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1fr;}.hero__inner{grid-template-columns:1fr;}.hero__stat-band{flex-direction:row;flex-wrap:wrap;min-width:0;}}\n@media(max-width:600px){.footer__grid{grid-template-columns:1fr;}.cta-band__inner{flex-direction:column;}}\n\n .contact-items{display:flex;flex-wrap:wrap;gap:2.5rem;margin-top:0;}\n .contact-item{display:flex;gap:.85rem;align-items:flex-start;min-width:220px;}\n .contact-icon{font-size:1.3rem;line-height:1;margin-top:.1rem;flex-shrink:0;}\n .contact-item__label{font-family:'Sora',sans-serif;font-size:.75rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#636B78;margin-bottom:.15rem;}\n .contact-item__val{font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#1C2430;}\n .contact-item__val a{color:#00629A;text-decoration:underline;}\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n ELEMENTOR CONTAINMENT RESETS\n Prevents Elementor wrapper styles from bleeding into our\n custom HTML content blocks.\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n\n\/* Zero out all padding\/margin\/gap\/background on every Elementor wrapper *\/\n.elementor-widget-container,\n.elementor-widget-wrap,\n.elementor-widget-wrap > .elementor-element,\n.elementor-section .elementor-container,\n.elementor-section .elementor-row,\n.e-con,\n.e-con-inner,\n.e-child,\n.e-con > .e-con-inner {\n padding: 0 !important;\n margin: 0 !important;\n gap: 0 !important;\n background: transparent !important;\n background-color: transparent !important;\n background-image: none !important;\n border: none !important;\n box-shadow: none !important;\n max-width: none !important;\n width: 100% !important;\n}\n\n\/* Section-level Elementor wrappers *\/\n.elementor-section,\n.elementor-top-section,\n.elementor-inner-section {\n padding: 0 !important;\n margin: 0 !important;\n background: transparent !important;\n background-color: transparent !important;\n background-image: none !important;\n}\n\n\/* Strip Elementor heading color overrides *\/\n.elementor-widget-container h1,\n.elementor-widget-container h2,\n.elementor-widget-container h3,\n.elementor-widget-container h4,\n.elementor-widget-container h5,\n.elementor-widget-container p,\n.elementor-widget-container a {\n color: inherit !important;\n}\n\n\/* \u2500\u2500 Dark section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\n .hero and .cta-band.dk MUST stay dark regardless of\n Elementor theme color injection.\n\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero,\n.hero * {\n color: #FFFFFF !important;\n}\n.hero__inner {\n justify-items: center !important;\n text-align: center !important;\n}\n.hero__inner > div {\n display: flex !important;\n flex-direction: column !important;\n align-items: center !important;\n text-align: center !important;\n max-width: 780px !important;\n margin: 0 auto !important;\n}\n.hero__btns {\n justify-content: center !important;\n}\n.hero__desc {\n max-width: 640px !important;\n margin-left: auto !important;\n margin-right: auto !important;\n}\n.hero__tag {\n display: inline-block !important;\n}\n.hero {\n background-color: #00152E !important;\n background-image: linear-gradient(135deg, #00152E 0%, #002147 60%, #003366 100%) !important;\n position: relative !important;\n}\n.cta-band.dk {\n background-color: #002147 !important;\n background-image: linear-gradient(135deg, #00152E 0%, #002147 100%) !important;\n color: #FFFFFF !important;\n}\n.cta-band.dk * {\n color: #FFFFFF !important;\n}\n.cta-band.dk .btn--primary {\n background-color: #00659E !important;\n color: #FFFFFF !important;\n}\n.cta-band.dk .btn--outline-white {\n border-color: rgba(255,255,255,0.6) !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Section background hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.sec {\n background-color: #FFFFFF !important;\n color: #1C2430 !important;\n}\n.sec--off {\n background-color: #F3F7FB !important;\n color: #1C2430 !important;\n}\n.sec--surface {\n background-color: #E6EEF6 !important;\n color: #1C2430 !important;\n}\n\n\/* \u2500\u2500 Text color hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.sec .sec-title,\n.sec .sec-eyebrow,\n.sec h2,\n.sec h3 {\n color: #002147;\n}\n.sec p,\n.sec li,\n.sec dd,\n.sec dt {\n color: #4A5060;\n}\n.sec a {\n color: #00629A;\n}\n\n\/* \u2500\u2500 About section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.about-facts {\n background: #E6EEF6 !important;\n border-radius: 8px !important;\n padding: clamp(1.5rem, 3vw, 2.5rem) !important;\n}\n.about-facts__title {\n color: #00629A !important;\n font-weight: 700 !important;\n}\n.about-facts dl dt {\n color: #636B78 !important;\n text-transform: uppercase !important;\n font-size: .72rem !important;\n letter-spacing: .08em !important;\n font-weight: 700 !important;\n}\n.about-facts dl dd {\n color: #1C2430 !important;\n font-size: .97rem !important;\n}\n\n\/* \u2500\u2500 Card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.card {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-radius: 8px !important;\n}\n.card__eyebrow { color: #00629A !important; }\n.card__title { color: #002147 !important; }\n.card__text { color: #4A5060 !important; }\n.card__link { color: #00629A !important; }\n\n\/* \u2500\u2500 Faculty card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.faculty-card {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-radius: 8px !important;\n}\n.faculty-card__name { color: #002147 !important; }\n.faculty-card__title { color: #636B78 !important; }\n.faculty-card__contact, \n.faculty-card__contact a { color: #00629A !important; }\n\n\/* \u2500\u2500 Resource list hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.resource-item {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-bottom-color: #C2D4E6 !important;\n}\n.resource-item__name { color: #002147 !important; }\n.resource-item__desc { color: #4A5060 !important; }\n.resource-item__link { color: #00629A !important; border-color: #00629A !important; }\n\n\/* \u2500\u2500 Program card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.program-card {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-radius: 8px !important;\n color: #1C2430 !important;\n}\n.program-card__name { color: #002147 !important; }\n.program-card__level { color: #636B78 !important; }\n.program-card__dot { background: #008ED6 !important; }\n\n\/* \u2500\u2500 Tab hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.tabs__btn {\n background: transparent !important;\n color: #002147 !important;\n border-color: #C2D4E6 !important;\n}\n.tabs__btn[aria-selected=\"true\"] {\n background: #002147 !important;\n color: #FFFFFF !important;\n border-color: #002147 !important;\n}\n\n\/* \u2500\u2500 Accordion hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.accordion__trigger {\n background: #FFFFFF !important;\n color: #002147 !important;\n border-color: #C2D4E6 !important;\n}\n.accordion__trigger[aria-expanded=\"true\"] {\n background: #002147 !important;\n color: #FFFFFF !important;\n}\n.accordion__body { \n background: #FFFFFF !important; \n color: #4A5060 !important;\n}\n\n\/* \u2500\u2500 Nav drawer hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-drawer {\n background: #002147 !important;\n color: #FFFFFF !important;\n}\n.fnav-drawer__header {\n background: #00152E !important;\n border-bottom-color: rgba(0,142,214,0.3) !important;\n}\n.fnav-drawer__title { color: #FFFFFF !important; }\n.fnav-drawer__eyebrow { color: #3DB4F0 !important; }\n.fnav-item { color: rgba(255,255,255,0.85) !important; }\n.fnav-item.is-active,\n.fnav-item:hover { color: #FFFFFF !important; background: rgba(0,142,214,0.2) !important; }\n.fnav-group__label { color: #3DB4F0 !important; }\n.fnav-drawer__footer { color: #FFFFFF !important; }\n.fnav-footer-link { color: #FFFFFF !important; text-decoration: none; }\n.fnav-footer-link:hover { color: #3DB4F0 !important; }\n\n\/* \u2500\u2500 Hero text hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero__tag { color: #3DB4F0 !important; }\n.hero__title { color: #FFFFFF !important; }\n.hero__desc { color: rgba(255,255,255,0.85) !important; }\n.hero__btns .btn--primary { background-color: #00659E !important; color: #FFFFFF !important; }\n.hero__btns .btn--outline-white { border-color: rgba(255,255,255,0.6) !important; color: #FFFFFF !important; }\n\n\/* \u2500\u2500 Breadcrumb hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.breadcrumb { background: #002147 !important; }\n.breadcrumb a, .breadcrumb span { color: rgba(255,255,255,0.75) !important; }\n.breadcrumb [aria-current=\"page\"] { color: #FFFFFF !important; }\n\n\/* \u2500\u2500 Contact section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.contact-items { color: #1C2430 !important; }\n.contact-item__label { color: #636B78 !important; }\n.contact-item__val { color: #1C2430 !important; }\n.contact-item__val a { color: #00629A !important; }\n\n\/* \u2500\u2500 Skip link \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.skip-link:focus {\n background: #008ED6 !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 BTT button \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.jsu-btt {\n background: #00659E !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Menu toggle \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-toggle {\n background: #002147 !important;\n color: #FFFFFF !important;\n}\n.fnav-toggle:hover { background: #007ABB !important; }\n\n\/* \u2500\u2500 WCAG: Ensure minimum contrast on all body text \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\nbody { \n background-color: #FFFFFF !important; \n color: #1C2430 !important;\n}\n\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 TICKER STRIP \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.ticker-wrap{\n background:#00152E;\n border-top:1px solid rgba(0,142,214,.25);\n border-bottom:1px solid rgba(0,142,214,.25);\n overflow:hidden;\n padding:.55rem 0;\n position:relative;\n}\n.ticker-wrap::before,\n.ticker-wrap::after{\n content:'';\n position:absolute;\n top:0;bottom:0;\n width:80px;\n z-index:2;\n pointer-events:none;\n}\n.ticker-wrap::before{\n left:0;\n background:linear-gradient(to right,#00152E,transparent);\n}\n.ticker-wrap::after{\n right:0;\n background:linear-gradient(to left,#00152E,transparent);\n}\n.ticker-label{\n position:absolute;\n left:0;top:50%;\n transform:translateY(-50%);\n background:#008ED6;\n color:#FFFFFF;\n font-family:'Sora',sans-serif;\n font-size:.65rem;\n font-weight:700;\n letter-spacing:.12em;\n text-transform:uppercase;\n padding:.35rem .75rem;\n z-index:3;\n white-space:nowrap;\n}\n.ticker-track{\n display:flex;\n align-items:center;\n gap:0;\n width:max-content;\n animation:ticker-scroll 40s linear infinite;\n padding-left:160px;\n}\n.ticker-track:hover{animation-play-state:paused;}\n.ticker-item{\n display:inline-flex;\n align-items:center;\n gap:.5rem;\n white-space:nowrap;\n padding:0 1.5rem;\n font-family:'Sora',sans-serif;\n font-size:.78rem;\n font-weight:500;\n color:rgba(255,255,255,.75);\n transition:color .2s;\n text-decoration:none;\n}\n.ticker-item:hover{color:#3DB4F0;}\n.ticker-item::before{\n content:'';\n display:inline-block;\n width:4px;height:4px;\n border-radius:50%;\n background:#008ED6;\n flex-shrink:0;\n}\n@keyframes ticker-scroll{\n 0%{transform:translateX(0);}\n 100%{transform:translateX(-50%);}\n}\n@media(prefers-reduced-motion:reduce){\n .ticker-track{animation:none;overflow-x:auto;}\n}\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 HERO CENTERING \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.hero__inner{\n justify-items:center;\n text-align:center;\n}\n.hero__inner > div{\n display:flex;\n flex-direction:column;\n align-items:center;\n text-align:center;\n max-width:780px;\n margin:0 auto;\n}\n.hero__desc{\n max-width:640px;\n margin-left:auto;\n margin-right:auto;\n}\n.hero__btns{\n justify-content:center;\n}\n\n\n\/* \u2500\u2500 Visually hidden elements \u2014 explicit colors for accessibility checkers \u2500\u2500 *\/\n.sr-only,\n.visually-hidden {\n color: #1C2430 !important;\n background-color: #FFFFFF !important;\n}\n\/* \u2500\u2500 Screen-reader-only toggle label \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-toggle__label {\n color: #FFFFFF !important;\n}\n\/* \u2500\u2500 Skip link always has explicit colors \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.skip-link {\n background-color: #00659E !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Breadcrumb: sit flush below global header \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\nbody {\n padding-top: 65px !important;\n background-color: #002147 !important;\n}\n.breadcrumb {\n margin-top: 0 !important;\n scroll-margin-top: 65px !important;\n}\n#main-content {\n scroll-margin-top: 65px !important;\n}\n.admin-bar body { padding-top: 97px !important; }\n.admin-bar .breadcrumb { scroll-margin-top: 97px !important; }\n\/* \u2500\u2500 Hero: full viewport height \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero {\n min-height: 100vh !important;\n height: 100vh !important;\n display: flex !important;\n align-items: center !important;\n justify-content: center !important;\n padding: 0 !important;\n position: relative !important;\n}\n.hero__inner {\n justify-items: center !important;\n text-align: center !important;\n padding: clamp(2rem, 4vh, 5rem) 0 !important;\n width: 100% !important;\n}\n\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n JSU GLOBAL NAVIGATION \u2014 matches jsums.edu exactly\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.jsu-global-nav {\n position: fixed;\n top: 0; left: 0; right: 0;\n z-index: 1000;\n background: #002147;\n box-shadow: 0 2px 16px rgba(0,0,0,.35);\n}\n.jsu-global-nav__top {\n background: #00152E;\n padding: .3rem 0;\n border-bottom: 1px solid rgba(0,142,214,.2);\n}\n.jsu-global-nav__top-inner {\n max-width: 1340px;\n margin: 0 auto;\n padding: 0 clamp(1.25rem,4vw,3rem);\n display: flex;\n align-items: center;\n justify-content: space-between;\n gap: 1rem;\n flex-wrap: wrap;\n}\n.jsu-global-nav__util-links {\n display: flex;\n flex-wrap: wrap;\n gap: .15rem .75rem;\n list-style: none;\n}\n.jsu-global-nav__util-links a {\n font-family: 'Sora',sans-serif;\n font-size: .68rem;\n font-weight: 500;\n color: rgba(255,255,255,.65);\n text-decoration: none;\n letter-spacing: .02em;\n transition: color .15s;\n}\n.jsu-global-nav__util-links a:hover { color: #3DB4F0; }\n.jsu-global-nav__ctas {\n display: flex;\n gap: .4rem;\n}\n.jsu-global-nav__cta {\n font-family: 'Sora',sans-serif;\n font-size: .72rem;\n font-weight: 700;\n letter-spacing: .05em;\n text-decoration: none;\n padding: .3rem .85rem;\n border-radius: 4px;\n transition: background .15s, color .15s;\n}\n.jsu-global-nav__cta--apply {\n background: #00659E;\n color: #FFFFFF;\n}\n.jsu-global-nav__cta--apply:hover { background: #007ABB; }\n.jsu-global-nav__cta--visit {\n background: transparent;\n color: rgba(255,255,255,.8);\n border: 1px solid rgba(255,255,255,.3);\n}\n.jsu-global-nav__cta--visit:hover { background: rgba(255,255,255,.08); color: #FFFFFF; }\n.jsu-global-nav__cta--give {\n background: #3DB4F0;\n color: #002147;\n font-weight: 800;\n}\n.jsu-global-nav__cta--give:hover { background: #6DC8F5; }\n\n.jsu-global-nav__main {\n max-width: 1340px;\n margin: 0 auto;\n padding: 0 clamp(1.25rem,4vw,3rem);\n display: flex;\n align-items: center;\n justify-content: space-between;\n height: 64px;\n gap: 1.5rem;\n}\n.jsu-global-nav__logo {\n display: flex;\n align-items: center;\n gap: .65rem;\n text-decoration: none;\n flex-shrink: 0;\n}\n.jsu-global-nav__logo-mark {\n width: 44px;\n height: 44px;\n border-radius: 6px;\n background: #FFFFFF;\n display: flex;\n align-items: center;\n justify-content: center;\n flex-shrink: 0;\n}\n.jsu-global-nav__logo-mark span {\n font-family: 'Sora',sans-serif;\n font-weight: 900;\n font-size: 1.05rem;\n color: #002147;\n letter-spacing: -.03em;\n}\n.jsu-global-nav__logo-text { line-height: 1.15; }\n.jsu-global-nav__logo-text strong {\n display: block;\n font-family: 'Sora',sans-serif;\n font-weight: 800;\n font-size: .88rem;\n color: #FFFFFF;\n letter-spacing: .01em;\n}\n.jsu-global-nav__logo-text span {\n font-family: 'Sora',sans-serif;\n font-size: .62rem;\n font-weight: 500;\n letter-spacing: .14em;\n text-transform: uppercase;\n color: #3DB4F0;\n}\n\n.jsu-global-nav__menu {\n display: flex;\n align-items: center;\n gap: 0;\n list-style: none;\n}\n.jsu-global-nav__menu > li {\n position: relative;\n}\n.jsu-global-nav__menu > li > a,\n.jsu-global-nav__menu > li > button {\n display: flex;\n align-items: center;\n gap: .3rem;\n font-family: 'Sora',sans-serif;\n font-size: .82rem;\n font-weight: 600;\n color: rgba(255,255,255,.85);\n text-decoration: none;\n padding: .55rem .75rem;\n border-radius: 6px;\n background: none;\n border: none;\n cursor: pointer;\n transition: color .15s, background .15s;\n white-space: nowrap;\n}\n.jsu-global-nav__menu > li > a:hover,\n.jsu-global-nav__menu > li > button:hover {\n color: #FFFFFF;\n background: rgba(255,255,255,.08);\n}\n.jsu-global-nav__menu > li > a::after,\n.jsu-global-nav__menu > li > button.has-sub::after {\n content: '';\n display: inline-block;\n width: 0; height: 0;\n border-left: 4px solid transparent;\n border-right: 4px solid transparent;\n border-top: 4px solid currentColor;\n opacity: .6;\n margin-left: .2rem;\n transition: transform .2s;\n}\n.jsu-global-nav__menu > li:hover > button.has-sub::after,\n.jsu-global-nav__menu > li:focus-within > button.has-sub::after {\n transform: rotate(180deg);\n}\n\n\/* Dropdowns *\/\n.jsu-global-nav__dropdown {\n position: absolute;\n top: calc(100% + 4px);\n left: 0;\n min-width: 220px;\n background: #001736;\n border: 1px solid rgba(0,142,214,.25);\n border-radius: 8px;\n box-shadow: 0 8px 32px rgba(0,0,0,.4);\n padding: .5rem 0;\n opacity: 0;\n visibility: hidden;\n transform: translateY(-8px);\n transition: opacity .2s, visibility .2s, transform .2s;\n z-index: 100;\n list-style: none;\n}\n.jsu-global-nav__menu > li:hover .jsu-global-nav__dropdown,\n.jsu-global-nav__menu > li:focus-within .jsu-global-nav__dropdown {\n opacity: 1;\n visibility: visible;\n transform: translateY(0);\n}\n.jsu-global-nav__dropdown a {\n display: block;\n padding: .5rem 1.1rem;\n font-family: 'Sora',sans-serif;\n font-size: .82rem;\n font-weight: 500;\n color: rgba(255,255,255,.8);\n text-decoration: none;\n transition: color .15s, background .15s;\n}\n.jsu-global-nav__dropdown a:hover {\n color: #FFFFFF;\n background: rgba(0,142,214,.15);\n}\n.jsu-global-nav__dropdown .drop-group-label {\n display: block;\n padding: .65rem 1.1rem .25rem;\n font-family: 'Sora',sans-serif;\n font-size: .65rem;\n font-weight: 700;\n letter-spacing: .12em;\n text-transform: uppercase;\n color: #3DB4F0;\n border-top: 1px solid rgba(0,142,214,.2);\n margin-top: .35rem;\n}\n.jsu-global-nav__dropdown .drop-group-label:first-child {\n border-top: none;\n margin-top: 0;\n}\n\n\/* Mobile menu toggle *\/\n.jsu-global-nav__mob-btn {\n display: none;\n background: none;\n border: 1px solid rgba(255,255,255,.3);\n border-radius: 6px;\n color: #FFFFFF;\n padding: .45rem .65rem;\n cursor: pointer;\n font-size: 1.15rem;\n line-height: 1;\n transition: background .15s;\n}\n.jsu-global-nav__mob-btn:hover { background: rgba(255,255,255,.1); }\n\n\/* Page body offset for fixed nav *\/\nbody { padding-top: 0 !important; }\n.breadcrumb {\n margin-top: 54px !important; }\n.admin-bar .breadcrumb {\n margin-top: 46px !important; }\n#main-content { scroll-margin-top: 104px !important; }\n\n\/* Sections scroll past nav *\/\n[id] { scroll-margin-top: 104px; }\n\n@media(max-width: 1024px) {\n .jsu-global-nav__menu { display: none; }\n .jsu-global-nav__mob-btn { display: flex; align-items: center; justify-content: center; }\n}\n@media(max-width: 600px) {\n .jsu-global-nav__logo-text { display: none; }\n}\n\n\n\/* \u2550\u2550 PDF \/ Document Inline Viewer \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.doc-embed-wrap {\n margin: 1.25rem 0;\n border: 1px solid #C2D4E6;\n border-radius: 10px;\n overflow: hidden;\n background: #F3F7FB;\n}\n.doc-embed-toolbar {\n display: flex;\n align-items: center;\n justify-content: space-between;\n padding: .6rem 1rem;\n background: #002147;\n gap: .75rem;\n flex-wrap: wrap;\n}\n.doc-embed-toolbar__title {\n font-family: 'Sora',sans-serif;\n font-size: .82rem;\n font-weight: 600;\n color: #FFFFFF;\n flex: 1;\n min-width: 0;\n white-space: nowrap;\n overflow: hidden;\n text-overflow: ellipsis;\n}\n.doc-embed-toolbar__actions {\n display: flex;\n gap: .4rem;\n flex-shrink: 0;\n}\n.doc-embed-toolbar__btn {\n font-family: 'Sora',sans-serif;\n font-size: .72rem;\n font-weight: 700;\n letter-spacing: .04em;\n padding: .3rem .75rem;\n border-radius: 5px;\n text-decoration: none;\n transition: background .15s, color .15s;\n white-space: nowrap;\n}\n.doc-embed-toolbar__btn--view {\n background: #00659E;\n color: #FFFFFF;\n border: 1px solid #008ED6;\n}\n.doc-embed-toolbar__btn--view:hover { background: #007ABB; }\n.doc-embed-toolbar__btn--dl {\n background: rgba(255,255,255,.12);\n color: rgba(255,255,255,.9);\n border: 1px solid rgba(255,255,255,.25);\n}\n.doc-embed-toolbar__btn--dl:hover { background: rgba(255,255,255,.2); color: #FFFFFF; }\n.doc-embed-frame {\n width: 100%;\n height: 560px;\n border: none;\n display: block;\n background: #FFFFFF;\n}\n@media(max-width:600px){ .doc-embed-frame { height: 380px; } }\n\n\n.pdf-embed-wrap{border-radius:8px;overflow:hidden;box-shadow:0 2px 16px rgba(0,21,46,.1);margin:1.5rem 0;}\n.pdf-embed-header{background:#002147;padding:.75rem 1.25rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap;}\n.pdf-embed-title{font-family:'Sora',sans-serif;font-weight:700;font-size:.88rem;color:#FFFFFF;}\n.pdf-embed-actions{display:flex;gap:.5rem;flex-wrap:wrap;}\n.pdf-btn{font-family:'Sora',sans-serif;font-size:.75rem;font-weight:600;padding:.35rem .85rem;border-radius:4px;text-decoration:none;transition:background .15s;white-space:nowrap;}\n.pdf-btn--view{background:rgba(255,255,255,.15);color:#FFFFFF;}\n.pdf-btn--view:hover{background:rgba(255,255,255,.25);}\n.pdf-btn--dl{background:#00659E;color:#FFFFFF;}\n.pdf-btn--dl:hover{background:#007ABB;}\n.pdf-embed-frame{display:block;background:#F3F7FB;width:100%;border:1px solid #C2D4E6;border-radius:0 0 8px 8px;}\n\n<\/style>\n<style>\n.cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.5rem}\n.card{position:relative;overflow:hidden;display:flex;flex-direction:column;transition:border-color .25s ease,box-shadow .25s ease,transform .25s ease !important;background:#FFFFFF;border:1px solid #C2D4E6;border-radius:12px}\n.card::before{content:\"\";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,#00629A 0%,#008ED6 100%);opacity:.9}\n.card__body{padding:1.7rem 1.6rem;flex:1;display:flex;flex-direction:column}\n.card__title{font-family:'Sora',sans-serif;font-size:1.15rem;font-weight:700;line-height:1.3;margin-bottom:.7rem;color:#002147}\n.card__title a{color:#00629A;text-decoration:none}\n.card__title a:hover{text-decoration:underline}\n.card__text{font-family:'Crimson Pro',Georgia,serif;font-size:1.02rem;line-height:1.65;color:#1C2430}\n.card__text p{margin:0 0 .7rem}\n.card__text p:last-child{margin:0}\n.card__text a{color:#00629A;text-decoration:none;font-weight:700}\n.card__text a:hover{text-decoration:underline}\n.card__text strong{color:#002147}\n\n\/* Procedure blocks *\/\n.proc{background:#FFFFFF;border:1px solid #C2D4E6;border-radius:12px;padding:1.85rem 2rem;margin-bottom:1.35rem;position:relative;overflow:hidden}\n.proc::before{content:\"\";position:absolute;top:0;left:0;bottom:0;width:4px;background:linear-gradient(180deg,#00629A 0%,#008ED6 100%)}\n.proc__title{font-family:'Sora',sans-serif;font-size:1.22rem;font-weight:800;color:#002147;margin:0 0 1rem;line-height:1.3}\n.proc p{font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.7;color:#1C2430;margin:0 0 1rem}\n.proc p:last-child{margin-bottom:0}\n.proc strong{color:#002147}\n.proc a{color:#00629A;text-decoration:none;font-weight:700}\n.proc a:hover{text-decoration:underline}\n.proc__sub{font-family:'Sora',sans-serif;font-size:1rem;font-weight:800;color:#00629A;margin:1.25rem 0 .6rem}\n.proc ol,.proc ul{margin:0 0 1rem;padding-left:0;list-style:none;counter-reset:pl}\n.proc ol{counter-reset:pl}\n.proc ol>li{position:relative;counter-increment:pl;padding:.7rem 0 .7rem 3rem;border-top:1px solid #E6EEF6;font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.6;color:#1C2430}\n.proc ol>li::before{content:counter(pl);position:absolute;left:0;top:.7rem;width:1.85rem;height:1.85rem;border-radius:50%;background:linear-gradient(135deg,#00629A 0%,#008ED6 100%);color:#FFFFFF;font-family:'Sora',sans-serif;font-weight:800;font-size:.9rem;display:flex;align-items:center;justify-content:center}\n.proc ul>li{position:relative;padding:.55rem 0 .55rem 1.6rem;font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.6;color:#1C2430}\n.proc ul>li::before{content:\"\";position:absolute;left:.35rem;top:1.15rem;width:.5rem;height:.5rem;border-radius:50%;background:#008ED6}\n.proc ol>li ul{margin:.5rem 0 0}\n.proc ol>li ul>li{padding:.35rem 0 .35rem 1.6rem;border:none}\n.proc__note{background:#EAF4FB;border-left:4px solid #008ED6;border-radius:0 8px 8px 0;padding:.95rem 1.3rem;margin:1rem 0 0;font-family:'Crimson Pro',Georgia,serif;font-size:1.02rem;line-height:1.6;color:#1C2430}\n\n\/* Quick links units *\/\n.qlink-row{display:flex;flex-wrap:wrap;gap:.75rem}\n.qlink{display:inline-flex;align-items:center;gap:.55rem;background:#FFFFFF;border:1px solid #C2D4E6;border-radius:999px;padding:.6rem 1.25rem;font-family:'Sora',sans-serif;font-size:.9rem;font-weight:600;color:#00629A;text-decoration:none;transition:border-color .2s ease,background .2s ease}\n.qlink::before{content:\"\";width:.5rem;height:.5rem;border-radius:50%;background:#008ED6;flex-shrink:0}\n.qlink:hover{border-color:#008ED6;background:#F3F7FB}\n\n\/* Timeline callout *\/\n.timeline{background:#FFF8E1;border-left:4px solid #B45309;border-radius:0 10px 10px 0;padding:1.6rem 1.85rem}\n.timeline__title{font-family:'Sora',sans-serif;font-size:1.1rem;font-weight:800;color:#7A3607;margin:0 0 .7rem}\n.timeline p{font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.7;color:#1C2430;margin:0 0 .8rem}\n.timeline strong{color:#7A3607}\n.timeline ul{margin:.5rem 0 .8rem;padding-left:1.5rem}\n.timeline li{font-family:'Crimson Pro',Georgia,serif;font-size:1.03rem;line-height:1.6;color:#1C2430;margin:.3rem 0}\n.timeline__fine{font-size:.95rem;font-style:italic;color:#4A5060;margin:0}\n\n\/* Contact items *\/\n.contact-items{display:flex;flex-wrap:wrap;gap:2.5rem;margin-top:0}\n.contact-item{display:flex;gap:.85rem;align-items:flex-start;margin-bottom:0}\n\n\/* \u2550\u2550\u2550 ADA CONTRAST HARDENING OVERRIDES \u2550\u2550\u2550 *\/\n.card__title{color:#002147 !important}\n.card__text{color:#1C2430 !important}\n.proc__title{color:#002147 !important}\n.proc p{color:#1C2430 !important}\n.proc__sub{color:#00629A !important}\n.proc ol>li,.proc ul>li{color:#1C2430 !important}\n.proc__note{color:#1C2430 !important}\n.qlink{color:#00629A !important}\n.timeline__title{color:#7A3607 !important}\n.timeline p,.timeline li{color:#1C2430 !important}\n.timeline__fine{color:#4A5060 !important}\n\n@media (max-width: 760px){\n.cards-grid{grid-template-columns:1fr;gap:1rem}\n.proc{padding:1.5rem 1.4rem}\n.contact-items{gap:1.5rem}\n}\n<\/style>\n<\/head>\n<body>\n\n<a href=\"#main-content\" class=\"skip-link\">Skip to main content<\/a>\n\n<nav class=\"breadcrumb\" aria-label=\"Breadcrumb\">\n<div class=\"w\"><ol class=\"breadcrumb__list\">\n <li><a href=\"https:\/\/www.jsums.edu\/\">JSU Home<\/a><\/li>\n <li><a href=\"https:\/\/www.jsums.edu\/financialaid\">Financial Aid<\/a><\/li>\n <li><a href=\"https:\/\/www.jsums.edu\/financialaid\/types-of-financial-aid\/\">Types of Financial Aid<\/a><\/li>\n <li><span aria-current=\"page\">Loans<\/span><\/li>\n<\/ol><\/div>\n<\/nav>\n\n<main id=\"main-content\" class=\"jsu-main-content\">\n\n \n <section class=\"hero dk\" aria-labelledby=\"hero-h\">\n <div class=\"w\"><div class=\"hero__inner\"><div>\n <span class=\"hero__tag\">JSU · Financial Aid<\/span>\n <h1 class=\"hero__title\" id=\"hero-h\">\n <em>Loans<\/em>\n <\/h1>\n <p class=\"hero__desc\">\n Financial assistance that must be repaid — the Federal Direct Loan\n Program (Stafford, Parent PLUS, Grad PLUS) and private education loans.\n <\/p>\n <div class=\"hero__btns\">\n <a href=\"#how\" class=\"btn btn--primary\">Loan Information<\/a>\n <a href=\"#contact\" class=\"btn btn--outline-white\">Contact<\/a>\n <\/div>\n <\/div><\/div><\/div>\n <\/section>\n\n \n <section class=\"sec\" id=\"how\" aria-labelledby=\"how-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n <span class=\"sec-eyebrow\">Loan information<\/span>\n <h2 class=\"sec-title\" id=\"how-h\">Loans<\/h2>\n <\/div>\n <p class=\"video-intro\" style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1.15rem;line-height:1.85;color:#1C2430;margin:0 0 1rem;\">Loans are financial assistance that must be repaid. Due to legislative changes to the Federal Loan program in March 2010, Jackson State University now participates in the Federal Direct Loan Program. The Federal Direct Loan program consists of the Federal Direct Stafford Loans, the Federal Direct PLUS Loan and the Federal Direct GradPlus Loan.<\/p>\n <p style=\"margin:0 0 1.75rem;\"><a href=\"#how\" style=\"color:#00629A;text-decoration:none;font-weight:700;\">Learn More About Loans<\/a><\/p>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Federal Direct Stafford Student Loans (Subsidized and Unsubsidized)<\/h3>\n <p><a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\/subsidized-unsubsidized\">Federal Direct Stafford Student Loans (Subsidized and Unsubsidized)<\/a><\/p>\n <p class=\"proc__sub\">Steps To Apply<\/p>\n <p>Once the student completes the Free Application for Federal Student Aid (FAFSA) process, a Federal Direct Subsidized and\/or Unsubsidized Loan is automatically included on the student’s award in PAWS if he or she has sufficient Remaining Need after all other non-loan aid for which the student qualifies has been awarded. If the student accepts the Subsidized and\/or Unsubsidized Loan(s) in PAWS, the student must then Log In to StudentLoans.gov using his or her Federal Student Aid (FSA) ID and complete the following before he or she can receive the first loan disbursement:<\/p>\n <ol>\n <li><strong>Entrance Counseling<\/strong> is usually required only once while enrolled at JSU. If you have not previously completed Entrance Counseling for a Subsidized\/Unsubsidized Loan at JSU, see Steps to Completing Entrance Counseling at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a>.<\/li>\n <li>A <strong>Master Promissory Note (MPN)<\/strong> is usually required only once while enrolled at JSU. The MPN is a legal document whereby students promise to repay their loans and any accrued interest and fees to the U.S. Department of Education. If you have not previously completed the MPN for a Subsidized\/Unsubsidized Loan at JSU, or it has been more than 10 years since you previously completed the MPN, see Steps to Complete a Direct Loan Master Promissory Note (MPN) at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a>.<\/li>\n <\/ol>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Federal Direct Plus Loan (for Parents of Dependent Undergraduate Students)<\/h3>\n <p><a href=\"https:\/\/studentaid.gov\/plus-app\">Federal Direct Plus Loan (for Parents of Dependent Undergraduate Students)<\/a><\/p>\n <p>Once the dependent student completes the Free Application for Federal Student Aid (FAFSA) process, the parent may apply for a Federal Direct Parent PLUS Loan. If the loan is approved and borrower submits Direct Plus Loan Status Retrieval Form with appropriate ID the Direct Plus Loan will be included on the student’s award in PAWS if he or she has Remaining Need after all other aid (including Subsidized and Unsubsidized Loans) for which the student qualifies has been awarded.<\/p>\n <p>To apply for the Direct Plus Loan, the <strong>parent<\/strong> must: Login to <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a> using his or her Federal Student Aid (FSA) ID, (formally the PIN) and under “Parent Borrowers”, complete the following application requirements:<\/p>\n <ol>\n <li><strong>Request a Direct PLUS Loan<\/strong> on StudentLoans.gov. This must be completed by the borrowing parent every award year if he or she wishes to receive the Parent PLUS Loan so the Department of Education can perform the credit check. See Steps to Request a Federal Direct Parent Plus Loan at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a>.<\/li>\n <li>A <strong>Master Promissory Note (MPN)<\/strong> for a Parent PLUS Loan is usually required only once while the student is enrolled at JSU unless the prior MPN required an endorser. The MPN is a legal document whereby the parent promises to repay the loan and any accrued interest and fees to the U.S. Department of Education. If the borrowing parent has not previously completed a Parent PLUS MPN for this student or the prior MPN required an endorser, then the parent must complete a <strong>Master Promissory Note (MPN).<\/strong> See Steps to Complete a Federal Direct Loan Master Promissory Note (MPN) at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a>.<\/li>\n <li><strong>PLUS Counseling<\/strong> is only required when the borrowing parent has an adverse credit history, but qualifies for the PLUS Loan by documenting extenuating circumstances or obtaining an endorser. The U.S. Department of Education will inform the parent if he or she must complete this counseling as part of the application process.<\/li>\n <\/ol>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Federal Direct Graduate Plus Loan (for Graduate and Professional Students)<\/h3>\n <p><a href=\"https:\/\/studentaid.gov\/\">Federal Direct Graduate Plus Loan (for Graduate and Professional Students)<\/a><\/p>\n <p class=\"proc__sub\">Steps To Apply<\/p>\n <p><strong>Once the graduate or professional student completes the Free Application for Federal Student Aid (FAFSA) process, a Federal Direct Unsubsidized Loan is automatically included on the student’s Award in PAWS if he or she has sufficient Remaining Need after all other non-loan aid for which the student qualifies has been awarded. Once the student accepts the Unsubsidized Loan in PAWS, the student must then complete the following application requirements before any loan funds can be disbursed:<\/strong><\/p>\n <ol>\n <li>Login at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a> using his or her Federal Student Aid (FSA) ID (formally the PIN) and do the following:<\/li>\n <li><strong>Entrance Counseling<\/strong> for the Federal Direct Unsubsidized Loan as a graduate or professional student is usually required only once while enrolled at JSU. If you have not previously completed Entrance Counseling at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a> for a Subsidized\/Unsubsidized Loan at JSU, see Steps to Complete Federal Direct Loan Entrance Counseling.<\/li>\n <li>A <strong>Master Promissory Note (MPN)<\/strong> for the Unsubsidized Loan as a graduate or professional student is usually required only once while enrolled at JSU. The MPN is a legal document whereby students promise to repay their loan and any accrued interest and fees to the U.S. Department of Education. If you have not previously completed the Master Promissory Note for an Unsubsidized Loan at JSU, or it has been more than 10 years since you previously completed the MPN, see Steps to Complete a Federal Direct Loan Master promissory Note (MPN) on StudentLoan.gov.<\/li>\n <\/ol>\n <p class=\"proc__sub\">Graduate PLUS Loan Application Steps<\/p>\n <p>Once the graduate student completes the Free Application for Federal Student Aid (FAFSA) process, a Graduate PLUS Loan, if approved, is included on his or her Award in PAWS if the student has Remaining Need after all other aid (including Unsubsidized Loans) for which he or she qualifies has been awarded.<\/p>\n <p><strong>To apply for a Graduate Direct Plus Loan:<\/strong><\/p>\n <ol>\n <li>Login at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a> using his or her Federal Student Aid (FSA) ID (formally the PIN) and under “Direct Plus Loan Application for Graduate\/Professional Student”, complete the following application requirements:<\/li>\n <li><strong>Request a Direct PLUS Loan for Graduate<\/strong> on StudentLoans.gov this must be completed by the graduate student every award year if he or she wishes to receive the Graduate PLUS Loan so the Department of Education can perform the credit check.<\/li>\n <\/ol>\n <p>A <strong>Master Promissory Note (MPN)<\/strong> for a Graduate PLUS Loan is usually required only once while the student is enrolled at JSU unless the prior MPN is required by an endorser. The MPN is a legal document whereby students promise to repay their loan and any accrued interest and fees to the U.S. Department of Education. If the student has not previously completed a Graduate PLUS MPN or the prior MPN required an endorser, then see Steps to Complete a Federal Direct Loan Master Promissory Note (MPN) at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a>.<\/p>\n <ol>\n <li><strong>Entrance Counseling<\/strong> for the Graduate PLUS Loan is usually required only once while enrolled at JSU. If you have not previously completed Entrance Counseling as a graduate student at JSU, see Steps to Complete Federal Direct Loan Entrance Counseling.<\/li>\n <li><strong>PLUS Counseling<\/strong> is only required when the student has an adverse credit history, but qualifies for the Graduate PLUS Loan by documenting extenuating circumstances or obtaining an endorser. The U.S. Department of Education will inform the student if he or she must complete this counseling as part of the application process.<\/li>\n <\/ol>\n <p class=\"proc__note\">All student loan borrowers must complete a Loan Entrance Counseling session to be eligible for loan disbursements. You may login to <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a> to complete your loan entrance counseling session.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Loan Disbursement Notifications \/ Right to Cancel<\/h3>\n <p>Financial Aid awards are made on an annual basis. The annual award is divided into two equal installments which are posted to the student’s account. The Financial Aid Office here at Jackson State University authorizes the aid at the time of disbursement (based on verification for student eligibility and enrollment), and the Financial Affairs Office will post the student’s financial aid awards to the student’s account.<\/p>\n <p>The student (and parent in the case of PLUS loans) is sent a notification when loan funds have been disbursed or credited on his\/her account. Crediting of financial aid to your account is called disbursement.<\/p>\n <p>Financial aid is awarded based on an academic year. Disbursement of aid varies by the type of assistance. For Jackson State University, a portion of the Federal Pell Grant, for those who qualify, will be paid to the student’s account during each payment period or term.<\/p>\n <p>To receive Federal Student Loan proceeds, the student (parent in the case of PLUS loans) must complete and sign a valid promissory note. The loan proceeds are used to satisfy the student’s room and board and fees for the academic year and are disbursed once per term, for the Jackson State University program.<\/p>\n <p>When the financial aid awards and\/or cash payments exceed the college charges, the student is eligible to receive a refund. Credit balances should be made available to students at least 14 days after funds have been applied towards a student’s account.<\/p>\n <p><strong>Right to Cancel a Federal Direct or PLUS Loan:<\/strong> As a student or parent borrower, you have the right to cancel the entire loan or any portion (a specific disbursement) of any federal subsidized or unsubsidized loans or PLUS loans. Requests to cancel a specific loan disbursement may be submitted prior to the date of crediting to your account or within 14 days of notification. To request cancellation of a loan disbursement, the student should submit the request in writing to the Office of Financial Aid at Jackson State University.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Alternative \/ Private Education Loans<\/h3>\n <p>A private (alternative) education loan is a non-federal education loan borrowed from a private lender such as a bank, credit union or other financial entity. Unlike Federal Direct Loans, Private loans are offered by private lenders and eligibility depends on your credit score. Private loans may also be available to students enrolled less than half-time, in non-degree programs or need assistance with prior balances.<\/p>\n <p class=\"proc__sub\">The Process for Applying<\/p>\n <p><strong>Research:<\/strong> You may research private loans with any lender. Before you apply, first exhaust your eligibility for Federal loans. You may review a list of private loan lenders at <a href=\"https:\/\/www.elmselect.com\/link\/query?schoolId=552\">https:\/\/www.elmselect.com\/link\/query?schoolId=552<\/a><\/p>\n <p><strong>Disclosure Forms:<\/strong> A lender offering private loans for postsecondary educational expenses must provide required disclosures to the student and cosigner, if applicable, at three different times during the private loan origination process:<\/p>\n <p><strong>Application and Solicitation Disclosure:<\/strong> Provided during the online loan application process or via mail included with the Promissory Note. The disclosure provides loan terms and features at the time of application and must disclose information about federal student loan programs that may offer less costly alternatives.<\/p>\n <p><strong>Approval Disclosure:<\/strong> Provided after the loan is approved and the lender has received the promissory note, the Application and Solicitation Disclosure, the Borrower Self Certification Form, and the school certification. The applicant and cosigner, if applicable, have 30 days to return the approval disclosure.<\/p>\n <p><strong>Final Disclosure:<\/strong> Provided after the lender receives the Approval Disclosure from the borrower and cosigner, if applicable, indicating that the loan has been accepted by the student and cosigner, if applicable.<\/p>\n <p><strong>Borrower Self-Certification Form<\/strong> is required to complete a Private Education Loan Applicant Self-Certification Form, which is provided by the lender the applicant applies with. This form must be completed by the applicant and submitted to the lender before the school certification will be requested. Applicants can access the form at <a href=\"https:\/\/ifap.ed.gov\/dpcletters\/attachments\/GEN1001A-AppSelfCert.pdf\">https:\/\/ifap.ed.gov\/dpcletters\/attachments\/GEN1001A-AppSelfCert.pdf<\/a> or contact our office to obtain the <a href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2023\/02\/Loan-Questionnaire-2324.pdf\"><strong>Supplemental Loan Questionnaire<\/strong><\/a> and assistance with completing it.<\/p>\n <p><strong>School Certification:<\/strong> Your lender will send JSU FAO an electronic certification. The maximum amount you may borrow in private loan funds each academic year is the student’s cost of attendance minus other financial aid received.<\/p>\n <p><strong>Timing Requirements:<\/strong> The lender must also provide the student with a three day rescission or “right-to-cancel” period after the final loan disclosure form is sent to the student. The three day rescission period means that once the school has certified your loan and it is ready to be disbursed, there is a mandatory three business day waiting period before the lender may disburse loan funds to the school. If a lender offers a mailed Final Disclosure (not online), then they must wait six days to disburse the loan to the school (three days for mail time and an additional three day rescission or “right-to-cancel” period).<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Income-Contingent Funding<\/h3>\n <p class=\"proc__sub\">Student Freedom Agreement<\/p>\n <p>Student Freedom Initiative (SFI) is a single-purpose nonprofit organization that provides an income-contingent private education loan alternative for qualifying students to help relieve them from the burden of student loan debt. SFI is working to help create a world where college graduates from Historically Black Colleges and Universities (HBCUs) like Jackson State University (JSU), other Minority Serving institutions (MSIs) and Tribal Colleges and Universities (TCUs) are free of the constraints caused by the ever-increasing burden of student loan debt.<\/p>\n <p><a href=\"https:\/\/www.jsums.edu\/student-freedom-initiative\/\">Learn More The Student Freedom Initiative<\/a><\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Loan Exit Counseling<\/h3>\n <p><a href=\"https:\/\/studentaid.gov\/\"><strong>Loan Exit Counseling<\/strong><\/a><\/p>\n <p>All student loan borrowers must complete Student Loan Exit Counseling when leaving school for any reason: graduation, withdrawal or termination.<\/p>\n <p>You may login to <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a> to complete the loan exit counseling session.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Resources Information<\/h3>\n <p><strong>Federal Student Information Center<\/strong><br>1-800-4-FED-AID<br>1-800-433-3243<br>(TTY 1-800-730-8913)<\/p>\n <p><strong>Student Aid on the Web:<\/strong> <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a><\/p>\n <p>For information about Master Promissory Notes and Loan Entrance Counseling:<\/p>\n <p><em><strong>Website:<\/strong> <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a><\/em><\/p>\n <p>For information about Direct Loans:<\/p>\n <p><strong>Direct Loan Website:<\/strong> <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a><\/p>\n <p>For information about everything related to Direct Loan Repayment:<\/p>\n <p><strong>Borrower Services at the Direct Loan Servicing Center<\/strong><br>1-800-848-0979<br>(TTY 1-800-848-0983)<\/p>\n <p><strong>Direct Loan Servicing Online:<\/strong> <a href=\"https:\/\/nsldsfap.ed.gov\/\">https:\/\/nsldsfap.ed.gov\/<\/a><\/p>\n <p>Track your outstanding federal student loans:<\/p>\n <p><strong>National Student Loan Data System<sup>SM<\/sup> (NSLDS<sup>SM<\/sup>):<\/strong> <a href=\"https:\/\/nsldsfap.ed.gov\/\">https:\/\/nsldsfap.ed.gov\/<\/a>, which maintains overall financial aid history for federal student aid.<\/p>\n <p><strong>Note:<\/strong> NSLDS only tracks federal student loans; you will need to track any private education loans you may have using your own records.<\/p>\n <p>For everything you need to know about Direct Consolidation Loans, including an online application:<\/p>\n <p><strong>Direct Loan Consolidation Center<\/strong><br>1-800-557-7392<br>(TTY 1-800-557-7395)<br>Direct Loan Consolidation Website: <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a><\/p>\n <\/div>\n <div style=\"margin-top:1.75rem;\">\n <a href=\"#quicklinks\" class=\"btn btn--outline-navy\">Explore the Financial Aid website<\/a>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"sec sec--off\" id=\"quicklinks\" aria-labelledby=\"quicklinks-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.25rem;\">\n <span class=\"sec-eyebrow\">Quick links – units<\/span>\n <h2 class=\"sec-title\" id=\"quicklinks-h\">Quick links<\/h2>\n <\/div>\n <div class=\"qlink-row\">\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2025\/02\/24.25-Financial-Aid-Checklist.pdf\">Financial Aid Checklist<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/11\/FAQs-for-Financial-Aid.pdf\">Financial Aid FAQs<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/\">Financial Aid Forms<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/2017\/11\/19\/rights-and-responsibilities\/\">Rights And Responsibilities<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/admissions\/parents-and-families\/\">Parents And Families<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/creating-an-fsaid\/\">Creating A Federal Student Aid ID (FSA ID)<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/businessfinance\/tuition-and-fees\/#Fees\">Tuition And Fees<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2021\/02\/2021-2022-View-Your-Financial-Aid-Status.pdf\">Financial Aid Status<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/06\/2020-2021-When-the-Financial-Aid-Award-Package-is-Not-Enough-.pdf\">When The Financial Aid Package Is Not Enough<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2017\/08\/Financial-Aid-Repeat-Course-Policy.pdf\">Financial Aid Repeat Course Policy<\/a>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"sec\" id=\"help\" aria-labelledby=\"help-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n <span class=\"sec-eyebrow\">Let us help you<\/span>\n <h2 class=\"sec-title\" id=\"help-h\">Let us help you<\/h2>\n <\/div>\n <div class=\"cards-grid\" style=\"margin-bottom:1.75rem;\">\n <div class=\"card\"><div class=\"card__body\">\n <div class=\"card__title\"><a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">FAFSA<\/a><\/div>\n <div class=\"card__text\"><p>Students seeking federal financial aid are required to complete the Free Application for Federal Student Aid (<a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">FAFSA<\/a>). Jackson State University’s priority deadline is April 15th each year. <strong>Access Financial Aid Forms<\/strong>. <a href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/\">Click Here<\/a>. Frequently asked questions concerning Financial Aid. <a href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/11\/FAQs-for-Financial-Aid.pdf\">Click Here<\/a><\/p><\/div>\n <\/div><\/div>\n <div class=\"card\"><div class=\"card__body\">\n <div class=\"card__title\"><a href=\"https:\/\/www.jsums.edu\/financialaid\/cares-act\/\">CARES Act Emergency Assistance for Students<\/a><\/div>\n <div class=\"card__text\"><p>Emergency assistance for students through the CARES Act. <a href=\"https:\/\/www.jsums.edu\/financialaid\/cares-act\/\">Learn more<\/a>.<\/p><\/div>\n <\/div><\/div>\n <\/div>\n <div class=\"timeline\">\n <p class=\"timeline__title\">Service timeline for submitted documents<\/p>\n <p>All documents submitted to the Office of Financial Aid can take up to <strong>21 business days<\/strong> for processing.<\/p>\n <p><strong>To prevent a delay in processing your documents, please be sure to:<\/strong><\/p>\n <ul>\n <li>Verify documents are filled completely, legible and signed.<\/li>\n <li>Check that documents that require a signature have HANDWRITTEN signatures; no typed or electronic signatures are acceptable.<\/li>\n <li>Verify that all documents contain the student’s name and J-Number.<\/li>\n <\/ul>\n <p class=\"timeline__fine\">*Business days do not include the weekends, holidays, and all other unspecified days the university is closed.<\/p>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"cta-band dk\" aria-labelledby=\"cta-h\">\n <div class=\"w\"><div class=\"cta-band__inner\">\n <div>\n <h2 class=\"cta-band__title\" id=\"cta-h\">Questions about your aid?<\/h2>\n <p class=\"cta-band__sub\">Email the Financial Aid Office at finaid@jsums.edu and include your J-number, or call (866) THEE-JSU.<\/p>\n <\/div>\n <div class=\"cta-band__btns\">\n <a href=\"mailto:finaid@jsums.edu\" class=\"btn btn--primary\">Email finaid@jsums.edu<\/a>\n <a href=\"tel:+18668433578\" class=\"btn btn--outline-white\">Call 866-843-3578<\/a>\n <\/div>\n <\/div><\/div>\n <\/section>\n\n \n <section class=\"sec sec--surface\" id=\"contact\" aria-labelledby=\"contact-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n <span class=\"sec-eyebrow\">Division of Financial Aid<\/span>\n <h2 class=\"sec-title\" id=\"contact-h\">Location<\/h2>\n <\/div>\n <div class=\"contact-items\">\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">📍<\/div>\n <div><div class=\"contact-item__label\">Location<\/div>\n <div class=\"contact-item__val\">Jackson State University<br>Financial Aid Office<br>PO Box 17065<br>Jackson, MS 39217<\/div><\/div><\/div>\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">✉<\/div>\n <div><div class=\"contact-item__label\">Email<\/div>\n <div class=\"contact-item__val\"><a href=\"mailto:finaid@jsums.edu\">finaid@jsums.edu<\/a><\/div><\/div><\/div>\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">📞<\/div>\n <div><div class=\"contact-item__label\">Phone<\/div>\n <div class=\"contact-item__val\"><a href=\"tel:+18668433578\">(866) THEE‑JSU \/ 866-843-3578<\/a><\/div><\/div><\/div>\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">📨<\/div>\n <div><div class=\"contact-item__label\">Fax<\/div>\n <div class=\"contact-item__val\">(601) 979-2237<\/div><\/div><\/div>\n <\/div>\n <\/div>\n <\/section>\n\n<\/main>\n\n<button class=\"fnav-toggle\" aria-label=\"Open page navigation menu\" aria-expanded=\"false\" aria-controls=\"fnav-drawer\" type=\"button\">\n <span class=\"fnav-toggle__icon\" aria-hidden=\"true\">☰<\/span>\n <span class=\"fnav-toggle__label\">Menu<\/span>\n<\/button>\n\n<div class=\"fnav-overlay\" id=\"fnav-overlay\" aria-hidden=\"true\"><\/div>\n\n<nav class=\"fnav-drawer\" id=\"fnav-drawer\" aria-label=\"Page navigation\" aria-hidden=\"true\">\n <div class=\"fnav-drawer__header\">\n <div>\n <span class=\"fnav-drawer__eyebrow\">JSU · Financial 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0;transition:color .15s,background .15s,border-color .15s;}\n.tabs__btn:hover{color:#002147;background:#E6EEF6;}\n.tabs__btn[aria-selected=\"true\"]{color:#002147;border-bottom-color:#008ED6;background:#F3F7FB;}\n.tabs__panel{display:none;}\n.tabs__panel.is-active{display:block;}\n.program-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:1rem;}\n.program-card{background:#FFFFFF;border:1px solid #C2D4E6;border-radius:8px;padding:1.25rem 1.5rem;display:flex;align-items:flex-start;gap:.85rem;transition:border-color .2s,box-shadow .2s;text-decoration:none;color:inherit;}\n.program-card:hover{border-color:#008ED6;box-shadow:0 4px 20px rgba(0,142,214,.1);}\n.program-card__dot{width:8px;height:8px;border-radius:50%;background:#008ED6;margin-top:.55rem;flex-shrink:0;}\n.program-card__name{font-family:'Sora',sans-serif;font-size:.92rem;font-weight:600;color:#002147;margin-bottom:.2rem;}\n.program-card__level{font-family:'Sora',sans-serif;font-size:.72rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:#636B78;}\n.accordion{border:1px solid #C2D4E6;border-radius:8px;overflow:hidden;}\n.accordion+.accordion{margin-top:.75rem;}\n.accordion__trigger{width:100%;text-align:left;background:#FFFFFF;border:none;padding:1.1rem 1.5rem;font-family:'Sora',sans-serif;font-weight:600;font-size:.95rem;color:#002147;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem;transition:background .15s;}\n.accordion__trigger:hover{background:#F3F7FB;}\n.accordion__trigger[aria-expanded=\"true\"]{background:#002147;color:#FFFFFF;}\n.accordion__icon{width:20px;height:20px;border-radius:50%;background:#E6EEF6;display:flex;align-items:center;justify-content:center;font-size:14px;flex-shrink:0;transition:background .15s,transform .3s;}\n.accordion__trigger[aria-expanded=\"true\"] .accordion__icon{background:rgba(255,255,255,.15);color:#FFFFFF;transform:rotate(180deg);}\n.accordion__body{display:none;padding:1.5rem;background:#F3F7FB;border-top:1px solid #C2D4E6;font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;color:#4A5060;line-height:1.75;}\n.accordion__body.is-open{display:block;}\n.accordion__body p+p{margin-top:.85rem;}\n.accordion__body ul{list-style:disc;padding-left:1.5rem;margin-top:.75rem;}\n.accordion__body li{margin-bottom:.35rem;}\n.faculty-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:1.25rem;}\n.faculty-card{background:#FFFFFF;border:1px solid #C2D4E6;border-radius:8px;padding:1.5rem;}\n.faculty-card__name{font-family:'Sora',sans-serif;font-weight:700;font-size:1rem;color:#002147;margin-bottom:.2rem;}\n.faculty-card__title{font-family:'Sora',sans-serif;font-size:.8rem;color:#00629A;font-weight:600;margin-bottom:.5rem;}\n.faculty-card__contact{font-family:'Sora',sans-serif;font-size:.78rem;color:#636B78;}\n.faculty-card__contact a{color:#00629A;text-decoration:underline;}\n.cta-band{background:#00152E;padding:clamp(3rem,6vw,5rem) 0;}\n.cta-band__inner{display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap;}\n.cta-band__title{font-family:'Sora',sans-serif;font-weight:800;font-size:clamp(1.5rem,3vw,2.2rem);color:#FFFFFF;line-height:1.15;margin-bottom:.5rem;}\n.cta-band__sub{font-family:'Crimson Pro',Georgia,serif;font-size:1.1rem;color:#C0C8D4;}\n.cta-band__btns{display:flex;gap:.75rem;flex-wrap:wrap;flex-shrink:0;}\n.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start;}\n.contact-info__title{font-family:'Sora',sans-serif;font-weight:700;font-size:1.2rem;color:#002147;margin-bottom:1.25rem;}\n.contact-item{display:flex;gap:.85rem;align-items:flex-start;margin-bottom:1.1rem;}\n.contact-icon{font-size:1.3rem;line-height:1;margin-top:.1rem;flex-shrink:0;}\n.contact-item__label{font-family:'Sora',sans-serif;font-size:.75rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#636B78;margin-bottom:.15rem;}\n.contact-item__val{font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#1C2430;}\n.contact-item__val a{color:#00629A;text-decoration:underline;}\n.form-group{margin-bottom:1.25rem;}\n.form-label{display:block;font-family:'Sora',sans-serif;font-weight:600;font-size:.85rem;color:#1C2430;margin-bottom:.4rem;}\n.required{color:#C62828;}\n.form-control{display:block;width:100%;font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#1C2430;background:#FFFFFF;border:1.5px solid #C2D4E6;border-radius:8px;padding:.65rem .9rem;transition:border-color .2s;}\n.form-control:focus{outline:none;border-color:#008ED6;box-shadow:0 0 0 3px rgba(0,142,214,.15);}\ntextarea.form-control{min-height:120px;resize:vertical;}\n.form-control.is-error{border-color:#C62828;}\n.form-error{font-family:'Sora',sans-serif;font-size:.8rem;color:#C62828;margin-top:.3rem;display:none;}\n.form-error.is-visible{display:block;}\n.form-status{font-family:'Sora',sans-serif;font-size:.9rem;padding:.85rem 1.1rem;border-radius:8px;margin-bottom:1rem;display:none;}\n.form-status.is-ok{display:block;background:#F0FFF1;color:#2E7D32;border:1px solid #a5d6a7;}\n.form-status.is-err{display:block;background:#FFF0F0;color:#C62828;border:1px solid #ef9a9a;}\n.site-footer{background:#00152E;padding:clamp(3rem,6vw,5rem) 0 2rem;}\n.footer__grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:2.5rem;margin-bottom:3rem;}\n.footer__brand-name{font-family:'Sora',sans-serif;font-weight:800;font-size:1.1rem;color:#FFFFFF;margin-bottom:.35rem;}\n.footer__brand-sub{font-family:'Sora',sans-serif;font-size:.82rem;color:#C0C8D4;margin-bottom:.85rem;}\n.footer__brand-contact{font-family:'Crimson Pro',Georgia,serif;font-size:.95rem;color:#96A0AE;line-height:1.8;}\n.footer__brand-contact a{color:#3DB4F0;text-decoration:underline;}\n.footer__col-title{font-family:'Sora',sans-serif;font-size:.7rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:#96A0AE;margin-bottom:.85rem;}\n.site-footer nav ul{display:grid;gap:.5rem;}\n.site-footer nav a{font-family:'Sora',sans-serif;font-size:.85rem;color:#C0C8D4;transition:color .15s;}\n.site-footer nav a:hover{color:#FFFFFF;}\n.footer__legal{border-top:1px solid rgba(255,255,255,.08);padding-top:1.5rem;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem;}\n.footer__legal p{font-family:'Sora',sans-serif;font-size:.78rem;color:#96A0AE;}\n.footer__legal-links{display:flex;flex-wrap:wrap;gap:1rem;}\n.footer__legal-links a{font-family:'Sora',sans-serif;font-size:.78rem;color:#96A0AE;text-decoration:underline;}\n.footer__legal-links a:hover{color:#FFFFFF;}\n.fnav-toggle{position:fixed;right:0;top:50%;transform:translateY(-50%) translateX(0);z-index:500;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.25rem;background:#002147;color:#FFFFFF;border:none;border-radius:6px 0 0 6px;padding:.9rem .55rem;cursor:pointer;box-shadow:-2px 0 12px rgba(0,21,46,.35);opacity:0;visibility:hidden;transform:translateY(-50%) translateX(100%);transition:opacity .3s ease,visibility .3s ease,transform .3s ease,background .15s;}.fnav-toggle.is-visible{opacity:1;visibility:visible;transform:translateY(-50%) translateX(0);}.fnav-toggle:hover{background:#007ABB;}.fnav-toggle__icon{font-size:1rem;line-height:1;display:block;}.fnav-toggle__label{font-family:'Sora',sans-serif;font-size:.55rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;writing-mode:vertical-rl;text-orientation:mixed;transform:rotate(180deg);margin-top:.3rem;color:#FFFFFF;}\n.fnav-overlay{position:fixed;inset:0;background:rgba(0,21,46,.55);z-index:600;opacity:0;visibility:hidden;transition:opacity .3s,visibility .3s;}\n.fnav-overlay.is-open{opacity:1;visibility:visible;}\n.fnav-drawer{position:fixed;top:0;right:-340px;width:320px;max-width:90vw;height:100%;background:#FFFFFF;z-index:700;display:flex;flex-direction:column;box-shadow:-4px 0 40px rgba(0,21,46,.25);transition:right .35s cubic-bezier(0.22,1,0.36,1);}\n.fnav-drawer.is-open{right:0;}\n.fnav-drawer__header{background:#002147;padding:1.25rem 1.5rem;display:flex;align-items:flex-start;justify-content:space-between;gap:1rem;flex-shrink:0;}\n.fnav-drawer__eyebrow{font-family:'Sora',sans-serif;font-size:.65rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:#3DB4F0;display:block;margin-bottom:.2rem;}\n.fnav-drawer__title{font-family:'Sora',sans-serif;font-size:.95rem;font-weight:700;color:#FFFFFF;display:block;}\n.fnav-close{background:rgba(255,255,255,.1);border:none;color:#FFFFFF;font-size:1.4rem;width:32px;height:32px;border-radius:50%;cursor:pointer;display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:background .15s;}\n.fnav-close:hover{background:rgba(255,255,255,.2);}\n.fnav-drawer__body{flex:1;overflow-y:auto;padding:1.5rem;}\n.fnav-group__label{font-family:'Sora',sans-serif;font-size:.65rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:#636B78;display:block;margin-bottom:.75rem;}\n.fnav-group__items{display:grid;gap:.2rem;}\n.fnav-item{display:flex;align-items:center;gap:.75rem;padding:.65rem .75rem;border-radius:8px;font-family:'Sora',sans-serif;font-size:.88rem;font-weight:500;color:#4A5060;transition:background .15s,color .15s;}\n.fnav-item:hover{background:#E6EEF6;color:#002147;}\n.fnav-item.is-active{background:#EBF6FD;color:#00629A;font-weight:600;}\n.fnav-item__dot{width:6px;height:6px;border-radius:50%;background:#C2D4E6;flex-shrink:0;transition:background .15s;}\n.fnav-item.is-active .fnav-item__dot{background:#008ED6;}\n.fnav-drawer__footer{color:#FFFFFF !important;border-top:1px solid #C2D4E6;padding:1rem 1.5rem;flex-shrink:0;}\n.fnav-footer-link{color:#FFFFFF !important;text-decoration:none;font-family:'Sora',sans-serif;font-size:.82rem;font-weight:600;color:#00629A;text-decoration:underline;text-underline-offset:2px;}\n.jsu-btt{position:fixed;bottom:28px;right:28px;z-index:900;background:#008ED6;border:none;border-radius:50%;width:44px;height:44px;display:flex;align-items:center;justify-content:center;cursor:pointer;color:#FFFFFF;font-size:22px;line-height:1;opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .25s,visibility .25s,transform .25s,background .15s;box-shadow:0 4px 16px rgba(0,142,214,.35);}\n.jsu-btt.is-visible{opacity:1;visibility:visible;transform:translateY(0);}\n.jsu-btt:hover{background:#007ABB;}\n.jsu-btt:focus-visible{outline:3px solid #5BAADC;outline-offset:3px;}\n.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;color:#1C2430;background:#FFFFFF;}\n.resource-list{display:grid;gap:.75rem;}\n.resource-item{display:flex;align-items:center;gap:1rem;padding:1rem 1.25rem;background:#FFFFFF;border:1px solid #C2D4E6;border-radius:8px;transition:border-color .2s;}\n.resource-item:hover{border-color:#008ED6;}\n.resource-icon{font-size:1.5rem;flex-shrink:0;}\n.resource-item__name{font-family:'Sora',sans-serif;font-weight:600;font-size:.92rem;color:#002147;}\n.resource-item__desc{font-family:'Crimson Pro',Georgia,serif;font-size:.9rem;color:#636B78;}\n.resource-item__link{font-family:'Sora',sans-serif;font-size:.8rem;font-weight:600;color:#00629A;text-decoration:underline;margin-left:auto;white-space:nowrap;flex-shrink:0;}\n@media(max-width:900px){.about-grid,.contact-grid{grid-template-columns:1fr;}.footer__grid{grid-template-columns:1fr 1fr;}.hero__inner{grid-template-columns:1fr;}.hero__stat-band{flex-direction:row;flex-wrap:wrap;min-width:0;}}\n@media(max-width:600px){.footer__grid{grid-template-columns:1fr;}.cta-band__inner{flex-direction:column;}}\n\n .contact-items{display:flex;flex-wrap:wrap;gap:2.5rem;margin-top:0;}\n .contact-item{display:flex;gap:.85rem;align-items:flex-start;min-width:220px;}\n .contact-icon{font-size:1.3rem;line-height:1;margin-top:.1rem;flex-shrink:0;}\n .contact-item__label{font-family:'Sora',sans-serif;font-size:.75rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#636B78;margin-bottom:.15rem;}\n .contact-item__val{font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#1C2430;}\n .contact-item__val a{color:#00629A;text-decoration:underline;}\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n ELEMENTOR CONTAINMENT RESETS\n Prevents Elementor wrapper styles from bleeding into our\n custom HTML content blocks.\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n\n\/* Zero out all padding\/margin\/gap\/background on every Elementor wrapper *\/\n.elementor-widget-container,\n.elementor-widget-wrap,\n.elementor-widget-wrap > .elementor-element,\n.elementor-section .elementor-container,\n.elementor-section .elementor-row,\n.e-con,\n.e-con-inner,\n.e-child,\n.e-con > .e-con-inner {\n padding: 0 !important;\n margin: 0 !important;\n gap: 0 !important;\n background: transparent !important;\n background-color: transparent !important;\n background-image: none !important;\n border: none !important;\n box-shadow: none !important;\n max-width: none !important;\n width: 100% !important;\n}\n\n\/* Section-level Elementor wrappers *\/\n.elementor-section,\n.elementor-top-section,\n.elementor-inner-section {\n padding: 0 !important;\n margin: 0 !important;\n background: transparent !important;\n background-color: transparent !important;\n background-image: none !important;\n}\n\n\/* Strip Elementor heading color overrides *\/\n.elementor-widget-container h1,\n.elementor-widget-container h2,\n.elementor-widget-container h3,\n.elementor-widget-container h4,\n.elementor-widget-container h5,\n.elementor-widget-container p,\n.elementor-widget-container a {\n color: inherit !important;\n}\n\n\/* \u2500\u2500 Dark section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\n .hero and .cta-band.dk MUST stay dark regardless of\n Elementor theme color injection.\n\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero,\n.hero * {\n color: #FFFFFF !important;\n}\n.hero__inner {\n justify-items: center !important;\n text-align: center !important;\n}\n.hero__inner > div {\n display: flex !important;\n flex-direction: column !important;\n align-items: center !important;\n text-align: center !important;\n max-width: 780px !important;\n margin: 0 auto !important;\n}\n.hero__btns {\n justify-content: center !important;\n}\n.hero__desc {\n max-width: 640px !important;\n margin-left: auto !important;\n margin-right: auto !important;\n}\n.hero__tag {\n display: inline-block !important;\n}\n.hero {\n background-color: #00152E !important;\n background-image: linear-gradient(135deg, #00152E 0%, #002147 60%, #003366 100%) !important;\n position: relative !important;\n}\n.cta-band.dk {\n background-color: #002147 !important;\n background-image: linear-gradient(135deg, #00152E 0%, #002147 100%) !important;\n color: #FFFFFF !important;\n}\n.cta-band.dk * {\n color: #FFFFFF !important;\n}\n.cta-band.dk .btn--primary {\n background-color: #00659E !important;\n color: #FFFFFF !important;\n}\n.cta-band.dk .btn--outline-white {\n border-color: rgba(255,255,255,0.6) !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Section background hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.sec {\n background-color: #FFFFFF !important;\n color: #1C2430 !important;\n}\n.sec--off {\n background-color: #F3F7FB !important;\n color: #1C2430 !important;\n}\n.sec--surface {\n background-color: #E6EEF6 !important;\n color: #1C2430 !important;\n}\n\n\/* \u2500\u2500 Text color hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.sec .sec-title,\n.sec .sec-eyebrow,\n.sec h2,\n.sec h3 {\n color: #002147;\n}\n.sec p,\n.sec li,\n.sec dd,\n.sec dt {\n color: #4A5060;\n}\n.sec a {\n color: #00629A;\n}\n\n\/* \u2500\u2500 About section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.about-facts {\n background: #E6EEF6 !important;\n border-radius: 8px !important;\n padding: clamp(1.5rem, 3vw, 2.5rem) !important;\n}\n.about-facts__title {\n color: #00629A !important;\n font-weight: 700 !important;\n}\n.about-facts dl dt {\n color: #636B78 !important;\n text-transform: uppercase !important;\n font-size: .72rem !important;\n letter-spacing: .08em !important;\n font-weight: 700 !important;\n}\n.about-facts dl dd {\n color: #1C2430 !important;\n font-size: .97rem !important;\n}\n\n\/* \u2500\u2500 Card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.card {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-radius: 8px !important;\n}\n.card__eyebrow { color: #00629A !important; }\n.card__title { color: #002147 !important; }\n.card__text { color: #4A5060 !important; }\n.card__link { color: #00629A !important; }\n\n\/* \u2500\u2500 Faculty card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.faculty-card {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-radius: 8px !important;\n}\n.faculty-card__name { color: #002147 !important; }\n.faculty-card__title { color: #636B78 !important; }\n.faculty-card__contact, \n.faculty-card__contact a { color: #00629A !important; }\n\n\/* \u2500\u2500 Resource list hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.resource-item {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-bottom-color: #C2D4E6 !important;\n}\n.resource-item__name { color: #002147 !important; }\n.resource-item__desc { color: #4A5060 !important; }\n.resource-item__link { color: #00629A !important; border-color: #00629A !important; }\n\n\/* \u2500\u2500 Program card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.program-card {\n background: #FFFFFF !important;\n border: 1px solid #C2D4E6 !important;\n border-radius: 8px !important;\n color: #1C2430 !important;\n}\n.program-card__name { color: #002147 !important; }\n.program-card__level { color: #636B78 !important; }\n.program-card__dot { background: #008ED6 !important; }\n\n\/* \u2500\u2500 Tab hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.tabs__btn {\n background: transparent !important;\n color: #002147 !important;\n border-color: #C2D4E6 !important;\n}\n.tabs__btn[aria-selected=\"true\"] {\n background: #002147 !important;\n color: #FFFFFF !important;\n border-color: #002147 !important;\n}\n\n\/* \u2500\u2500 Accordion hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.accordion__trigger {\n background: #FFFFFF !important;\n color: #002147 !important;\n border-color: #C2D4E6 !important;\n}\n.accordion__trigger[aria-expanded=\"true\"] {\n background: #002147 !important;\n color: #FFFFFF !important;\n}\n.accordion__body { \n background: #FFFFFF !important; \n color: #4A5060 !important;\n}\n\n\/* \u2500\u2500 Nav drawer hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-drawer {\n background: #002147 !important;\n color: #FFFFFF !important;\n}\n.fnav-drawer__header {\n background: #00152E !important;\n border-bottom-color: rgba(0,142,214,0.3) !important;\n}\n.fnav-drawer__title { color: #FFFFFF !important; }\n.fnav-drawer__eyebrow { color: #3DB4F0 !important; }\n.fnav-item { color: rgba(255,255,255,0.85) !important; }\n.fnav-item.is-active,\n.fnav-item:hover { color: #FFFFFF !important; background: rgba(0,142,214,0.2) !important; }\n.fnav-group__label { color: #3DB4F0 !important; }\n.fnav-drawer__footer { color: #FFFFFF !important; }\n.fnav-footer-link { color: #FFFFFF !important; text-decoration: none; }\n.fnav-footer-link:hover { color: #3DB4F0 !important; }\n\n\/* \u2500\u2500 Hero text hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero__tag { color: #3DB4F0 !important; }\n.hero__title { color: #FFFFFF !important; }\n.hero__desc { color: rgba(255,255,255,0.85) !important; }\n.hero__btns .btn--primary { background-color: #00659E !important; color: #FFFFFF !important; }\n.hero__btns .btn--outline-white { border-color: rgba(255,255,255,0.6) !important; color: #FFFFFF !important; }\n\n\/* \u2500\u2500 Breadcrumb hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.breadcrumb { background: #002147 !important; }\n.breadcrumb a, .breadcrumb span { color: rgba(255,255,255,0.75) !important; }\n.breadcrumb [aria-current=\"page\"] { color: #FFFFFF !important; }\n\n\/* \u2500\u2500 Contact section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.contact-items { color: #1C2430 !important; }\n.contact-item__label { color: #636B78 !important; }\n.contact-item__val { color: #1C2430 !important; }\n.contact-item__val a { color: #00629A !important; }\n\n\/* \u2500\u2500 Skip link \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.skip-link:focus {\n background: #008ED6 !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 BTT button \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.jsu-btt {\n background: #00659E !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Menu toggle \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-toggle {\n background: #002147 !important;\n color: #FFFFFF !important;\n}\n.fnav-toggle:hover { background: #007ABB !important; }\n\n\/* \u2500\u2500 WCAG: Ensure minimum contrast on all body text \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\nbody { \n background-color: #FFFFFF !important; \n color: #1C2430 !important;\n}\n\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 TICKER STRIP \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.ticker-wrap{\n background:#00152E;\n border-top:1px solid rgba(0,142,214,.25);\n border-bottom:1px solid rgba(0,142,214,.25);\n overflow:hidden;\n padding:.55rem 0;\n position:relative;\n}\n.ticker-wrap::before,\n.ticker-wrap::after{\n content:'';\n position:absolute;\n top:0;bottom:0;\n width:80px;\n z-index:2;\n pointer-events:none;\n}\n.ticker-wrap::before{\n left:0;\n background:linear-gradient(to right,#00152E,transparent);\n}\n.ticker-wrap::after{\n right:0;\n background:linear-gradient(to left,#00152E,transparent);\n}\n.ticker-label{\n position:absolute;\n left:0;top:50%;\n transform:translateY(-50%);\n background:#008ED6;\n color:#FFFFFF;\n font-family:'Sora',sans-serif;\n font-size:.65rem;\n font-weight:700;\n letter-spacing:.12em;\n text-transform:uppercase;\n padding:.35rem .75rem;\n z-index:3;\n white-space:nowrap;\n}\n.ticker-track{\n display:flex;\n align-items:center;\n gap:0;\n width:max-content;\n animation:ticker-scroll 40s linear infinite;\n padding-left:160px;\n}\n.ticker-track:hover{animation-play-state:paused;}\n.ticker-item{\n display:inline-flex;\n align-items:center;\n gap:.5rem;\n white-space:nowrap;\n padding:0 1.5rem;\n font-family:'Sora',sans-serif;\n font-size:.78rem;\n font-weight:500;\n color:rgba(255,255,255,.75);\n transition:color .2s;\n text-decoration:none;\n}\n.ticker-item:hover{color:#3DB4F0;}\n.ticker-item::before{\n content:'';\n display:inline-block;\n width:4px;height:4px;\n border-radius:50%;\n background:#008ED6;\n flex-shrink:0;\n}\n@keyframes ticker-scroll{\n 0%{transform:translateX(0);}\n 100%{transform:translateX(-50%);}\n}\n@media(prefers-reduced-motion:reduce){\n .ticker-track{animation:none;overflow-x:auto;}\n}\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 HERO CENTERING \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.hero__inner{\n justify-items:center;\n text-align:center;\n}\n.hero__inner > div{\n display:flex;\n flex-direction:column;\n align-items:center;\n text-align:center;\n max-width:780px;\n margin:0 auto;\n}\n.hero__desc{\n max-width:640px;\n margin-left:auto;\n margin-right:auto;\n}\n.hero__btns{\n justify-content:center;\n}\n\n\n\/* \u2500\u2500 Visually hidden elements \u2014 explicit colors for accessibility checkers \u2500\u2500 *\/\n.sr-only,\n.visually-hidden {\n color: #1C2430 !important;\n background-color: #FFFFFF !important;\n}\n\/* \u2500\u2500 Screen-reader-only toggle label \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-toggle__label {\n color: #FFFFFF !important;\n}\n\/* \u2500\u2500 Skip link always has explicit colors \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.skip-link {\n background-color: #00659E !important;\n color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Breadcrumb: sit flush below global header \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\nbody {\n padding-top: 65px !important;\n background-color: #002147 !important;\n}\n.breadcrumb {\n margin-top: 0 !important;\n scroll-margin-top: 65px !important;\n}\n#main-content {\n scroll-margin-top: 65px !important;\n}\n.admin-bar body { padding-top: 97px !important; }\n.admin-bar .breadcrumb { scroll-margin-top: 97px !important; }\n\/* \u2500\u2500 Hero: full viewport height \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero {\n min-height: 100vh !important;\n height: 100vh !important;\n display: flex !important;\n align-items: center !important;\n justify-content: center !important;\n padding: 0 !important;\n position: relative !important;\n}\n.hero__inner {\n justify-items: center !important;\n text-align: center !important;\n padding: clamp(2rem, 4vh, 5rem) 0 !important;\n width: 100% !important;\n}\n\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n JSU GLOBAL NAVIGATION \u2014 matches jsums.edu exactly\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.jsu-global-nav {\n position: fixed;\n top: 0; left: 0; right: 0;\n z-index: 1000;\n background: #002147;\n box-shadow: 0 2px 16px rgba(0,0,0,.35);\n}\n.jsu-global-nav__top {\n background: #00152E;\n padding: .3rem 0;\n border-bottom: 1px solid rgba(0,142,214,.2);\n}\n.jsu-global-nav__top-inner {\n max-width: 1340px;\n margin: 0 auto;\n padding: 0 clamp(1.25rem,4vw,3rem);\n display: flex;\n align-items: center;\n justify-content: space-between;\n gap: 1rem;\n flex-wrap: wrap;\n}\n.jsu-global-nav__util-links {\n display: flex;\n flex-wrap: wrap;\n gap: .15rem .75rem;\n list-style: none;\n}\n.jsu-global-nav__util-links a {\n font-family: 'Sora',sans-serif;\n font-size: .68rem;\n font-weight: 500;\n color: rgba(255,255,255,.65);\n text-decoration: none;\n letter-spacing: .02em;\n transition: color .15s;\n}\n.jsu-global-nav__util-links a:hover { color: #3DB4F0; }\n.jsu-global-nav__ctas {\n display: flex;\n gap: .4rem;\n}\n.jsu-global-nav__cta {\n font-family: 'Sora',sans-serif;\n font-size: .72rem;\n font-weight: 700;\n letter-spacing: .05em;\n text-decoration: none;\n padding: .3rem .85rem;\n border-radius: 4px;\n transition: background .15s, color .15s;\n}\n.jsu-global-nav__cta--apply {\n background: #00659E;\n color: #FFFFFF;\n}\n.jsu-global-nav__cta--apply:hover { background: #007ABB; }\n.jsu-global-nav__cta--visit {\n background: transparent;\n color: rgba(255,255,255,.8);\n border: 1px solid rgba(255,255,255,.3);\n}\n.jsu-global-nav__cta--visit:hover { background: rgba(255,255,255,.08); color: #FFFFFF; }\n.jsu-global-nav__cta--give {\n background: #3DB4F0;\n color: #002147;\n font-weight: 800;\n}\n.jsu-global-nav__cta--give:hover { background: #6DC8F5; }\n\n.jsu-global-nav__main {\n max-width: 1340px;\n margin: 0 auto;\n padding: 0 clamp(1.25rem,4vw,3rem);\n display: flex;\n align-items: center;\n justify-content: space-between;\n height: 64px;\n gap: 1.5rem;\n}\n.jsu-global-nav__logo {\n display: flex;\n align-items: center;\n gap: .65rem;\n text-decoration: none;\n flex-shrink: 0;\n}\n.jsu-global-nav__logo-mark {\n width: 44px;\n height: 44px;\n border-radius: 6px;\n background: #FFFFFF;\n display: flex;\n align-items: center;\n justify-content: center;\n flex-shrink: 0;\n}\n.jsu-global-nav__logo-mark span {\n font-family: 'Sora',sans-serif;\n font-weight: 900;\n font-size: 1.05rem;\n color: #002147;\n letter-spacing: -.03em;\n}\n.jsu-global-nav__logo-text { line-height: 1.15; }\n.jsu-global-nav__logo-text strong {\n display: block;\n font-family: 'Sora',sans-serif;\n font-weight: 800;\n font-size: .88rem;\n color: #FFFFFF;\n letter-spacing: .01em;\n}\n.jsu-global-nav__logo-text span {\n font-family: 'Sora',sans-serif;\n font-size: .62rem;\n font-weight: 500;\n letter-spacing: .14em;\n text-transform: uppercase;\n color: #3DB4F0;\n}\n\n.jsu-global-nav__menu {\n display: flex;\n align-items: center;\n gap: 0;\n list-style: none;\n}\n.jsu-global-nav__menu > li {\n position: relative;\n}\n.jsu-global-nav__menu > li > a,\n.jsu-global-nav__menu > li > button {\n display: flex;\n align-items: center;\n gap: .3rem;\n font-family: 'Sora',sans-serif;\n font-size: .82rem;\n font-weight: 600;\n color: rgba(255,255,255,.85);\n text-decoration: none;\n padding: .55rem .75rem;\n border-radius: 6px;\n background: none;\n border: none;\n cursor: pointer;\n transition: color .15s, background .15s;\n white-space: nowrap;\n}\n.jsu-global-nav__menu > li > a:hover,\n.jsu-global-nav__menu > li > button:hover {\n color: #FFFFFF;\n background: rgba(255,255,255,.08);\n}\n.jsu-global-nav__menu > li > a::after,\n.jsu-global-nav__menu > li > button.has-sub::after {\n content: '';\n display: inline-block;\n width: 0; height: 0;\n border-left: 4px solid transparent;\n border-right: 4px solid transparent;\n border-top: 4px solid currentColor;\n opacity: .6;\n margin-left: .2rem;\n transition: transform .2s;\n}\n.jsu-global-nav__menu > li:hover > button.has-sub::after,\n.jsu-global-nav__menu > li:focus-within > button.has-sub::after {\n transform: rotate(180deg);\n}\n\n\/* Dropdowns *\/\n.jsu-global-nav__dropdown {\n position: absolute;\n top: calc(100% + 4px);\n left: 0;\n min-width: 220px;\n 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1.6rem;border:none}\n.proc__note{background:#EAF4FB;border-left:4px solid #008ED6;border-radius:0 8px 8px 0;padding:.95rem 1.3rem;margin:1rem 0 0;font-family:'Crimson Pro',Georgia,serif;font-size:1.02rem;line-height:1.6;color:#1C2430}\n\n\/* Quick links units *\/\n.qlink-row{display:flex;flex-wrap:wrap;gap:.75rem}\n.qlink{display:inline-flex;align-items:center;gap:.55rem;background:#FFFFFF;border:1px solid #C2D4E6;border-radius:999px;padding:.6rem 1.25rem;font-family:'Sora',sans-serif;font-size:.9rem;font-weight:600;color:#00629A;text-decoration:none;transition:border-color .2s ease,background .2s ease}\n.qlink::before{content:\"\";width:.5rem;height:.5rem;border-radius:50%;background:#008ED6;flex-shrink:0}\n.qlink:hover{border-color:#008ED6;background:#F3F7FB}\n\n\/* Timeline callout *\/\n.timeline{background:#FFF8E1;border-left:4px solid #B45309;border-radius:0 10px 10px 0;padding:1.6rem 1.85rem}\n.timeline__title{font-family:'Sora',sans-serif;font-size:1.1rem;font-weight:800;color:#7A3607;margin:0 0 .7rem}\n.timeline p{font-family:'Crimson Pro',Georgia,serif;font-size:1.05rem;line-height:1.7;color:#1C2430;margin:0 0 .8rem}\n.timeline strong{color:#7A3607}\n.timeline ul{margin:.5rem 0 .8rem;padding-left:1.5rem}\n.timeline li{font-family:'Crimson Pro',Georgia,serif;font-size:1.03rem;line-height:1.6;color:#1C2430;margin:.3rem 0}\n.timeline__fine{font-size:.95rem;font-style:italic;color:#4A5060;margin:0}\n\n\/* Contact items *\/\n.contact-items{display:flex;flex-wrap:wrap;gap:2.5rem;margin-top:0}\n.contact-item{display:flex;gap:.85rem;align-items:flex-start;margin-bottom:0}\n\n\/* \u2550\u2550\u2550 ADA CONTRAST HARDENING OVERRIDES \u2550\u2550\u2550 *\/\n.card__title{color:#002147 !important}\n.card__text{color:#1C2430 !important}\n.proc__title{color:#002147 !important}\n.proc p{color:#1C2430 !important}\n.proc__sub{color:#00629A !important}\n.proc ol>li,.proc ul>li{color:#1C2430 !important}\n.proc__note{color:#1C2430 !important}\n.qlink{color:#00629A !important}\n.timeline__title{color:#7A3607 !important}\n.timeline p,.timeline li{color:#1C2430 !important}\n.timeline__fine{color:#4A5060 !important}\n\n@media (max-width: 760px){\n.cards-grid{grid-template-columns:1fr;gap:1rem}\n.proc{padding:1.5rem 1.4rem}\n.contact-items{gap:1.5rem}\n}\n<\/style>\n<\/head>\n<body>\n\n<a href=\"#main-content\" class=\"skip-link\">Skip to main content<\/a>\n\n<nav class=\"breadcrumb\" aria-label=\"Breadcrumb\">\n<div class=\"w\"><ol class=\"breadcrumb__list\">\n <li><a href=\"https:\/\/www.jsums.edu\/\">JSU Home<\/a><\/li>\n <li><a href=\"https:\/\/www.jsums.edu\/financialaid\">Financial Aid<\/a><\/li>\n <li><a href=\"https:\/\/www.jsums.edu\/financialaid\/types-of-financial-aid\/\">Types of Financial Aid<\/a><\/li>\n <li><span aria-current=\"page\">Loans<\/span><\/li>\n<\/ol><\/div>\n<\/nav>\n\n<main id=\"main-content\" class=\"jsu-main-content\">\n\n \n <section class=\"hero dk\" aria-labelledby=\"hero-h\">\n <div class=\"w\"><div class=\"hero__inner\"><div>\n <span class=\"hero__tag\">JSU · Financial Aid<\/span>\n <h1 class=\"hero__title\" id=\"hero-h\">\n <em>Loans<\/em>\n <\/h1>\n <p class=\"hero__desc\">\n Financial assistance that must be repaid — the Federal Direct Loan\n Program (Stafford, Parent PLUS, Grad PLUS) and private education loans.\n <\/p>\n <div class=\"hero__btns\">\n <a href=\"#how\" class=\"btn btn--primary\">Loan Information<\/a>\n <a href=\"#contact\" class=\"btn btn--outline-white\">Contact<\/a>\n <\/div>\n <\/div><\/div><\/div>\n <\/section>\n\n \n <section class=\"sec\" id=\"how\" aria-labelledby=\"how-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n <span class=\"sec-eyebrow\">Loan information<\/span>\n <h2 class=\"sec-title\" id=\"how-h\">Loans<\/h2>\n <\/div>\n <p class=\"video-intro\" style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1.15rem;line-height:1.85;color:#1C2430;margin:0 0 1rem;\">Loans are financial assistance that must be repaid. Due to legislative changes to the Federal Loan program in March 2010, Jackson State University now participates in the Federal Direct Loan Program. The Federal Direct Loan program consists of the Federal Direct Stafford Loans, the Federal Direct PLUS Loan and the Federal Direct GradPlus Loan.<\/p>\n <p style=\"margin:0 0 1.75rem;\"><a href=\"#how\" style=\"color:#00629A;text-decoration:none;font-weight:700;\">Learn More About Loans<\/a><\/p>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Federal Direct Stafford Student Loans (Subsidized and Unsubsidized)<\/h3>\n <p><a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\/subsidized-unsubsidized\">Federal Direct Stafford Student Loans (Subsidized and Unsubsidized)<\/a><\/p>\n <p class=\"proc__sub\">Steps To Apply<\/p>\n <p>Once the student completes the Free Application for Federal Student Aid (FAFSA) process, a Federal Direct Subsidized and\/or Unsubsidized Loan is automatically included on the student’s award in PAWS if he or she has sufficient Remaining Need after all other non-loan aid for which the student qualifies has been awarded. If the student accepts the Subsidized and\/or Unsubsidized Loan(s) in PAWS, the student must then Log In to StudentLoans.gov using his or her Federal Student Aid (FSA) ID and complete the following before he or she can receive the first loan disbursement:<\/p>\n <ol>\n <li><strong>Entrance Counseling<\/strong> is usually required only once while enrolled at JSU. If you have not previously completed Entrance Counseling for a Subsidized\/Unsubsidized Loan at JSU, see Steps to Completing Entrance Counseling at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a>.<\/li>\n <li>A <strong>Master Promissory Note (MPN)<\/strong> is usually required only once while enrolled at JSU. The MPN is a legal document whereby students promise to repay their loans and any accrued interest and fees to the U.S. Department of Education. If you have not previously completed the MPN for a Subsidized\/Unsubsidized Loan at JSU, or it has been more than 10 years since you previously completed the MPN, see Steps to Complete a Direct Loan Master Promissory Note (MPN) at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a>.<\/li>\n <\/ol>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Federal Direct Plus Loan (for Parents of Dependent Undergraduate Students)<\/h3>\n <p><a href=\"https:\/\/studentaid.gov\/plus-app\">Federal Direct Plus Loan (for Parents of Dependent Undergraduate Students)<\/a><\/p>\n <p>Once the dependent student completes the Free Application for Federal Student Aid (FAFSA) process, the parent may apply for a Federal Direct Parent PLUS Loan. If the loan is approved and borrower submits Direct Plus Loan Status Retrieval Form with appropriate ID the Direct Plus Loan will be included on the student’s award in PAWS if he or she has Remaining Need after all other aid (including Subsidized and Unsubsidized Loans) for which the student qualifies has been awarded.<\/p>\n <p>To apply for the Direct Plus Loan, the <strong>parent<\/strong> must: Login to <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a> using his or her Federal Student Aid (FSA) ID, (formally the PIN) and under “Parent Borrowers”, complete the following application requirements:<\/p>\n <ol>\n <li><strong>Request a Direct PLUS Loan<\/strong> on StudentLoans.gov. This must be completed by the borrowing parent every award year if he or she wishes to receive the Parent PLUS Loan so the Department of Education can perform the credit check. See Steps to Request a Federal Direct Parent Plus Loan at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a>.<\/li>\n <li>A <strong>Master Promissory Note (MPN)<\/strong> for a Parent PLUS Loan is usually required only once while the student is enrolled at JSU unless the prior MPN required an endorser. The MPN is a legal document whereby the parent promises to repay the loan and any accrued interest and fees to the U.S. Department of Education. If the borrowing parent has not previously completed a Parent PLUS MPN for this student or the prior MPN required an endorser, then the parent must complete a <strong>Master Promissory Note (MPN).<\/strong> See Steps to Complete a Federal Direct Loan Master Promissory Note (MPN) at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a>.<\/li>\n <li><strong>PLUS Counseling<\/strong> is only required when the borrowing parent has an adverse credit history, but qualifies for the PLUS Loan by documenting extenuating circumstances or obtaining an endorser. The U.S. Department of Education will inform the parent if he or she must complete this counseling as part of the application process.<\/li>\n <\/ol>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Federal Direct Graduate Plus Loan (for Graduate and Professional Students)<\/h3>\n <p><a href=\"https:\/\/studentaid.gov\/\">Federal Direct Graduate Plus Loan (for Graduate and Professional Students)<\/a><\/p>\n <p class=\"proc__sub\">Steps To Apply<\/p>\n <p><strong>Once the graduate or professional student completes the Free Application for Federal Student Aid (FAFSA) process, a Federal Direct Unsubsidized Loan is automatically included on the student’s Award in PAWS if he or she has sufficient Remaining Need after all other non-loan aid for which the student qualifies has been awarded. Once the student accepts the Unsubsidized Loan in PAWS, the student must then complete the following application requirements before any loan funds can be disbursed:<\/strong><\/p>\n <ol>\n <li>Login at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a> using his or her Federal Student Aid (FSA) ID (formally the PIN) and do the following:<\/li>\n <li><strong>Entrance Counseling<\/strong> for the Federal Direct Unsubsidized Loan as a graduate or professional student is usually required only once while enrolled at JSU. If you have not previously completed Entrance Counseling at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a> for a Subsidized\/Unsubsidized Loan at JSU, see Steps to Complete Federal Direct Loan Entrance Counseling.<\/li>\n <li>A <strong>Master Promissory Note (MPN)<\/strong> for the Unsubsidized Loan as a graduate or professional student is usually required only once while enrolled at JSU. The MPN is a legal document whereby students promise to repay their loan and any accrued interest and fees to the U.S. Department of Education. If you have not previously completed the Master Promissory Note for an Unsubsidized Loan at JSU, or it has been more than 10 years since you previously completed the MPN, see Steps to Complete a Federal Direct Loan Master promissory Note (MPN) on StudentLoan.gov.<\/li>\n <\/ol>\n <p class=\"proc__sub\">Graduate PLUS Loan Application Steps<\/p>\n <p>Once the graduate student completes the Free Application for Federal Student Aid (FAFSA) process, a Graduate PLUS Loan, if approved, is included on his or her Award in PAWS if the student has Remaining Need after all other aid (including Unsubsidized Loans) for which he or she qualifies has been awarded.<\/p>\n <p><strong>To apply for a Graduate Direct Plus Loan:<\/strong><\/p>\n <ol>\n <li>Login at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a> using his or her Federal Student Aid (FSA) ID (formally the PIN) and under “Direct Plus Loan Application for Graduate\/Professional Student”, complete the following application requirements:<\/li>\n <li><strong>Request a Direct PLUS Loan for Graduate<\/strong> on StudentLoans.gov this must be completed by the graduate student every award year if he or she wishes to receive the Graduate PLUS Loan so the Department of Education can perform the credit check.<\/li>\n <\/ol>\n <p>A <strong>Master Promissory Note (MPN)<\/strong> for a Graduate PLUS Loan is usually required only once while the student is enrolled at JSU unless the prior MPN is required by an endorser. The MPN is a legal document whereby students promise to repay their loan and any accrued interest and fees to the U.S. Department of Education. If the student has not previously completed a Graduate PLUS MPN or the prior MPN required an endorser, then see Steps to Complete a Federal Direct Loan Master Promissory Note (MPN) at <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a>.<\/p>\n <ol>\n <li><strong>Entrance Counseling<\/strong> for the Graduate PLUS Loan is usually required only once while enrolled at JSU. If you have not previously completed Entrance Counseling as a graduate student at JSU, see Steps to Complete Federal Direct Loan Entrance Counseling.<\/li>\n <li><strong>PLUS Counseling<\/strong> is only required when the student has an adverse credit history, but qualifies for the Graduate PLUS Loan by documenting extenuating circumstances or obtaining an endorser. The U.S. Department of Education will inform the student if he or she must complete this counseling as part of the application process.<\/li>\n <\/ol>\n <p class=\"proc__note\">All student loan borrowers must complete a Loan Entrance Counseling session to be eligible for loan disbursements. You may login to <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a> to complete your loan entrance counseling session.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Loan Disbursement Notifications \/ Right to Cancel<\/h3>\n <p>Financial Aid awards are made on an annual basis. The annual award is divided into two equal installments which are posted to the student’s account. The Financial Aid Office here at Jackson State University authorizes the aid at the time of disbursement (based on verification for student eligibility and enrollment), and the Financial Affairs Office will post the student’s financial aid awards to the student’s account.<\/p>\n <p>The student (and parent in the case of PLUS loans) is sent a notification when loan funds have been disbursed or credited on his\/her account. Crediting of financial aid to your account is called disbursement.<\/p>\n <p>Financial aid is awarded based on an academic year. Disbursement of aid varies by the type of assistance. For Jackson State University, a portion of the Federal Pell Grant, for those who qualify, will be paid to the student’s account during each payment period or term.<\/p>\n <p>To receive Federal Student Loan proceeds, the student (parent in the case of PLUS loans) must complete and sign a valid promissory note. The loan proceeds are used to satisfy the student’s room and board and fees for the academic year and are disbursed once per term, for the Jackson State University program.<\/p>\n <p>When the financial aid awards and\/or cash payments exceed the college charges, the student is eligible to receive a refund. Credit balances should be made available to students at least 14 days after funds have been applied towards a student’s account.<\/p>\n <p><strong>Right to Cancel a Federal Direct or PLUS Loan:<\/strong> As a student or parent borrower, you have the right to cancel the entire loan or any portion (a specific disbursement) of any federal subsidized or unsubsidized loans or PLUS loans. Requests to cancel a specific loan disbursement may be submitted prior to the date of crediting to your account or within 14 days of notification. To request cancellation of a loan disbursement, the student should submit the request in writing to the Office of Financial Aid at Jackson State University.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Alternative \/ Private Education Loans<\/h3>\n <p>A private (alternative) education loan is a non-federal education loan borrowed from a private lender such as a bank, credit union or other financial entity. Unlike Federal Direct Loans, Private loans are offered by private lenders and eligibility depends on your credit score. Private loans may also be available to students enrolled less than half-time, in non-degree programs or need assistance with prior balances.<\/p>\n <p class=\"proc__sub\">The Process for Applying<\/p>\n <p><strong>Research:<\/strong> You may research private loans with any lender. Before you apply, first exhaust your eligibility for Federal loans. You may review a list of private loan lenders at <a href=\"https:\/\/www.elmselect.com\/link\/query?schoolId=552\">https:\/\/www.elmselect.com\/link\/query?schoolId=552<\/a><\/p>\n <p><strong>Disclosure Forms:<\/strong> A lender offering private loans for postsecondary educational expenses must provide required disclosures to the student and cosigner, if applicable, at three different times during the private loan origination process:<\/p>\n <p><strong>Application and Solicitation Disclosure:<\/strong> Provided during the online loan application process or via mail included with the Promissory Note. The disclosure provides loan terms and features at the time of application and must disclose information about federal student loan programs that may offer less costly alternatives.<\/p>\n <p><strong>Approval Disclosure:<\/strong> Provided after the loan is approved and the lender has received the promissory note, the Application and Solicitation Disclosure, the Borrower Self Certification Form, and the school certification. The applicant and cosigner, if applicable, have 30 days to return the approval disclosure.<\/p>\n <p><strong>Final Disclosure:<\/strong> Provided after the lender receives the Approval Disclosure from the borrower and cosigner, if applicable, indicating that the loan has been accepted by the student and cosigner, if applicable.<\/p>\n <p><strong>Borrower Self-Certification Form<\/strong> is required to complete a Private Education Loan Applicant Self-Certification Form, which is provided by the lender the applicant applies with. This form must be completed by the applicant and submitted to the lender before the school certification will be requested. Applicants can access the form at <a href=\"https:\/\/ifap.ed.gov\/dpcletters\/attachments\/GEN1001A-AppSelfCert.pdf\">https:\/\/ifap.ed.gov\/dpcletters\/attachments\/GEN1001A-AppSelfCert.pdf<\/a> or contact our office to obtain the <a href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2023\/02\/Loan-Questionnaire-2324.pdf\"><strong>Supplemental Loan Questionnaire<\/strong><\/a> and assistance with completing it.<\/p>\n <p><strong>School Certification:<\/strong> Your lender will send JSU FAO an electronic certification. The maximum amount you may borrow in private loan funds each academic year is the student’s cost of attendance minus other financial aid received.<\/p>\n <p><strong>Timing Requirements:<\/strong> The lender must also provide the student with a three day rescission or “right-to-cancel” period after the final loan disclosure form is sent to the student. The three day rescission period means that once the school has certified your loan and it is ready to be disbursed, there is a mandatory three business day waiting period before the lender may disburse loan funds to the school. If a lender offers a mailed Final Disclosure (not online), then they must wait six days to disburse the loan to the school (three days for mail time and an additional three day rescission or “right-to-cancel” period).<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Income-Contingent Funding<\/h3>\n <p class=\"proc__sub\">Student Freedom Agreement<\/p>\n <p>Student Freedom Initiative (SFI) is a single-purpose nonprofit organization that provides an income-contingent private education loan alternative for qualifying students to help relieve them from the burden of student loan debt. SFI is working to help create a world where college graduates from Historically Black Colleges and Universities (HBCUs) like Jackson State University (JSU), other Minority Serving institutions (MSIs) and Tribal Colleges and Universities (TCUs) are free of the constraints caused by the ever-increasing burden of student loan debt.<\/p>\n <p><a href=\"https:\/\/www.jsums.edu\/student-freedom-initiative\/\">Learn More The Student Freedom Initiative<\/a><\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Loan Exit Counseling<\/h3>\n <p><a href=\"https:\/\/studentaid.gov\/\"><strong>Loan Exit Counseling<\/strong><\/a><\/p>\n <p>All student loan borrowers must complete Student Loan Exit Counseling when leaving school for any reason: graduation, withdrawal or termination.<\/p>\n <p>You may login to <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a> to complete the loan exit counseling session.<\/p>\n <\/div>\n <div class=\"proc\">\n <h3 class=\"proc__title\">Resources Information<\/h3>\n <p><strong>Federal Student Information Center<\/strong><br>1-800-4-FED-AID<br>1-800-433-3243<br>(TTY 1-800-730-8913)<\/p>\n <p><strong>Student Aid on the Web:<\/strong> <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a><\/p>\n <p>For information about Master Promissory Notes and Loan Entrance Counseling:<\/p>\n <p><em><strong>Website:<\/strong> <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a><\/em><\/p>\n <p>For information about Direct Loans:<\/p>\n <p><strong>Direct Loan Website:<\/strong> <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a><\/p>\n <p>For information about everything related to Direct Loan Repayment:<\/p>\n <p><strong>Borrower Services at the Direct Loan Servicing Center<\/strong><br>1-800-848-0979<br>(TTY 1-800-848-0983)<\/p>\n <p><strong>Direct Loan Servicing Online:<\/strong> <a href=\"https:\/\/nsldsfap.ed.gov\/\">https:\/\/nsldsfap.ed.gov\/<\/a><\/p>\n <p>Track your outstanding federal student loans:<\/p>\n <p><strong>National Student Loan Data System<sup>SM<\/sup> (NSLDS<sup>SM<\/sup>):<\/strong> <a href=\"https:\/\/nsldsfap.ed.gov\/\">https:\/\/nsldsfap.ed.gov\/<\/a>, which maintains overall financial aid history for federal student aid.<\/p>\n <p><strong>Note:<\/strong> NSLDS only tracks federal student loans; you will need to track any private education loans you may have using your own records.<\/p>\n <p>For everything you need to know about Direct Consolidation Loans, including an online application:<\/p>\n <p><strong>Direct Loan Consolidation Center<\/strong><br>1-800-557-7392<br>(TTY 1-800-557-7395)<br>Direct Loan Consolidation Website: <a href=\"https:\/\/studentaid.gov\/\">https:\/\/studentaid.gov\/<\/a><\/p>\n <\/div>\n <div style=\"margin-top:1.75rem;\">\n <a href=\"#quicklinks\" class=\"btn btn--outline-navy\">Explore the Financial Aid website<\/a>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"sec sec--off\" id=\"quicklinks\" aria-labelledby=\"quicklinks-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.25rem;\">\n <span class=\"sec-eyebrow\">Quick links – units<\/span>\n <h2 class=\"sec-title\" id=\"quicklinks-h\">Quick links<\/h2>\n <\/div>\n <div class=\"qlink-row\">\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2025\/02\/24.25-Financial-Aid-Checklist.pdf\">Financial Aid Checklist<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/11\/FAQs-for-Financial-Aid.pdf\">Financial Aid FAQs<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/\">Financial Aid Forms<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/2017\/11\/19\/rights-and-responsibilities\/\">Rights And Responsibilities<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/admissions\/parents-and-families\/\">Parents And Families<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/creating-an-fsaid\/\">Creating A Federal Student Aid ID (FSA ID)<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/businessfinance\/tuition-and-fees\/#Fees\">Tuition And Fees<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2021\/02\/2021-2022-View-Your-Financial-Aid-Status.pdf\">Financial Aid Status<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/06\/2020-2021-When-the-Financial-Aid-Award-Package-is-Not-Enough-.pdf\">When The Financial Aid Package Is Not Enough<\/a>\n <a class=\"qlink\" href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2017\/08\/Financial-Aid-Repeat-Course-Policy.pdf\">Financial Aid Repeat Course Policy<\/a>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"sec\" id=\"help\" aria-labelledby=\"help-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n <span class=\"sec-eyebrow\">Let us help you<\/span>\n <h2 class=\"sec-title\" id=\"help-h\">Let us help you<\/h2>\n <\/div>\n <div class=\"cards-grid\" style=\"margin-bottom:1.75rem;\">\n <div class=\"card\"><div class=\"card__body\">\n <div class=\"card__title\"><a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">FAFSA<\/a><\/div>\n <div class=\"card__text\"><p>Students seeking federal financial aid are required to complete the Free Application for Federal Student Aid (<a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">FAFSA<\/a>). Jackson State University’s priority deadline is April 15th each year. <strong>Access Financial Aid Forms<\/strong>. <a href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/\">Click Here<\/a>. Frequently asked questions concerning Financial Aid. <a href=\"https:\/\/www.jsums.edu\/financialaid\/files\/2020\/11\/FAQs-for-Financial-Aid.pdf\">Click Here<\/a><\/p><\/div>\n <\/div><\/div>\n <div class=\"card\"><div class=\"card__body\">\n <div class=\"card__title\"><a href=\"https:\/\/www.jsums.edu\/financialaid\/cares-act\/\">CARES Act Emergency Assistance for Students<\/a><\/div>\n <div class=\"card__text\"><p>Emergency assistance for students through the CARES Act. <a href=\"https:\/\/www.jsums.edu\/financialaid\/cares-act\/\">Learn more<\/a>.<\/p><\/div>\n <\/div><\/div>\n <\/div>\n <div class=\"timeline\">\n <p class=\"timeline__title\">Service timeline for submitted documents<\/p>\n <p>All documents submitted to the Office of Financial Aid can take up to <strong>21 business days<\/strong> for processing.<\/p>\n <p><strong>To prevent a delay in processing your documents, please be sure to:<\/strong><\/p>\n <ul>\n <li>Verify documents are filled completely, legible and signed.<\/li>\n <li>Check that documents that require a signature have HANDWRITTEN signatures; no typed or electronic signatures are acceptable.<\/li>\n <li>Verify that all documents contain the student’s name and J-Number.<\/li>\n <\/ul>\n <p class=\"timeline__fine\">*Business days do not include the weekends, holidays, and all other unspecified days the university is closed.<\/p>\n <\/div>\n <\/div>\n <\/section>\n\n \n <section class=\"cta-band dk\" aria-labelledby=\"cta-h\">\n <div class=\"w\"><div class=\"cta-band__inner\">\n <div>\n <h2 class=\"cta-band__title\" id=\"cta-h\">Questions about your aid?<\/h2>\n <p class=\"cta-band__sub\">Email the Financial Aid Office at finaid@jsums.edu and include your J-number, or call (866) THEE-JSU.<\/p>\n <\/div>\n <div class=\"cta-band__btns\">\n <a href=\"mailto:finaid@jsums.edu\" class=\"btn btn--primary\">Email finaid@jsums.edu<\/a>\n <a href=\"tel:+18668433578\" class=\"btn btn--outline-white\">Call 866-843-3578<\/a>\n <\/div>\n <\/div><\/div>\n <\/section>\n\n \n <section class=\"sec sec--surface\" id=\"contact\" aria-labelledby=\"contact-h\">\n <div class=\"w\">\n <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n <span class=\"sec-eyebrow\">Division of Financial Aid<\/span>\n <h2 class=\"sec-title\" id=\"contact-h\">Location<\/h2>\n <\/div>\n <div class=\"contact-items\">\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">📍<\/div>\n <div><div class=\"contact-item__label\">Location<\/div>\n <div class=\"contact-item__val\">Jackson State University<br>Financial Aid Office<br>PO Box 17065<br>Jackson, MS 39217<\/div><\/div><\/div>\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">✉<\/div>\n <div><div class=\"contact-item__label\">Email<\/div>\n <div class=\"contact-item__val\"><a href=\"mailto:finaid@jsums.edu\">finaid@jsums.edu<\/a><\/div><\/div><\/div>\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">📞<\/div>\n <div><div class=\"contact-item__label\">Phone<\/div>\n <div class=\"contact-item__val\"><a href=\"tel:+18668433578\">(866) THEE‑JSU \/ 866-843-3578<\/a><\/div><\/div><\/div>\n <div class=\"contact-item\"><div class=\"contact-icon\" aria-hidden=\"true\">📨<\/div>\n <div><div class=\"contact-item__label\">Fax<\/div>\n <div class=\"contact-item__val\">(601) 979-2237<\/div><\/div><\/div>\n <\/div>\n <\/div>\n <\/section>\n\n<\/main>\n\n<button class=\"fnav-toggle\" aria-label=\"Open page navigation menu\" aria-expanded=\"false\" aria-controls=\"fnav-drawer\" type=\"button\">\n <span class=\"fnav-toggle__icon\" aria-hidden=\"true\">☰<\/span>\n <span class=\"fnav-toggle__label\">Menu<\/span>\n<\/button>\n\n<div class=\"fnav-overlay\" id=\"fnav-overlay\" aria-hidden=\"true\"><\/div>\n\n<nav class=\"fnav-drawer\" id=\"fnav-drawer\" aria-label=\"Page navigation\" aria-hidden=\"true\">\n <div class=\"fnav-drawer__header\">\n <div>\n <span class=\"fnav-drawer__eyebrow\">JSU · Financial Aid<\/span>\n <span class=\"fnav-drawer__title\">Financial Aid<\/span>\n <\/div>\n <button class=\"fnav-close\" aria-label=\"Close navigation menu\" type=\"button\">×<\/button>\n <\/div>\n <div class=\"fnav-drawer__body\">\n <div class=\"fnav-group\">\n <ul class=\"fnav-group__items\" role=\"list\">\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/#WELCOME\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">Home<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/applying-for-fiancial-aid\/#HOW\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">How To Apply<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/one-big-beautiful-bill-act\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">One Big Beautiful Bill Act<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/types-of-financial-aid\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">Types<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/scholarships\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\"> Scholarships<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/types-of-financial-aid\/grants\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\"> Grants<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/types-of-financial-aid\/loans\/\" class=\"fnav-item\" aria-current=\"page\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\"> Loans<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/types-of-financial-aid\/workstudy\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\"> Work Program<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/federal-work-study\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\"> Federal Work Study<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/resources\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">Resources<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/applying-for-financial-aid-2\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">Financial Aid Videos<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/financial-aid-forms\/#Learn\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">Financial Aid Forms<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/consumer-information\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span class=\"fnav-item__text\">Consumer Information<\/span>\n <\/a>\n <\/li>\n <li>\n <a href=\"https:\/\/www.jsums.edu\/financialaid\/contact-2\/\" class=\"fnav-item\" aria-current=\"false\">\n <span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span>\n <span 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