUS Loans Are Being Phased Out<\/p>\n <p>Beginning July 1, 2026, new graduate and professional students will no longer be able to take out Federal Direct Graduate PLUS Loans.<\/p>\n <p>If you’re currently enrolled and have already borrowed a GradPLUS Loan before that date, you can continue to access GradPLUS funds for up to three more years or until you finish your program—whichever comes first.<\/p>\n <p>This continuation applies only to your current program of study. If you start a new program after July 1, 2026, GradPLUS Loans will no longer be available for that program.<\/p>\n <p class=\"proc__sub\">New Graduate Loan Limits<\/p>\n <p>Also starting July 1, 2026:<\/p>\n <p>Professional students (for example, those in medicine, law, or similar licensure-based programs) may borrow up to $50,000 per year, with a lifetime limit of $200,000 in federal Unsubsidized Loans.<\/p>\n <p>Other graduate students may borrow up to $20,500 per year, with a lifetime limit of $100,000.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Grandfathering Provision<\/h3>\n <p>As of June 30, 2026 students enrolled in a program of study at an institution and have received a loan for the applicable program of study will be eligible for a limited loan limit exception period- Grandfathering<\/p>\n <p>Same applies if a parent borrowed on the student’s behalf.<\/p>\n <p>Once Grandfathering is broken a student will return under the new loan limit program.<\/p>\n <p>Students already enrolled and using Unsubsidized or GradPLUS Loans in their current program will keep their current borrowing limits for up to three more years or until their program ends.<\/p>\n <p class=\"proc__sub\">Current Students Ability to Opt-Out of GradPLUS “Grandfathering”?<\/p>\n <p>Some students have asked whether they can skip GradPLUS eligibility to take advantage of the new $50,000 Unsubsidized Loan cap.<\/p>\n <p>Students who keep borrowing after the Grandfathering period ends will then be placed under new loan limits<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Professional Degree Changes<\/h3>\n <p>In late November, the Department of Education announced proposed definitions to “professional degree”; programs previously unclear when the Big Beautiful Bill was passed into law in July 2025. While these definitions could continue to evolve, the first iteration reveals the programs below are no longer defined as professional programs, but rather, fall into graduate programs. As a result, the programs below remain eligible for aid, but not at the higher federal loan limit (these limits do not impact private lending levels).<\/p>\n <ul>\n <li>Nursing (MSN, DPN, PhD)<\/li>\n <li>Physician assistants (MSHS, MSHS\/MPH)<\/li>\n <li>Physical therapists (DPT)<\/li>\n <li>Occupational therapists (OTD)<\/li>\n <li>Audiologists<\/li>\n <li>Architects (MA\/MFA)<\/li>\n <li>Accountants (MAccy, PhD)<\/li>\n <li>Educators (MA, MS, M.Ed., MAT, Ed.S., PhD, Ed.D)<\/li>\n <li>Social workers<\/li>\n <\/ul>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Current Undergraduate Students<\/h3>\n <p>Current undergraduate students will not see a change to their annual and aggregate loan limits.<\/p>\n <p>$31,000 for dependent students, $57,500 for Independent students or Dependent Students with Parent Plus loan denials. $138,000 limit for current Graduate Students.<\/p>\n <p>Parents who borrowed before that July 1, 2026 can continue borrowing under the current limits for up to three additional years or until their student completes their program. No Change in amounts borrowed for Undergraduate Parent Plus loans<\/p>\n <p class=\"proc__sub\">Incoming Freshmen, Undergraduate Students and Parents of Dependent Students<\/p>\n <p>Undergraduate borrowing limits and Pell Grants will remain the same.<\/p>\n <p>However, Parent PLUS Loans will be capped at $20,000 per student per year and a $65,000 lifetime limit beginning July 1, 2026. Parents will not be able to payoff or pay down loan amounts borrowed to borrow additional Parent Plus Loan Funds.<\/p>\n <p><strong>Public Service Loan Forgiveness (PSLF) Remains Intact<\/strong> Good news. PSLF is not changing. Borrowers working in qualifying public service jobs will still be able to pursue loan forgiveness under the same terms<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Loan Proration for less than full-time Students<\/h3>\n <p>The new law may prorate loan limits for students enrolled less than full-time. For example, a half-time graduate student might only be eligible for half the annual borrowing limit. We’re waiting for the Department of Education to clarify how this will apply to both graduate and undergraduate students.<\/p>\n <p>Institutions must reduce a student’s loan amounts in direct proportion to the amount the student is registered for. (except for non-term programs). The loans that will be included in this reduction are Federal Direct Subsidized, Unsubsidized, Grad Unsubsidized and Graduate Plus Loans. Parent Plus loans will not be reduced.<\/p>\n <p>The Evaluation of determining loan amounts will be done at the time of disbursement. There will be no reduction if a student drops credits after disbursement in current term.<\/p>\n <p>However subsequent term loans would be reduced based on total hours completed from previous term or total for complete academic year.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Institutional Accountability – Low Earning Outcomes<\/h3>\n <p>Beginning July 1, 2026 the Department of Education will institute a form of measure that would cause a program to lose Direct Loan eligibility if it fails the low earnings outcomes. This process will measure all institutional programs 2 out of 3 years. The comparison for undergraduate will compare the median earnings of completers 4 years after the program is completed reviewing the earnings of working adult with only a high school diploma or GED who are not enrolled in higher education. With Graduate students the comparison will be an assessment of the earnings of working adults with only a bachelors degree who are not enrolled in higher education.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">New Workforce Pell Grant Program<\/h3>\n <p>The new Workforce Pell eligibility extends to certain 8-15 week training programs, including for those who already hold a bachelor’s degree.<\/p>\n <p>To qualify for Workforce Pell, a short-term program must meet the following duration and instructional criteria:<\/p>\n <ul>\n <li><strong>Instructional Hours:<\/strong> At least 150 but less than 600 clock hours of instruction.<\/li>\n <li><strong>Credit Equivalency:<\/strong> For programs offered in credit hours, the equivalent requirement is generally at least 4 but fewer than 16 semester\/trimester hours, or at least 6 but fewer than 24 quarter hours.<\/li>\n <li><strong>Duration:<\/strong> The program must last at least 8 weeks but fewer than 15 weeks.<\/li>\n <\/ul>\n <p class=\"proc__sub\">Key Eligibility Standards<\/p>\n <p>Beyond the hour requirements, programs must meet strict federal and state “guardrails” to receive funding:<\/p>\n <ul>\n <li><strong>Academic Articulation:<\/strong> The program must lead to a recognized postsecondary credential that is stackable, meaning it must count as academic credit toward a future associate or bachelor’s degree.<\/li>\n <li><strong>Job Performance:<\/strong> The program must maintain a verified 70% completion rate and a 70% job placement rate within 180 days of completion.<\/li>\n <li><strong>Value-Added Earnings:<\/strong> Graduates’; median earnings must exceed the cost of the program’s tuition and fees, typically measured three years after completion.<\/li>\n <li><strong>Institutional Standing:<\/strong> The program must be offered by an accredited institution and have been in operation for at least one year prior to becoming eligible<\/li>\n <\/ul>\n <p class=\"proc__sub\">Estimated Award Amounts<\/p>\n <p>Since these grants are adjusted for shorter durations, most students will receive significantly less than the full $7,395 annual maximum.<\/p>\n <ul>\n <li><strong>Prorated Estimates:<\/strong> Depending on the program’s length, students might receive approximately $2,000 to $4,000 per qualifying program.<\/li>\n <\/ul>\n <p><strong>Program Length Examples:<\/strong><\/p>\n <ul>\n <li>8-week program: Approximately $2,000.<\/li>\n <li>12-week program: Approximately $3,000.<\/li>\n <li>14-week program: Between $430 and $4,310, depending on the student’s financial need and credit hours.<\/li>\n <\/ul>\n <p><strong>Minimum Award:<\/strong> The lowest possible award for a workforce program is approximately $123 to $125<\/p>\n <p class=\"proc__sub\">Key Funding Rules<\/p>\n <ul>\n <li><strong>Drawing from Main Fund:<\/strong> Workforce Pell is not a separate source of federal money; it draws from the existing Federal Pell Grant program.<\/li>\n <li><strong>No Concurrent Use:<\/strong> Students cannot receive both a traditional Pell Grant and a Workforce Pell Grant at the same time.<\/li>\n <li><strong>Lifetime Eligibility:<\/strong> Any funds received through Workforce Pell count toward a student’s 12-semester (600%) lifetime eligibility limit.<\/li>\n <li><strong>Non-Repayment:<\/strong> Like traditional Pell Grants, Workforce Pell is direct grant aid and does not have to be repaid.<\/li>\n <li><strong>Eligibility for Graduates:<\/strong> In a major shift from traditional rules, students who already have a bachelor’s degree may still qualify for Workforce Pell if they have remaining lifetime eligibility<\/li>\n <\/ul>\n <p>Final regulations and approved program lists are expected to be finalized in the spring of 2026<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">New ISIR Format<\/h3>\n <p>There will be a new ISIR format laid out the 26-27 year on April 26, 2026 with additional values to existing fields. Institutions must have their SIS configured to accept the New ISIRS beginning April 26, 2026 or the ISIRS will be able to downloaded.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Institutional Federal Loan Delinquency Report<\/h3>\n <p>The Department of Education has release delinquency rates for most schools through the country to provide a context as to where their institutions are with delinquent borrowers which could affect their cohort default rate. The upcoming cohort default rate will be released in September 2026. The rate includes all borrows from 2020 thru 2026. Ways to mitigate.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Changes to Repayment Options<\/h3>\n <p>For loans disbursed after July 1, 2026, existing income-driven repayment plans (IBR, PAYE, SAVE) will be replaced by a new Repayment Assistance Program (RAP).<\/p>\n <p><strong>Key points:<\/strong><\/p>\n <ul>\n <li>Borrowers who take new loans after that date can choose RAP or standard 10- or 25-year repayment plans.<\/li>\n <li>Current borrowers who do not take new loans after July 1, 2026, can remain in existing income-driven plans—but must enroll by June 30, 2028.<\/li>\n <li>Those who miss that deadline will automatically be moved into RAP.<\/li>\n <\/ul>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Updates<\/h3>\n <p>We will provide more details once the Department of Education releases repayment examples and guidance. As of March 13, 2026 this option is unclear. Our national association (NASFAA) has requested guidance from the Department of Education, and we’ll share updates once we have them.<\/p>\n <p class=\"proc__note\"><a href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2026\/04\/Financial-Aid-Changes-in-2026-for-JSU-Financial-Aid-Page-rev-2.pdf\"><strong>Download Document<\/strong><\/a><\/p>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"sec sec--off\" id=\"quicklinks\" aria-labelledby=\"quicklinks-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.25rem;\">\n <span class=\"sec-eyebrow\">Quick links – units<\/span>\n <h2 class=\"sec-title\" id=\"quicklinks-h\">Quick links<\/h2>\n <\/div>\n <div class=\"qlink-row\">\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2022\/01\/2022-2023-Financial-Aid-Checklist.pdf\">Financial Aid Checklist<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/11\/FAQs-for-Financial-Aid.pdf\">Financial Aid FAQs<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/\">Financial Aid Forms<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/2017\/11\/19\/rights-and-responsibilities\/\">Rights And Responsibilities<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/admissions2\/parents-undergraduate-admissions-2\/\">Parents And Families<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/creating-an-fsaid\/\">Creating A Federal Student Aid ID (FSA ID)<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/finance\/fees\">Tuition And Fees<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2021\/02\/2021-2022-View-Your-Financial-Aid-Status.pdf\">Financial Aid Status<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/06\/2020-2021-When-the-Financial-Aid-Award-Package-is-Not-Enough-.pdf\">When The Financial Aid Package Is Not Enough<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2017\/08\/Financial-Aid-Repeat-Course-Policy.pdf\">Financial Aid Repeat Course Policy<\/a>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"sec\" id=\"help\" aria-labelledby=\"help-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n <span class=\"sec-eyebrow\">Let us help you<\/span>\n <h2 class=\"sec-title\" id=\"help-h\">Let us help you<\/h2>\n <\/div>\n <div class=\"cards-grid\" style=\"margin-bottom:1.75rem;\">\n <div class=\"card\"><div class=\"card__body\">\n <div class=\"card__title\"><a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">FAFSA<\/a><\/div>\n <div class=\"card__text\"><p>Students seeking federal financial aid are required to complete the Free Application for Federal Student Aid (<a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">FAFSA<\/a>). Jackson State University’s priority deadline is April 15th each year. <strong>Access Financial Aid Forms<\/strong>. <a href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/\">Click Here<\/a>. Frequently asked questions concerning Financial Aid. <a href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/11\/FAQs-for-Financial-Aid.pdf\">Click Here<\/a><\/p><\/div>\n <\/div><\/div>\n <div class=\"card\"><div class=\"card__body\">\n <div class=\"card__title\"><a href=\"https:\/\/www.jsums.edu\/financialaid\/cares-act\/\">CARES Act Emergency Assistance for Students<\/a><\/div>\n <div class=\"card__text\"><p>Emergency assistance for students through the CARES Act. <a href=\"https:\/\/www.jsums.edu\/financialaid\/cares-act\/\">Learn more<\/a>.<\/p><\/div>\n <\/div><\/div>\n <\/div>\n <div class=\"timeline\">\n <p class=\"timeline__title\">Service Timeline for Submitted Documents<\/p>\n <p>All documents submitted to the Office of Financial Aid will take 7 to 10 business days for processing.<\/p>\n <p>The time period for processing will extend to 10 to 14 business days during peak submission periods.<\/p>\n <p><strong>To prevent a delay in processing your documents, please be sure to:<\/strong><\/p>\n <ul>\n <li>Verify documents are filled completely, legible and signed.<\/li>\n <li>Check that documents that require a signature have HANDWRITTEN signatures; no typed or electronic signatures are acceptable.<\/li>\n <li>Verify that all documents contain the student’s name and J-Number.<\/li>\n <\/ul>\n <p class=\"timeline__fine\">*Business days do not include the weekends, holidays, and all other unspecified days the university is closed.<\/p>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"cta-band dk\" aria-labelledby=\"cta-h\">\n <div class=\"w\"><div class=\"cta-band__inner\">\n <div>\n <h2 class=\"cta-band__title\" id=\"cta-h\">Questions about your aid?<\/h2>\n <p class=\"cta-band__sub\">Email the Financial Aid Office at finaid@jsums.edu and include your J-number, or call (866) THEE-JSU.<\/p>\n <\/div>\n <div class=\"cta-band__btns\">\n <a href=\"mailto:finaid@jsums.edu\" class=\"btn btn--primary\">Email finaid@jsums.edu<\/a>\n <a href=\"tel:+18668433578\" class=\"btn btn--outline-white\">Call 866-843-3578<\/a>\n <\/div>\n <\/div><\/div>\n <\/section>\n\n \n <section class=\"sec sec--surface\" id=\"contact\" aria-labelledby=\"contact-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n <span class=\"sec-eyebrow\">Division of Financial Aid<\/span>\n <h2 class=\"sec-title\" id=\"contact-h\">Location<\/h2>\n <\/div>\n <div class=\"contact-items\">\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">📍<\/div>\n <div><div class=\"contact-item__label\">Location<\/div>\n <div class=\"contact-item__val\">Jackson State University<br>Financial Aid Office<br>PO Box 17065<br>Jackson, MS 39217<\/div><\/div><\/div>\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">✉<\/div>\n <div><div class=\"contact-item__label\">Email<\/div>\n <div class=\"contact-item__val\"><a 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1.1rem;border-radius:8px;margin-bottom:1rem;display:none;}\n.form-status.is-ok{display:block;background:#F0FFF1;color:#2E7D32;border:1px solid #a5d6a7;}\n.form-status.is-err{display:block;background:#FFF0F0;color:#C62828;border:1px solid #ef9a9a;}\n.site-footer{background:#00152E;padding:clamp(3rem,6vw,5rem) 0 2rem;}\n.footer__grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:2.5rem;margin-bottom:3rem;}\n.footer__brand-name{font-family:'Sora',sans-serif;font-weight:800;font-size:1.1rem;color:#FFFFFF;margin-bottom:.35rem;}\n.footer__brand-sub{font-family:'Sora',sans-serif;font-size:.82rem;color:#C0C8D4;margin-bottom:.85rem;}\n.footer__brand-contact{font-family:'Crimson Pro',Georgia,serif;font-size:.95rem;color:#96A0AE;line-height:1.8;}\n.footer__brand-contact a{color:#3DB4F0;text-decoration:underline;}\n.footer__col-title{font-family:'Sora',sans-serif;font-size:.7rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:#96A0AE;margin-bottom:.85rem;}\n.site-footer nav ul{display:grid;gap:.5rem;}\n.site-footer nav a{font-family:'Sora',sans-serif;font-size:.85rem;color:#C0C8D4;transition:color .15s;}\n.site-footer nav a:hover{color:#FFFFFF;}\n.footer__legal{border-top:1px solid rgba(255,255,255,.08);padding-top:1.5rem;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem;}\n.footer__legal p{font-family:'Sora',sans-serif;font-size:.78rem;color:#96A0AE;}\n.footer__legal-links{display:flex;flex-wrap:wrap;gap:1rem;}\n.footer__legal-links a{font-family:'Sora',sans-serif;font-size:.78rem;color:#96A0AE;text-decoration:underline;}\n.footer__legal-links a:hover{color:#FFFFFF;}\n.fnav-toggle{position:fixed;right:0;top:50%;transform:translateY(-50%) translateX(0);z-index:500;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.25rem;background:#002147;color:#FFFFFF;border:none;border-radius:6px 0 0 6px;padding:.9rem .55rem;cursor:pointer;box-shadow:-2px 0 12px rgba(0,21,46,.35);opacity:0;visibility:hidden;transform:translateY(-50%) translateX(100%);transition:opacity .3s ease,visibility .3s ease,transform .3s ease,background .15s;}.fnav-toggle.is-visible{opacity:1;visibility:visible;transform:translateY(-50%) translateX(0);}.fnav-toggle:hover{background:#007ABB;}.fnav-toggle__icon{font-size:1rem;line-height:1;display:block;}.fnav-toggle__label{font-family:'Sora',sans-serif;font-size:.55rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;writing-mode:vertical-rl;text-orientation:mixed;transform:rotate(180deg);margin-top:.3rem;color:#FFFFFF;}\n.fnav-overlay{position:fixed;inset:0;background:rgba(0,21,46,.55);z-index:600;opacity:0;visibility:hidden;transition:opacity .3s,visibility .3s;}\n.fnav-overlay.is-open{opacity:1;visibility:visible;}\n.fnav-drawer{position:fixed;top:0;right:-340px;width:320px;max-width:90vw;height:100%;background:#FFFFFF;z-index:700;display:flex;flex-direction:column;box-shadow:-4px 0 40px rgba(0,21,46,.25);transition:right .35s cubic-bezier(0.22,1,0.36,1);}\n.fnav-drawer.is-open{right:0;}\n.fnav-drawer__header{background:#002147;padding:1.25rem 1.5rem;display:flex;align-items:flex-start;justify-content:space-between;gap:1rem;flex-shrink:0;}\n.fnav-drawer__eyebrow{font-family:'Sora',sans-serif;font-size:.65rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:#3DB4F0;display:block;margin-bottom:.2rem;}\n.fnav-drawer__title{font-family:'Sora',sans-serif;font-size:.95rem;font-weight:700;color:#FFFFFF;display:block;}\n.fnav-close{background:rgba(255,255,255,.1);border:none;color:#FFFFFF;font-size:1.4rem;width:32px;height:32px;border-radius:50%;cursor:pointer;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:background .15s;}\n.fnav-close:hover{background:rgba(255,255,255,.2);}\n.fnav-drawer__body{flex:1;overflow-y:auto;padding:1.5rem;}\n.fnav-group__label{font-family:'Sora',sans-serif;font-size:.65rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:#636B78;display:block;margin-bottom:.75rem;}\n.fnav-group__items{display:grid;gap:.2rem;}\n.fnav-item{display:flex;align-items:center;gap:.75rem;padding:.65rem .75rem;border-radius:8px;font-family:'Sora',sans-serif;font-size:.88rem;font-weight:500;color:#4A5060;transition:background .15s,color .15s;}\n.fnav-item:hover{background:#E6EEF6;color:#002147;}\n.fnav-item.is-active{background:#EBF6FD;color:#00629A;font-weight:600;}\n.fnav-item__dot{width:6px;height:6px;border-radius:50%;background:#C2D4E6;flex-shrink:0;transition:background .15s;}\n.fnav-item.is-active .fnav-item__dot{background:#008ED6;}\n.fnav-drawer__footer{color:#FFFFFF !important;border-top:1px solid #C2D4E6;padding:1rem 1.5rem;flex-shrink:0;}\n.fnav-footer-link{color:#FFFFFF !important;text-decoration:none;font-family:'Sora',sans-serif;font-size:.82rem;font-weight:600;color:#00629A;text-decoration:underline;text-underline-offset:2px;}\n.jsu-btt{position:fixed;bottom:28px;right:28px;z-index:900;background:#008ED6;border:none;border-radius:50%;width:44px;height:44px;display:flex;align-items:center;justify-content:center;cursor:pointer;color:#FFFFFF;font-size:22px;line-height:1;opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .25s,visibility .25s,transform .25s,background .15s;box-shadow:0 4px 16px rgba(0,142,214,.35);}\n.jsu-btt.is-visible{opacity:1;visibility:visible;transform:translateY(0);}\n.jsu-btt:hover{background:#007ABB;}\n.jsu-btt:focus-visible{outline:3px solid #5BAADC;outline-offset:3px;}\n.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;color:#1C2430;background:#FFFFFF;}\n.resource-list{display:grid;gap:.75rem;}\n.resource-item{display:flex;align-items:center;gap:1rem;padding:1rem 1.25rem;background:#FFFFFF;border:1px solid #C2D4E6;border-radius:8px;transition:border-color .2s;}\n.resource-item:hover{border-color:#008ED6;}\n.resource-icon{font-size:1.5rem;flex-shrink:0;}\n.resource-item__name{font-family:'Sora',sans-serif;font-weight:600;font-size:.92rem;color:#002147;}\n.resource-item__desc{font-family:'Crimson Pro',Georgia,serif;font-size:.9rem;color:#636B78;}\n.resource-item__link{font-family:'Sora',sans-serif;font-size:.8rem;font-weight:600;color:#00629A;text-decoration:underline;margin-left:auto;white-space:nowrap;flex-shrink:0;}\n@media(max-width:900px){.about-grid,.contact-grid{grid-template-columns:1fr;}.footer__grid{grid-template-columns:1fr 1fr;}.hero__inner{grid-template-columns:1fr;}.hero__stat-band{flex-direction:row;flex-wrap:wrap;min-width:0;}}\n@media(max-width:600px){.footer__grid{grid-template-columns:1fr;}.cta-band__inner{flex-direction:column;}}\n\n .contact-items{display:flex;flex-wrap:wrap;gap:2.5rem;margin-top:0;}\n .contact-item{display:flex;gap:.85rem;align-items:flex-start;min-width:220px;}\n .contact-icon{font-size:1.3rem;line-height:1;margin-top:.1rem;flex-shrink:0;}\n .contact-item__label{font-family:'Sora',sans-serif;font-size:.75rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#636B78;margin-bottom:.15rem;}\n .contact-item__val{font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#1C2430;}\n .contact-item__val a{color:#00629A;text-decoration:underline;}\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n ELEMENTOR CONTAINMENT RESETS\n Prevents Elementor wrapper styles from bleeding into our\n custom HTML content blocks.\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n\n\/* Zero out all padding\/margin\/gap\/background on every Elementor wrapper *\/\n.elementor-widget-container,\n.elementor-widget-wrap,\n.elementor-widget-wrap > .elementor-element,\n.elementor-section .elementor-container,\n.elementor-section .elementor-row,\n.e-con,\n.e-con-inner,\n.e-child,\n.e-con > .e-con-inner {\n padding: 0 !important;\n margin: 0 !important;\n gap: 0 !important;\n background: transparent !important;\n background-color: transparent !important;\n background-image: none !important;\n border: none !important;\n box-shadow: none !important;\n max-width: none !important;\n width: 100% !important;\n}\n\n\/* Section-level Elementor wrappers *\/\n.elementor-section,\n.elementor-top-section,\n.elementor-inner-section {\n padding: 0 !important;\n margin: 0 !important;\n background: transparent !important;\n background-color: transparent !important;\n background-image: none !important;\n}\n\n\/* Strip Elementor heading color overrides *\/\n.elementor-widget-container h1,\n.elementor-widget-container h2,\n.elementor-widget-container h3,\n.elementor-widget-container h4,\n.elementor-widget-container h5,\n.elementor-widget-container p,\n.elementor-widget-container a {\n color: inherit !important;\n}\n\n\/* \u2500\u2500 Dark section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\n .hero and .cta-band.dk MUST stay dark regardless of\n Elementor theme color injection.\n\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero,\n.hero * {\n color: #FFFFFF !important;\n}\n.hero__inner {\n justify-items: center !important;\n text-align: center !important;\n}\n.hero__inner > div {\n display: flex !important;\n flex-direction: column !important;\n align-items: center !important;\n text-align: center !important;\n max-width: 780px !important;\n margin: 0 auto !important;\n}\n.hero__btns {\n justify-content: center !important;\n}\n.hero__desc {\n max-width: 640px !important;\n margin-left: auto !important;\n margin-right: auto !important;\n}\n.hero__tag {\n display: inline-block !important;\n}\n.hero {\n background-color: #00152E !important;\n background-image: linear-gradient(135deg, #00152E 0%, #002147 60%, #003366 100%) !important;\n position: relative !important;\n}\n.cta-band.dk {\n background-color: #002147 !important;\n background-image: linear-gradient(135deg, #00152E 0%, #002147 100%) !important;\n color: #FFFFFF !important;\n}\n.cta-band.dk * {\n color: #FFFFFF !important;\n}\n.cta-band.dk .btn--primary {\n background-color: #00659E !important;\n color: #FFFFFF !important;\n}\n.cta-band.dk .btn--outline-white {\n border-color: rgba(255,255,255,0.6) !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Section background hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.sec {\n background-color: #FFFFFF !important;\n color: #1C2430 !important;\n}\n.sec--off {\n background-color: #F3F7FB !important;\n color: #1C2430 !important;\n}\n.sec--surface {\n background-color: #E6EEF6 !important;\n color: #1C2430 !important;\n}\n\n\/* \u2500\u2500 Text color hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.sec .sec-title,\n.sec .sec-eyebrow,\n.sec h2,\n.sec h3 {\n color: #002147;\n}\n.sec p,\n.sec li,\n.sec dd,\n.sec dt {\n color: #4A5060;\n}\n.sec a {\n color: #00629A;\n}\n\n\/* \u2500\u2500 About section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.about-facts {\n background: #E6EEF6 !important;\n border-radius: 8px !important;\n padding: clamp(1.5rem, 3vw, 2.5rem) !important;\n}\n.about-facts__title {\n color: #00629A !important;\n font-weight: 700 !important;\n}\n.about-facts dl dt {\n color: #636B78 !important;\n text-transform: uppercase !important;\n font-size: .72rem !important;\n letter-spacing: .08em !important;\n font-weight: 700 !important;\n}\n.about-facts dl dd {\n color: #1C2430 !important;\n font-size: .97rem !important;\n}\n\n\/* \u2500\u2500 Card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.card {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-radius: 8px !important;\n}\n.card__eyebrow { color: #00629A !important; }\n.card__title { color: #002147 !important; }\n.card__text { color: #4A5060 !important; }\n.card__link { color: #00629A !important; }\n\n\/* \u2500\u2500 Faculty card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.faculty-card {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-radius: 8px !important;\n}\n.faculty-card__name { color: #002147 !important; }\n.faculty-card__title { color: #636B78 !important; }\n.faculty-card__contact, \n.faculty-card__contact a { color: #00629A !important; }\n\n\/* \u2500\u2500 Resource list hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.resource-item {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-bottom-color: #C2D4E6 !important;\n}\n.resource-item__name { color: #002147 !important; }\n.resource-item__desc { color: #4A5060 !important; }\n.resource-item__link { color: #00629A !important; border-color: #00629A !important; }\n\n\/* \u2500\u2500 Program card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.program-card {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-radius: 8px !important;\n color: #1C2430 !important;\n}\n.program-card__name { color: #002147 !important; }\n.program-card__level { color: #636B78 !important; }\n.program-card__dot { background: #008ED6 !important; }\n\n\/* \u2500\u2500 Tab hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.tabs__btn {\n background: transparent !important;\n color: #002147 !important;\n border-color: #C2D4E6 !important;\n}\n.tabs__btn[aria-selected=\"true\"] {\n background: #002147 !important;\n color: #FFFFFF !important;\n border-color: #002147 !important;\n}\n\n\/* \u2500\u2500 Accordion hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.accordion__trigger {\n background: #FFFFFF !important;\n color: #002147 !important;\n border-color: #C2D4E6 !important;\n}\n.accordion__trigger[aria-expanded=\"true\"] {\n background: #002147 !important;\n color: #FFFFFF !important;\n}\n.accordion__body { \n background: #FFFFFF !important; \n color: #4A5060 !important;\n}\n\n\/* \u2500\u2500 Nav drawer hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-drawer {\n background: #002147 !important;\n color: #FFFFFF !important;\n}\n.fnav-drawer__header {\n background: #00152E !important;\n border-bottom-color: rgba(0,142,214,0.3) !important;\n}\n.fnav-drawer__title { color: #FFFFFF !important; }\n.fnav-drawer__eyebrow { color: #3DB4F0 !important; }\n.fnav-item { color: rgba(255,255,255,0.85) !important; }\n.fnav-item.is-active,\n.fnav-item:hover { color: #FFFFFF !important; background: rgba(0,142,214,0.2) !important; }\n.fnav-group__label { color: #3DB4F0 !important; }\n.fnav-drawer__footer { color: #FFFFFF !important; }\n.fnav-footer-link { color: #FFFFFF !important; text-decoration: none; }\n.fnav-footer-link:hover { color: #3DB4F0 !important; }\n\n\/* \u2500\u2500 Hero text hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero__tag { color: #3DB4F0 !important; }\n.hero__title { color: #FFFFFF !important; }\n.hero__desc { color: rgba(255,255,255,0.85) !important; }\n.hero__btns .btn--primary { background-color: #00659E !important; color: #FFFFFF !important; }\n.hero__btns .btn--outline-white { border-color: rgba(255,255,255,0.6) !important; color: #FFFFFF !important; }\n\n\/* \u2500\u2500 Breadcrumb hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.breadcrumb { background: #002147 !important; }\n.breadcrumb a, .breadcrumb span { color: rgba(255,255,255,0.75) !important; }\n.breadcrumb [aria-current=\"page\"] { color: #FFFFFF !important; }\n\n\/* \u2500\u2500 Contact section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.contact-items { color: #1C2430 !important; }\n.contact-item__label { color: #636B78 !important; }\n.contact-item__val { color: #1C2430 !important; }\n.contact-item__val a { color: #00629A !important; }\n\n\/* \u2500\u2500 Skip link \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.skip-link:focus {\n background: #008ED6 !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 BTT button \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.jsu-btt {\n background: #00659E !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Menu toggle \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-toggle {\n background: #002147 !important;\n color: #FFFFFF !important;\n}\n.fnav-toggle:hover { background: #007ABB !important; }\n\n\/* \u2500\u2500 WCAG: Ensure minimum contrast on all body text \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\nbody { \n background-color: #FFFFFF !important; \n color: #1C2430 !important;\n}\n\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 TICKER STRIP \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.ticker-wrap{\n background:#00152E;\n border-top:1px solid rgba(0,142,214,.25);\n border-bottom:1px solid rgba(0,142,214,.25);\n overflow:hidden;\n padding:.55rem 0;\n position:relative;\n}\n.ticker-wrap::before,\n.ticker-wrap::after{\n content:'';\n position:absolute;\n top:0;bottom:0;\n width:80px;\n z-index:2;\n pointer-events:none;\n}\n.ticker-wrap::before{\n left:0;\n background:linear-gradient(to right,#00152E,transparent);\n}\n.ticker-wrap::after{\n right:0;\n background:linear-gradient(to left,#00152E,transparent);\n}\n.ticker-label{\n position:absolute;\n left:0;top:50%;\n transform:translateY(-50%);\n background:#008ED6;\n color:#FFFFFF;\n font-family:'Sora',sans-serif;\n font-size:.65rem;\n font-weight:700;\n letter-spacing:.12em;\n text-transform:uppercase;\n padding:.35rem .75rem;\n z-index:3;\n white-space:nowrap;\n}\n.ticker-track{\n display:flex;\n align-items:center;\n gap:0;\n width:max-content;\n animation:ticker-scroll 40s linear infinite;\n padding-left:160px;\n}\n.ticker-track:hover{animation-play-state:paused;}\n.ticker-item{\n display:inline-flex;\n align-items:center;\n gap:.5rem;\n white-space:nowrap;\n padding:0 1.5rem;\n font-family:'Sora',sans-serif;\n font-size:.78rem;\n font-weight:500;\n color:rgba(255,255,255,.75);\n transition:color .2s;\n text-decoration:none;\n}\n.ticker-item:hover{color:#3DB4F0;}\n.ticker-item::before{\n content:'';\n display:inline-block;\n width:4px;height:4px;\n border-radius:50%;\n background:#008ED6;\n flex-shrink:0;\n}\n@keyframes ticker-scroll{\n 0%{transform:translateX(0);}\n 100%{transform:translateX(-50%);}\n}\n@media(prefers-reduced-motion:reduce){\n .ticker-track{animation:none;overflow-x:auto;}\n}\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 HERO CENTERING \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.hero__inner{\n justify-items:center;\n text-align:center;\n}\n.hero__inner > div{\n display:flex;\n flex-direction:column;\n align-items:center;\n text-align:center;\n max-width:780px;\n margin:0 auto;\n}\n.hero__desc{\n max-width:640px;\n margin-left:auto;\n margin-right:auto;\n}\n.hero__btns{\n justify-content:center;\n}\n\n\n\/* \u2500\u2500 Visually hidden elements \u2014 explicit colors for accessibility checkers \u2500\u2500 *\/\n.sr-only,\n.visually-hidden {\n color: #1C2430 !important;\n background-color: #FFFFFF !important;\n}\n\/* \u2500\u2500 Screen-reader-only toggle label \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-toggle__label {\n color: #FFFFFF !important;\n}\n\/* \u2500\u2500 Skip link always has explicit colors \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.skip-link {\n background-color: #00659E !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Breadcrumb: sit flush below global header \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\nbody {\n padding-top: 65px !important;\n background-color: #002147 !important;\n}\n.breadcrumb {\n margin-top: 0 !important;\n scroll-margin-top: 65px !important;\n}\n#main-content {\n scroll-margin-top: 65px !important;\n}\n.admin-bar body { padding-top: 97px !important; }\n.admin-bar .breadcrumb { scroll-margin-top: 97px !important; }\n\/* \u2500\u2500 Hero: full viewport height \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero {\n min-height: 100vh !important;\n height: 100vh !important;\n display: flex !important;\n align-items: center !important;\n justify-content: center !important;\n padding: 0 !important;\n position: relative !important;\n}\n.hero__inner {\n justify-items: center !important;\n text-align: center !important;\n padding: clamp(2rem, 4vh, 5rem) 0 !important;\n width: 100% !important;\n}\n\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n JSU GLOBAL NAVIGATION \u2014 matches jsums.edu exactly\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.jsu-global-nav {\n position: fixed;\n top: 0; left: 0; right: 0;\n z-index: 1000;\n background: #002147;\n box-shadow: 0 2px 16px rgba(0,0,0,.35);\n}\n.jsu-global-nav__top {\n background: #00152E;\n padding: .3rem 0;\n border-bottom: 1px solid rgba(0,142,214,.2);\n}\n.jsu-global-nav__top-inner {\n max-width: 1340px;\n margin: 0 auto;\n padding: 0 clamp(1.25rem,4vw,3rem);\n display: flex;\n align-items: center;\n justify-content: space-between;\n gap: 1rem;\n flex-wrap: wrap;\n}\n.jsu-global-nav__util-links {\n display: flex;\n flex-wrap: wrap;\n gap: .15rem .75rem;\n list-style: none;\n}\n.jsu-global-nav__util-links a {\n font-family: 'Sora',sans-serif;\n font-size: .68rem;\n font-weight: 500;\n color: rgba(255,255,255,.65);\n text-decoration: none;\n letter-spacing: .02em;\n transition: color .15s;\n}\n.jsu-global-nav__util-links a:hover { color: #3DB4F0; }\n.jsu-global-nav__ctas {\n display: flex;\n gap: .4rem;\n}\n.jsu-global-nav__cta {\n font-family: 'Sora',sans-serif;\n font-size: .72rem;\n font-weight: 700;\n letter-spacing: .05em;\n text-decoration: none;\n padding: .3rem .85rem;\n border-radius: 4px;\n transition: background .15s, color .15s;\n}\n.jsu-global-nav__cta--apply {\n background: #00659E;\n color: #FFFFFF;\n}\n.jsu-global-nav__cta--apply:hover { background: #007ABB; }\n.jsu-global-nav__cta--visit {\n background: transparent;\n color: rgba(255,255,255,.8);\n border: 1px solid rgba(255,255,255,.3);\n}\n.jsu-global-nav__cta--visit:hover { background: rgba(255,255,255,.08); color: #FFFFFF; }\n.jsu-global-nav__cta--give {\n background: #3DB4F0;\n color: #002147;\n font-weight: 800;\n}\n.jsu-global-nav__cta--give:hover { background: #6DC8F5; }\n\n.jsu-global-nav__main {\n max-width: 1340px;\n margin: 0 auto;\n padding: 0 clamp(1.25rem,4vw,3rem);\n display: flex;\n align-items: center;\n justify-content: space-between;\n height: 64px;\n gap: 1.5rem;\n}\n.jsu-global-nav__logo {\n display: flex;\n align-items: center;\n gap: .65rem;\n text-decoration: none;\n flex-shrink: 0;\n}\n.jsu-global-nav__logo-mark {\n width: 44px;\n height: 44px;\n border-radius: 6px;\n background: #FFFFFF;\n display: flex;\n align-items: center;\n justify-content: center;\n flex-shrink: 0;\n}\n.jsu-global-nav__logo-mark span {\n font-family: 'Sora',sans-serif;\n font-weight: 900;\n font-size: 1.05rem;\n color: #002147;\n letter-spacing: -.03em;\n}\n.jsu-global-nav__logo-text { line-height: 1.15; }\n.jsu-global-nav__logo-text strong {\n display: block;\n font-family: 'Sora',sans-serif;\n font-weight: 800;\n font-size: .88rem;\n color: #FFFFFF;\n letter-spacing: .01em;\n}\n.jsu-global-nav__logo-text span {\n font-family: 'Sora',sans-serif;\n font-size: .62rem;\n font-weight: 500;\n letter-spacing: .14em;\n text-transform: uppercase;\n color: #3DB4F0;\n}\n\n.jsu-global-nav__menu {\n display: flex;\n align-items: center;\n gap: 0;\n list-style: none;\n}\n.jsu-global-nav__menu > li {\n position: relative;\n}\n.jsu-global-nav__menu > li > a,\n.jsu-global-nav__menu > li > button {\n display: flex;\n align-items: center;\n gap: .3rem;\n font-family: 'Sora',sans-serif;\n font-size: .82rem;\n font-weight: 600;\n color: rgba(255,255,255,.85);\n text-decoration: none;\n padding: .55rem .75rem;\n border-radius: 6px;\n background: none;\n border: none;\n cursor: pointer;\n transition: color .15s, background .15s;\n white-space: nowrap;\n}\n.jsu-global-nav__menu > li > a:hover,\n.jsu-global-nav__menu > li > button:hover {\n color: #FFFFFF;\n background: rgba(255,255,255,.08);\n}\n.jsu-global-nav__menu > li > a::after,\n.jsu-global-nav__menu > li > button.has-sub::after {\n content: '';\n display: inline-block;\n width: 0; height: 0;\n border-left: 4px solid transparent;\n border-right: 4px solid transparent;\n border-top: 4px solid currentColor;\n opacity: .6;\n margin-left: .2rem;\n transition: transform .2s;\n}\n.jsu-global-nav__menu > li:hover > button.has-sub::after,\n.jsu-global-nav__menu > li:focus-within > button.has-sub::after {\n transform: rotate(180deg);\n}\n\n\/* Dropdowns *\/\n.jsu-global-nav__dropdown {\n position: absolute;\n top: calc(100% + 4px);\n left: 0;\n min-width: 220px;\n background: #001736;\n border: 1px solid rgba(0,142,214,.25);\n border-radius: 8px;\n box-shadow: 0 8px 32px rgba(0,0,0,.4);\n padding: .5rem 0;\n opacity: 0;\n visibility: hidden;\n transform: translateY(-8px);\n transition: opacity .2s, visibility .2s, transform .2s;\n z-index: 100;\n list-style: none;\n}\n.jsu-global-nav__menu > li:hover .jsu-global-nav__dropdown,\n.jsu-global-nav__menu > li:focus-within .jsu-global-nav__dropdown {\n opacity: 1;\n visibility: visible;\n transform: translateY(0);\n}\n.jsu-global-nav__dropdown a {\n display: block;\n padding: .5rem 1.1rem;\n font-family: 'Sora',sans-serif;\n font-size: .82rem;\n font-weight: 500;\n color: rgba(255,255,255,.8);\n text-decoration: none;\n transition: color .15s, background .15s;\n}\n.jsu-global-nav__dropdown a:hover {\n color: #FFFFFF;\n background: rgba(0,142,214,.15);\n}\n.jsu-global-nav__dropdown .drop-group-label {\n display: block;\n padding: .65rem 1.1rem .25rem;\n font-family: 'Sora',sans-serif;\n font-size: .65rem;\n font-weight: 700;\n letter-spacing: .12em;\n text-transform: uppercase;\n color: #3DB4F0;\n border-top: 1px solid rgba(0,142,214,.2);\n margin-top: .35rem;\n}\n.jsu-global-nav__dropdown .drop-group-label:first-child {\n border-top: none;\n margin-top: 0;\n}\n\n\/* Mobile menu toggle *\/\n.jsu-global-nav__mob-btn {\n display: none;\n background: none;\n border: 1px solid rgba(255,255,255,.3);\n border-radius: 6px;\n color: #FFFFFF;\n padding: .45rem .65rem;\n cursor: pointer;\n font-size: 1.15rem;\n line-height: 1;\n transition: background .15s;\n}\n.jsu-global-nav__mob-btn:hover { background: rgba(255,255,255,.1); }\n\n\/* Page body offset for fixed nav *\/\nbody { padding-top: 0 !important; }\n.breadcrumb {\n margin-top: 54px !important; }\n.admin-bar .breadcrumb {\n margin-top: 46px !important; }\n#main-content { scroll-margin-top: 104px !important; }\n\n\/* Sections scroll past nav *\/\n[id] { scroll-margin-top: 104px; }\n\n@media(max-width: 1024px) {\n .jsu-global-nav__menu { display: none; }\n .jsu-global-nav__mob-btn { display: flex; align-items: center; justify-content: center; }\n}\n@media(max-width: 600px) {\n .jsu-global-nav__logo-text { display: none; }\n}\n\n\n\/* \u2550\u2550 PDF \/ Document Inline Viewer \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.doc-embed-wrap {\n margin: 1.25rem 0;\n border: 1px solid #C2D4E6;\n border-radius: 10px;\n overflow: hidden;\n background: #F3F7FB;\n}\n.doc-embed-toolbar {\n display: flex;\n align-items: center;\n justify-content: space-between;\n padding: .6rem 1rem;\n background: #002147;\n gap: .75rem;\n flex-wrap: wrap;\n}\n.doc-embed-toolbar__title {\n font-family: 'Sora',sans-serif;\n font-size: .82rem;\n font-weight: 600;\n color: #FFFFFF;\n flex: 1;\n min-width: 0;\n white-space: nowrap;\n overflow: hidden;\n text-overflow: ellipsis;\n}\n.doc-embed-toolbar__actions {\n display: flex;\n gap: .4rem;\n flex-shrink: 0;\n}\n.doc-embed-toolbar__btn {\n font-family: 'Sora',sans-serif;\n font-size: .72rem;\n font-weight: 700;\n letter-spacing: .04em;\n padding: .3rem .75rem;\n border-radius: 5px;\n text-decoration: none;\n transition: background .15s, color .15s;\n white-space: nowrap;\n}\n.doc-embed-toolbar__btn--view {\n background: #00659E;\n color: #FFFFFF;\n border: 1px solid #008ED6;\n}\n.doc-embed-toolbar__btn--view:hover { background: #007ABB; }\n.doc-embed-toolbar__btn--dl {\n background: rgba(255,255,255,.12);\n color: rgba(255,255,255,.9);\n border: 1px solid rgba(255,255,255,.25);\n}\n.doc-embed-toolbar__btn--dl:hover { background: rgba(255,255,255,.2); color: #FFFFFF; }\n.doc-embed-frame {\n width: 100%;\n height: 560px;\n border: none;\n display: block;\n background: #FFFFFF;\n}\n@media(max-width:600px){ .doc-embed-frame { height: 380px; } }\n\n\n.pdf-embed-wrap{border-radius:8px;overflow:hidden;box-shadow:0 2px 16px rgba(0,21,46,.1);margin:1.5rem 0;}\n.pdf-embed-header{background:#002147;padding:.75rem 1.25rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap;}\n.pdf-embed-title{font-family:'Sora',sans-serif;font-weight:700;font-size:.88rem;color:#FFFFFF;}\n.pdf-embed-actions{display:flex;gap:.5rem;flex-wrap:wrap;}\n.pdf-btn{font-family:'Sora',sans-serif;font-size:.75rem;font-weight:600;padding:.35rem .85rem;border-radius:4px;text-decoration:none;transition:background .15s;white-space:nowrap;}\n.pdf-btn--view{background:rgba(255,255,255,.15);color:#FFFFFF;}\n.pdf-btn--view:hover{background:rgba(255,255,255,.25);}\n.pdf-btn--dl{background:#00659E;color:#FFFFFF;}\n.pdf-btn--dl:hover{background:#007ABB;}\n.pdf-embed-frame{display:block;background:#F3F7FB;width:100%;border:1px solid #C2D4E6;border-radius:0 0 8px 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1.85rem}\n.timeline__title{font-family:'Sora',sans-serif;font-size:1.1rem;font-weight:800;color:#7A3607;margin:0 0 .7rem}\n.timeline p{font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.7;color:#1C2430;margin:0 0 .8rem}\n.timeline strong{color:#7A3607}\n.timeline ul{margin:.5rem 0 .8rem;padding-left:1.5rem}\n.timeline li{font-family:'Crimson Pro',Georgia,serif;font-size:1.03rem;line-height:1.6;color:#1C2430;margin:.3rem 0}\n.timeline__fine{font-size:.95rem;font-style:italic;color:#4A5060;margin:0}\n\n\/* Contact items *\/\n.contact-items{display:flex;flex-wrap:wrap;gap:2.5rem;margin-top:0}\n.contact-item{display:flex;gap:.85rem;align-items:flex-start;margin-bottom:0}\n\n\/* \u2550\u2550\u2550 ADA CONTRAST HARDENING OVERRIDES \u2550\u2550\u2550 *\/\n.card__title{color:#002147 !important}\n.card__text{color:#1C2430 !important}\n.proc__title{color:#002147 !important}\n.proc p{color:#1C2430 !important}\n.proc__sub{color:#00629A !important}\n.proc ol>li,.proc ul>li{color:#1C2430 !important}\n.proc__note{color:#1C2430 !important}\n.qlink{color:#00629A !important}\n.timeline__title{color:#7A3607 !important}\n.timeline p,.timeline li{color:#1C2430 !important}\n.timeline__fine{color:#4A5060 !important}\n\n@media (max-width: 760px){\n.cards-grid{grid-template-columns:1fr;gap:1rem}\n.proc{padding:1.5rem 1.4rem}\n.contact-items{gap:1.5rem}\n}\n<\/style>\n<\/head>\n<body>\n\n<a href=\"#main-content\" class=\"skip-link\">Skip to main content<\/a>\n\n<nav class=\"breadcrumb\" aria-label=\"Breadcrumb\">\n<div class=\"w\"><ol class=\"breadcrumb__list\">\n <li><a href=\"https:\/\/www.jsums.edu\/\">JSU Home<\/a><\/li>\n <li><a href=\"https:\/\/www.jsums.edu\/financialaid\">Financial Aid<\/a><\/li>\n <li><span aria-current=\"page\">One Big Beautiful Bill Act<\/span><\/li>\n<\/ol><\/div>\n<\/nav>\n\n<main id=\"main-content\" class=\"jsu-main-content\">\n\n \n <section class=\"hero dk\" aria-labelledby=\"hero-h\">\n <div class=\"w\"><div class=\"hero__inner\"><div>\n <span class=\"hero__tag\">JSU · Financial Aid<\/span>\n <h1 class=\"hero__title\" id=\"hero-h\">\n One Big Beautiful Bill <em>Act<\/em>\n <\/h1>\n <p class=\"hero__desc\">\n How HR 1 (Public Law 119–21) changes financial aid at JSU beginning\n in the 2026–27 academic year.\n <\/p>\n <div class=\"hero__btns\">\n <a href=\"#how\" class=\"btn btn--primary\">What Changed<\/a>\n <a href=\"#contact\" class=\"btn btn--outline-white\">Contact<\/a>\n <\/div>\n <\/div><\/div><\/div>\n <\/section>\n\n \n <section class=\"sec\" id=\"how\" aria-labelledby=\"how-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n <span class=\"sec-eyebrow\">One Big Beautiful Bill Act<\/span>\n <h2 class=\"sec-title\" id=\"how-h\">What the law changes for 2026–27<\/h2>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Overview<\/h3>\n <p>On July 4, 2025, HR 1 – Public Law No. 119–21, known as the “Big Beautiful Bill,” was signed into law. This legislation introduces sweeping changes to how students and families pay for higher education. The provisions include the phase-out of the Grad PLUS Loan Program, new annual and lifetime loan limits, adjustments to Federal grant and introduction of New Workforce Pell and loan programs, and fewer repayment options for new borrowers.<\/p>\n <p>The Department of Education has not yet issued the official regulations that will define how these changes will be implemented. However, the summary below provides an overview of what we currently know—and what is still unclear—about how this law may affect financial aid beginning in the 2026–27 academic year.<\/p>\n <p>Who does this affect?<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Graduate and Professional Degree Seeking Students<\/h3>\n <p>If you start a new graduate program before July 1, 2026, you remain eligible for Federal Direct Graduate PLUS Loans (GradPLUS) under current rules.<\/p>\n <p>If you start a new graduate program after July 1, 2026, you will be able to apply for student loans through federal and private lending processes<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Recent Changes: Student Loan Implications for the 2026-27 Academic Year<\/h3>\n <p class=\"proc__sub\">Federal Direct Graduate PLUS Loans Are Being Phased Out<\/p>\n <p>Beginning July 1, 2026, new graduate and professional students will no longer be able to take out Federal Direct Graduate PLUS Loans.<\/p>\n <p>If you’re currently enrolled and have already borrowed a GradPLUS Loan before that date, you can continue to access GradPLUS funds for up to three more years or until you finish your program—whichever comes first.<\/p>\n <p>This continuation applies only to your current program of study. If you start a new program after July 1, 2026, GradPLUS Loans will no longer be available for that program.<\/p>\n <p class=\"proc__sub\">New Graduate Loan Limits<\/p>\n <p>Also starting July 1, 2026:<\/p>\n <p>Professional students (for example, those in medicine, law, or similar licensure-based programs) may borrow up to $50,000 per year, with a lifetime limit of $200,000 in federal Unsubsidized Loans.<\/p>\n <p>Other graduate students may borrow up to $20,500 per year, with a lifetime limit of $100,000.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Grandfathering Provision<\/h3>\n <p>As of June 30, 2026 students enrolled in a program of study at an institution and have received a loan for the applicable program of study will be eligible for a limited loan limit exception period- Grandfathering<\/p>\n <p>Same applies if a parent borrowed on the student’s behalf.<\/p>\n <p>Once Grandfathering is broken a student will return under the new loan limit program.<\/p>\n <p>Students already enrolled and using Unsubsidized or GradPLUS Loans in their current program will keep their current borrowing limits for up to three more years or until their program ends.<\/p>\n <p class=\"proc__sub\">Current Students Ability to Opt-Out of GradPLUS “Grandfathering”?<\/p>\n <p>Some students have asked whether they can skip GradPLUS eligibility to take advantage of the new $50,000 Unsubsidized Loan cap.<\/p>\n <p>Students who keep borrowing after the Grandfathering period ends will then be placed under new loan limits<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Professional Degree Changes<\/h3>\n <p>In late November, the Department of Education announced proposed definitions to “professional degree”; programs previously unclear when the Big Beautiful Bill was passed into law in July 2025. While these definitions could continue to evolve, the first iteration reveals the programs below are no longer defined as professional programs, but rather, fall into graduate programs. As a result, the programs below remain eligible for aid, but not at the higher federal loan limit (these limits do not impact private lending levels).<\/p>\n <ul>\n <li>Nursing (MSN, DPN, PhD)<\/li>\n <li>Physician assistants (MSHS, MSHS\/MPH)<\/li>\n <li>Physical therapists (DPT)<\/li>\n <li>Occupational therapists (OTD)<\/li>\n <li>Audiologists<\/li>\n <li>Architects (MA\/MFA)<\/li>\n <li>Accountants (MAccy, PhD)<\/li>\n <li>Educators (MA, MS, M.Ed., MAT, Ed.S., PhD, Ed.D)<\/li>\n <li>Social workers<\/li>\n <\/ul>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Current Undergraduate Students<\/h3>\n <p>Current undergraduate students will not see a change to their annual and aggregate loan limits.<\/p>\n <p>$31,000 for dependent students, $57,500 for Independent students or Dependent Students with Parent Plus loan denials. $138,000 limit for current Graduate Students.<\/p>\n <p>Parents who borrowed before that July 1, 2026 can continue borrowing under the current limits for up to three additional years or until their student completes their program. No Change in amounts borrowed for Undergraduate Parent Plus loans<\/p>\n <p class=\"proc__sub\">Incoming Freshmen, Undergraduate Students and Parents of Dependent Students<\/p>\n <p>Undergraduate borrowing limits and Pell Grants will remain the same.<\/p>\n <p>However, Parent PLUS Loans will be capped at $20,000 per student per year and a $65,000 lifetime limit beginning July 1, 2026. Parents will not be able to payoff or pay down loan amounts borrowed to borrow additional Parent Plus Loan Funds.<\/p>\n <p><strong>Public Service Loan Forgiveness (PSLF) Remains Intact<\/strong> Good news. PSLF is not changing. Borrowers working in qualifying public service jobs will still be able to pursue loan forgiveness under the same terms<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Loan Proration for less than full-time Students<\/h3>\n <p>The new law may prorate loan limits for students enrolled less than full-time. For example, a half-time graduate student might only be eligible for half the annual borrowing limit. We’re waiting for the Department of Education to clarify how this will apply to both graduate and undergraduate students.<\/p>\n <p>Institutions must reduce a student’s loan amounts in direct proportion to the amount the student is registered for. (except for non-term programs). The loans that will be included in this reduction are Federal Direct Subsidized, Unsubsidized, Grad Unsubsidized and Graduate Plus Loans. Parent Plus loans will not be reduced.<\/p>\n <p>The Evaluation of determining loan amounts will be done at the time of disbursement. There will be no reduction if a student drops credits after disbursement in current term.<\/p>\n <p>However subsequent term loans would be reduced based on total hours completed from previous term or total for complete academic year.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Institutional Accountability – Low Earning Outcomes<\/h3>\n <p>Beginning July 1, 2026 the Department of Education will institute a form of measure that would cause a program to lose Direct Loan eligibility if it fails the low earnings outcomes. This process will measure all institutional programs 2 out of 3 years. The comparison for undergraduate will compare the median earnings of completers 4 years after the program is completed reviewing the earnings of working adult with only a high school diploma or GED who are not enrolled in higher education. With Graduate students the comparison will be an assessment of the earnings of working adults with only a bachelors degree who are not enrolled in higher education.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">New Workforce Pell Grant Program<\/h3>\n <p>The new Workforce Pell eligibility extends to certain 8-15 week training programs, including for those who already hold a bachelor’s degree.<\/p>\n <p>To qualify for Workforce Pell, a short-term program must meet the following duration and instructional criteria:<\/p>\n <ul>\n <li><strong>Instructional Hours:<\/strong> At least 150 but less than 600 clock hours of instruction.<\/li>\n <li><strong>Credit Equivalency:<\/strong> For programs offered in credit hours, the equivalent requirement is generally at least 4 but fewer than 16 semester\/trimester hours, or at least 6 but fewer than 24 quarter hours.<\/li>\n <li><strong>Duration:<\/strong> The program must last at least 8 weeks but fewer than 15 weeks.<\/li>\n <\/ul>\n <p class=\"proc__sub\">Key Eligibility Standards<\/p>\n <p>Beyond the hour requirements, programs must meet strict federal and state “guardrails” to receive funding:<\/p>\n <ul>\n <li><strong>Academic Articulation:<\/strong> The program must lead to a recognized postsecondary credential that is stackable, meaning it must count as academic credit toward a future associate or bachelor’s degree.<\/li>\n <li><strong>Job Performance:<\/strong> The program must maintain a verified 70% completion rate and a 70% job placement rate within 180 days of completion.<\/li>\n <li><strong>Value-Added Earnings:<\/strong> Graduates’; median earnings must exceed the cost of the program’s tuition and fees, typically measured three years after completion.<\/li>\n <li><strong>Institutional Standing:<\/strong> The program must be offered by an accredited institution and have been in operation for at least one year prior to becoming eligible<\/li>\n <\/ul>\n <p class=\"proc__sub\">Estimated Award Amounts<\/p>\n <p>Since these grants are adjusted for shorter durations, most students will receive significantly less than the full $7,395 annual maximum.<\/p>\n <ul>\n <li><strong>Prorated Estimates:<\/strong> Depending on the program’s length, students might receive approximately $2,000 to $4,000 per qualifying program.<\/li>\n <\/ul>\n <p><strong>Program Length Examples:<\/strong><\/p>\n <ul>\n <li>8-week program: Approximately $2,000.<\/li>\n <li>12-week program: Approximately $3,000.<\/li>\n <li>14-week program: Between $430 and $4,310, depending on the student’s financial need and credit hours.<\/li>\n <\/ul>\n <p><strong>Minimum Award:<\/strong> The lowest possible award for a workforce program is approximately $123 to $125<\/p>\n <p class=\"proc__sub\">Key Funding Rules<\/p>\n <ul>\n <li><strong>Drawing from Main Fund:<\/strong> Workforce Pell is not a separate source of federal money; it draws from the existing Federal Pell Grant program.<\/li>\n <li><strong>No Concurrent Use:<\/strong> Students cannot receive both a traditional Pell Grant and a Workforce Pell Grant at the same time.<\/li>\n <li><strong>Lifetime Eligibility:<\/strong> Any funds received through Workforce Pell count toward a student’s 12-semester (600%) lifetime eligibility limit.<\/li>\n <li><strong>Non-Repayment:<\/strong> Like traditional Pell Grants, Workforce Pell is direct grant aid and does not have to be repaid.<\/li>\n <li><strong>Eligibility for Graduates:<\/strong> In a major shift from traditional rules, students who already have a bachelor’s degree may still qualify for Workforce Pell if they have remaining lifetime eligibility<\/li>\n <\/ul>\n <p>Final regulations and approved program lists are expected to be finalized in the spring of 2026<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">New ISIR Format<\/h3>\n <p>There will be a new ISIR format laid out the 26-27 year on April 26, 2026 with additional values to existing fields. Institutions must have their SIS configured to accept the New ISIRS beginning April 26, 2026 or the ISIRS will be able to downloaded.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Institutional Federal Loan Delinquency Report<\/h3>\n <p>The Department of Education has release delinquency rates for most schools through the country to provide a context as to where their institutions are with delinquent borrowers which could affect their cohort default rate. The upcoming cohort default rate will be released in September 2026. The rate includes all borrows from 2020 thru 2026. Ways to mitigate.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Changes to Repayment Options<\/h3>\n <p>For loans disbursed after July 1, 2026, existing income-driven repayment plans (IBR, PAYE, SAVE) will be replaced by a new Repayment Assistance Program (RAP).<\/p>\n <p><strong>Key points:<\/strong><\/p>\n <ul>\n <li>Borrowers who take new loans after that date can choose RAP or standard 10- or 25-year repayment plans.<\/li>\n <li>Current borrowers who do not take new loans after July 1, 2026, can remain in existing income-driven plans—but must enroll by June 30, 2028.<\/li>\n <li>Those who miss that deadline will automatically be moved into RAP.<\/li>\n <\/ul>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Updates<\/h3>\n <p>We will provide more details once the Department of Education releases repayment examples and guidance. As of March 13, 2026 this option is unclear. Our national association (NASFAA) has requested guidance from the Department of Education, and we’ll share updates once we have them.<\/p>\n <p class=\"proc__note\"><a href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2026\/04\/Financial-Aid-Changes-in-2026-for-JSU-Financial-Aid-Page-rev-2.pdf\"><strong>Download Document<\/strong><\/a><\/p>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"sec sec--off\" id=\"quicklinks\" aria-labelledby=\"quicklinks-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.25rem;\">\n <span class=\"sec-eyebrow\">Quick links – units<\/span>\n <h2 class=\"sec-title\" id=\"quicklinks-h\">Quick links<\/h2>\n <\/div>\n <div class=\"qlink-row\">\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2022\/01\/2022-2023-Financial-Aid-Checklist.pdf\">Financial Aid Checklist<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/11\/FAQs-for-Financial-Aid.pdf\">Financial Aid FAQs<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/\">Financial Aid Forms<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/2017\/11\/19\/rights-and-responsibilities\/\">Rights And Responsibilities<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/admissions2\/parents-undergraduate-admissions-2\/\">Parents And Families<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/creating-an-fsaid\/\">Creating A Federal Student Aid ID (FSA ID)<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/finance\/fees\">Tuition And Fees<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2021\/02\/2021-2022-View-Your-Financial-Aid-Status.pdf\">Financial Aid Status<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/06\/2020-2021-When-the-Financial-Aid-Award-Package-is-Not-Enough-.pdf\">When The Financial Aid Package Is Not Enough<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2017\/08\/Financial-Aid-Repeat-Course-Policy.pdf\">Financial Aid Repeat Course Policy<\/a>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"sec\" id=\"help\" aria-labelledby=\"help-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n <span class=\"sec-eyebrow\">Let us help you<\/span>\n <h2 class=\"sec-title\" id=\"help-h\">Let us help you<\/h2>\n <\/div>\n <div class=\"cards-grid\" style=\"margin-bottom:1.75rem;\">\n <div class=\"card\"><div class=\"card__body\">\n <div class=\"card__title\"><a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">FAFSA<\/a><\/div>\n <div class=\"card__text\"><p>Students seeking federal financial aid are required to complete the Free Application for Federal Student Aid (<a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">FAFSA<\/a>). Jackson State University’s priority deadline is April 15th each year. <strong>Access Financial Aid Forms<\/strong>. <a href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/\">Click Here<\/a>. Frequently asked questions concerning Financial Aid. <a href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/11\/FAQs-for-Financial-Aid.pdf\">Click Here<\/a><\/p><\/div>\n <\/div><\/div>\n <div class=\"card\"><div class=\"card__body\">\n <div class=\"card__title\"><a href=\"https:\/\/www.jsums.edu\/financialaid\/cares-act\/\">CARES Act Emergency Assistance for Students<\/a><\/div>\n <div class=\"card__text\"><p>Emergency assistance for students through the CARES Act. <a href=\"https:\/\/www.jsums.edu\/financialaid\/cares-act\/\">Learn more<\/a>.<\/p><\/div>\n <\/div><\/div>\n <\/div>\n <div class=\"timeline\">\n <p class=\"timeline__title\">Service Timeline for Submitted Documents<\/p>\n <p>All documents submitted to the Office of Financial Aid will take 7 to 10 business days for processing.<\/p>\n <p>The time period for processing will extend to 10 to 14 business days during peak submission periods.<\/p>\n <p><strong>To prevent a delay in processing your documents, please be sure to:<\/strong><\/p>\n <ul>\n <li>Verify documents are filled completely, legible and signed.<\/li>\n <li>Check that documents that require a signature have HANDWRITTEN signatures; no typed or electronic signatures are acceptable.<\/li>\n <li>Verify that all documents contain the student’s name and J-Number.<\/li>\n <\/ul>\n <p class=\"timeline__fine\">*Business days do not include the weekends, holidays, and all other unspecified days the university is closed.<\/p>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"cta-band dk\" aria-labelledby=\"cta-h\">\n <div class=\"w\"><div class=\"cta-band__inner\">\n <div>\n <h2 class=\"cta-band__title\" id=\"cta-h\">Questions about your aid?<\/h2>\n <p class=\"cta-band__sub\">Email the Financial Aid Office at finaid@jsums.edu and include your J-number, or call (866) THEE-JSU.<\/p>\n <\/div>\n <div class=\"cta-band__btns\">\n <a href=\"mailto:finaid@jsums.edu\" class=\"btn btn--primary\">Email finaid@jsums.edu<\/a>\n <a href=\"tel:+18668433578\" class=\"btn btn--outline-white\">Call 866-843-3578<\/a>\n <\/div>\n <\/div><\/div>\n <\/section>\n\n \n <section class=\"sec sec--surface\" id=\"contact\" aria-labelledby=\"contact-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n <span class=\"sec-eyebrow\">Division of Financial Aid<\/span>\n <h2 class=\"sec-title\" id=\"contact-h\">Location<\/h2>\n <\/div>\n <div class=\"contact-items\">\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">📍<\/div>\n <div><div class=\"contact-item__label\">Location<\/div>\n <div class=\"contact-item__val\">Jackson State University<br>Financial Aid Office<br>PO Box 17065<br>Jackson, MS 39217<\/div><\/div><\/div>\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">✉<\/div>\n <div><div class=\"contact-item__label\">Email<\/div>\n <div class=\"contact-item__val\"><a href=\"mailto:finaid@jsums.edu\">finaid@jsums.edu<\/a><\/div><\/div><\/div>\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">📞<\/div>\n <div><div class=\"contact-item__label\">Phone<\/div>\n <div class=\"contact-item__val\"><a href=\"tel:+18668433578\">(866) THEE‑JSU \/ 866-843-3578<\/a><\/div><\/div><\/div>\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">📨<\/div>\n <div><div class=\"contact-item__label\">Fax<\/div>\n <div class=\"contact-item__val\">(601) 979-2237<\/div><\/div><\/div>\n <\/div>\n <\/div>\n <\/section>\n\n<\/main>\n\n<button class=\"fnav-toggle\" aria-label=\"Open page navigation menu\" aria-expanded=\"false\" aria-controls=\"fnav-drawer\" type=\"button\">\n <span class=\"fnav-toggle__icon\" aria-hidden=\"true\">☰<\/span>\n <span class=\"fnav-toggle__label\">Menu<\/span>\n<\/button>\n\n<div class=\"fnav-overlay\" id=\"fnav-overlay\" aria-hidden=\"true\"><\/div>\n\n<nav class=\"fnav-drawer\" id=\"fnav-drawer\" aria-label=\"Page navigation\" aria-hidden=\"true\">\n <div class=\"fnav-drawer__header\">\n <div>\n <span class=\"fnav-drawer__eyebrow\">JSU · Financial Aid<\/span>\n <span class=\"fnav-drawer__title\">Financial Aid<\/span>\n <\/div>\n <button class=\"fnav-close\" aria-label=\"Close navigation menu\" type=\"button\">×<\/button>\n <\/div>\n <div class=\"fnav-drawer__body\">\n <div class=\"fnav-group\">\n <ul class=\"fnav-group__items\" role=\"list\">\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/#WELCOME\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">Home<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/applying-for-fiancial-aid\/#HOW\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">How To Apply<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/one-big-beautiful-bill-act\/\" class=\"fnav-item\" aria-current=\"page\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">One Big Beautiful Bill Act<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/types-of-financial-aid\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">Types<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/resources\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">Resources<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/applying-for-financial-aid-2\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">Financial Aid Videos<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/#Learn\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">Financial Aid Forms<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/consumer-information\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">Consumer Information<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/contact-2\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">Contact Us<\/span>\n <\/a>\n <\/li>\n <\/ul>\n <\/div>\n <\/div>\n <div class=\"fnav-drawer__footer\">\n <a href=\"https:\/\/www.jsums.edu\/financialaid\" 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