{"id":5,"date":"2026-04-07T21:46:35","date_gmt":"2026-04-07T21:46:35","guid":{"rendered":"https:\/\/live-jsums-2026.pantheonsite.io\/home-2\/"},"modified":"2026-07-29T15:57:09","modified_gmt":"2026-07-29T15:57:09","slug":"home-2","status":"publish","type":"page","link":"https:\/\/jsums.org\/student-freedom-initiative\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5\" class=\"elementor elementor-5\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85fbf15 e-con-full e-flex e-con e-parent\" data-id=\"85fbf15\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8223c4e elementor-widget elementor-widget-html\" data-id=\"8223c4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\t\t<html lang=\"en\"><head>\n<meta charset=\"UTF-8\">\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0\">\n<meta name=\"description\" content=\"Student Freedom Initiative (SFI) at Jackson State University provides income-contingent funding alternatives, internships, microgrants, and other programs to help HBCU students succeed free of student loan burden.\">\n<title>Student Freedom Initiative \u00b7 Jackson State University<\/title>\n<link rel=\"canonical\" href=\"https:\/\/jsums.org\/student-freedom-initiative\/\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin=\"\">\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Sora:wght@300;400;500;600;700;800&amp;family=Crimson+Pro:ital,wght@0,400;0,600;0,700;1,400;1,600&amp;display=swap\" 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!important;text-decoration:none;font-family:var(--fh);font-size:.82rem;font-weight:600;color:#00629A;text-decoration:underline;text-underline-offset:2px;}\n.jsu-btt{position:fixed;bottom:28px;right:28px;z-index:900;background:#008ED6;border:none;border-radius:50%;width:44px;height:44px;display:flex;align-items:center;justify-content:center;cursor:pointer;color:#FFFFFF;font-size:22px;line-height:1;opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .25s,visibility .25s,transform .25s,background .15s;box-shadow:0 4px 16px rgba(0,142,214,.35);}\n.jsu-btt.is-visible{opacity:1;visibility:visible;transform:translateY(0);}\n.jsu-btt:hover{background:#007ABB;}\n.jsu-btt:focus-visible{outline:3px solid #5BAADC;outline-offset:3px;}\n.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;color:#1C2430;background:#FFFFFF;}\n.resource-list{display:grid;gap:.75rem;}\n.resource-item{display:flex;align-items:center;gap:1rem;padding:1rem 1.25rem;background:#FFFFFF;border:1px solid #C2D4E6;border-radius:8px;transition:border-color .2s;}\n.resource-item:hover{border-color:#008ED6;}\n.resource-icon{font-size:1.5rem;flex-shrink:0;}\n.resource-item__name{font-family:var(--fh);font-weight:600;font-size:.92rem;color:#002147;}\n.resource-item__desc{font-family:var(--fb);font-size:.9rem;color:#636B78;}\n.resource-item__link{font-family:var(--fh);font-size:.8rem;font-weight:600;color:#00629A;text-decoration:underline;margin-left:auto;white-space:nowrap;flex-shrink:0;}\n@media(max-width:900px){.about-grid,.contact-grid{grid-template-columns:1fr;}.footer__grid{grid-template-columns:1fr 1fr;}.hero__inner{grid-template-columns:1fr;}.hero__stat-band{flex-direction:row;flex-wrap:wrap;min-width:0;}}\n@media(max-width:600px){.footer__grid{grid-template-columns:1fr;}.cta-band__inner{flex-direction:column;}}\n\n    .contact-items{display:flex;flex-wrap:wrap;gap:2.5rem;margin-top:0;}\n    .contact-item{display:flex;gap:.85rem;align-items:flex-start;min-width:220px;}\n    .contact-icon{font-size:1.3rem;line-height:1;margin-top:.1rem;flex-shrink:0;}\n    .contact-item__label{font-family:var(--fh);font-size:.75rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#636B78;margin-bottom:.15rem;}\n    .contact-item__val{font-family:var(--fb);font-size:1rem;color:#1C2430;}\n    .contact-item__val a{color:#00629A;text-decoration:underline;}\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n   ELEMENTOR CONTAINMENT RESETS\n   Prevents Elementor wrapper styles from bleeding into our\n   custom HTML content blocks.\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n\n\/* Zero out all padding\/margin\/gap\/background on every Elementor wrapper *\/\n.elementor-widget-container,\n.elementor-widget-wrap,\n.elementor-widget-wrap > .elementor-element,\n.elementor-section .elementor-container,\n.elementor-section .elementor-row,\n.e-con,\n.e-con-inner,\n.e-child,\n.e-con > .e-con-inner {\n    padding: 0 !important;\n    margin: 0 !important;\n    gap: 0 !important;\n    background: transparent !important;\n    background-color: transparent !important;\n    background-image: none !important;\n    border: none !important;\n    box-shadow: none !important;\n    max-width: none !important;\n    width: 100% !important;\n}\n\n\/* Section-level Elementor wrappers *\/\n.elementor-section,\n.elementor-top-section,\n.elementor-inner-section {\n    padding: 0 !important;\n    margin: 0 !important;\n    background: transparent !important;\n    background-color: transparent !important;\n    background-image: none !important;\n}\n\n\/* Strip Elementor heading color overrides *\/\n.elementor-widget-container h1,\n.elementor-widget-container h2,\n.elementor-widget-container h3,\n.elementor-widget-container h4,\n.elementor-widget-container h5,\n.elementor-widget-container p,\n.elementor-widget-container a {\n    color: inherit !important;\n}\n\n\/* \u2500\u2500 Dark section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\n   .hero and .cta-band.dk MUST stay dark regardless of\n   Elementor theme color injection.\n\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero,\n.hero * {\n    color: #FFFFFF !important;\n}\n.hero__inner {\n    justify-items: center !important;\n    text-align: center !important;\n}\n.hero__inner > div {\n    display: flex !important;\n    flex-direction: column !important;\n    align-items: center !important;\n    text-align: center !important;\n    max-width: 780px !important;\n    margin: 0 auto !important;\n}\n.hero__btns {\n    justify-content: center !important;\n}\n.hero__desc {\n    max-width: 640px !important;\n    margin-left: auto !important;\n    margin-right: auto !important;\n}\n.hero__tag {\n    display: inline-block !important;\n}\n.hero {\n    background-color: #00152E !important;\n    background-image: linear-gradient(135deg, #00152E 0%, #002147 60%, #003366 100%) !important;\n    position: relative !important;\n}\n.cta-band.dk {\n    background-color: #002147 !important;\n    background-image: linear-gradient(135deg, #00152E 0%, #002147 100%) !important;\n    color: #FFFFFF !important;\n}\n.cta-band.dk * {\n    color: #FFFFFF !important;\n}\n.cta-band.dk .btn--primary {\n    background-color: #00659E !important;\n    color: #FFFFFF !important;\n}\n.cta-band.dk .btn--outline-white {\n    border-color: rgba(255,255,255,0.6) !important;\n    color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Section background hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.sec {\n    background-color: #FFFFFF !important;\n    color: #1C2430 !important;\n}\n.sec--off {\n    background-color: #F3F7FB !important;\n    color: #1C2430 !important;\n}\n.sec--surface {\n    background-color: #E6EEF6 !important;\n    color: #1C2430 !important;\n}\n\n\/* \u2500\u2500 Text color hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.sec .sec-title,\n.sec .sec-eyebrow,\n.sec h2,\n.sec h3 {\n    color: #002147 !important;\n}\n.sec p,\n.sec li,\n.sec dd,\n.sec dt {\n    color: #4A5060 !important;\n}\n.sec a {\n    color: #00629A !important;\n}\n\n\/* \u2500\u2500 About section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.about-facts {\n    background: #E6EEF6 !important;\n    border-radius: 8px !important;\n    padding: clamp(1.5rem, 3vw, 2.5rem) !important;\n}\n.about-facts__title {\n    color: #00629A !important;\n    font-weight: 700 !important;\n}\n.about-facts dl dt {\n    color: #636B78 !important;\n    text-transform: uppercase !important;\n    font-size: .72rem !important;\n    letter-spacing: .08em !important;\n    font-weight: 700 !important;\n}\n.about-facts dl dd {\n    color: #1C2430 !important;\n    font-size: .97rem !important;\n}\n\n\/* \u2500\u2500 Card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.card {\n    background: #FFFFFF !important;\n    border: 1px solid #C2D4E6 !important;\n    border-radius: 8px !important;\n}\n.card__eyebrow { color: #00629A !important; }\n.card__title   { color: #002147 !important; }\n.card__text    { color: #4A5060 !important; }\n.card__link    { color: #00629A !important; }\n\n\/* \u2500\u2500 Faculty card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.faculty-card {\n    background: #FFFFFF !important;\n    border: 1px solid #C2D4E6 !important;\n    border-radius: 8px !important;\n}\n.faculty-card__name  { color: #002147 !important; }\n.faculty-card__title { color: #636B78 !important; }\n.faculty-card__contact, \n.faculty-card__contact a { color: #00629A !important; }\n\n\/* \u2500\u2500 Resource list hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.resource-item {\n    background: #FFFFFF !important;\n    border: 1px solid #C2D4E6 !important;\n    border-bottom-color: #C2D4E6 !important;\n}\n.resource-item__name { color: #002147 !important; }\n.resource-item__desc { color: #4A5060 !important; }\n.resource-item__link { color: #00629A !important; border-color: #00629A !important; }\n\n\/* \u2500\u2500 Program card hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.program-card {\n    background: #FFFFFF !important;\n    border: 1px solid #C2D4E6 !important;\n    border-radius: 8px !important;\n    color: #1C2430 !important;\n}\n.program-card__name  { color: #002147 !important; }\n.program-card__level { color: #636B78 !important; }\n.program-card__dot   { background: #008ED6 !important; }\n\n\/* \u2500\u2500 Tab hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.tabs__btn {\n    background: transparent !important;\n    color: #002147 !important;\n    border-color: #C2D4E6 !important;\n}\n.tabs__btn[aria-selected=\"true\"] {\n    background: #002147 !important;\n    color: #FFFFFF !important;\n    border-color: #002147 !important;\n}\n\n\/* \u2500\u2500 Accordion hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.accordion__trigger {\n    background: #FFFFFF !important;\n    color: #002147 !important;\n    border-color: #C2D4E6 !important;\n}\n.accordion__trigger[aria-expanded=\"true\"] {\n    background: #002147 !important;\n    color: #FFFFFF !important;\n}\n.accordion__body { \n    background: #FFFFFF !important; \n    color: #4A5060 !important;\n}\n\n\/* \u2500\u2500 Nav drawer hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-drawer {\n    background: #002147 !important;\n    color: #FFFFFF !important;\n}\n.fnav-drawer__header {\n    background: #00152E !important;\n    border-bottom-color: rgba(0,142,214,0.3) !important;\n}\n.fnav-drawer__title { color: #FFFFFF !important; }\n.fnav-drawer__eyebrow { color: #3DB4F0 !important; }\n.fnav-item { color: rgba(255,255,255,0.85) !important; }\n.fnav-item.is-active,\n.fnav-item:hover { color: #FFFFFF !important; background: rgba(0,142,214,0.2) !important; }\n.fnav-group__label { color: #3DB4F0 !important; }\n.fnav-drawer__footer { color: #FFFFFF !important; }\n.fnav-footer-link { color: #FFFFFF !important; text-decoration: none; }\n.fnav-footer-link:hover { color: #3DB4F0 !important; }\n\n\/* \u2500\u2500 Hero text hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero__tag     { color: #3DB4F0 !important; }\n.hero__title   { color: #FFFFFF !important; }\n.hero__desc    { color: rgba(255,255,255,0.85) !important; }\n.hero__btns .btn--primary       { background-color: #00659E !important; color: #FFFFFF !important; }\n.hero__btns .btn--outline-white { border-color: rgba(255,255,255,0.6) !important; color: #FFFFFF !important; }\n\n\/* \u2500\u2500 Breadcrumb hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.breadcrumb { background: #002147 !important; }\n.breadcrumb a, .breadcrumb span { color: rgba(255,255,255,0.75) !important; }\n.breadcrumb [aria-current=\"page\"] { color: #FFFFFF !important; }\n\n\/* \u2500\u2500 Contact section hardening \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.contact-items { color: #1C2430 !important; }\n.contact-item__label { color: #636B78 !important; }\n.contact-item__val   { color: #1C2430 !important; }\n.contact-item__val a { color: #00629A !important; }\n\n\/* \u2500\u2500 Skip link \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.skip-link:focus {\n    background: #008ED6 !important;\n    color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 BTT button \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.jsu-btt {\n    background: #00659E !important;\n    color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Menu toggle \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-toggle {\n    background: #002147 !important;\n    color: #FFFFFF !important;\n}\n.fnav-toggle:hover { background: #007ABB !important; }\n\n\/* \u2500\u2500 WCAG: Ensure minimum contrast on all body text \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\nbody { \n    background-color: #FFFFFF !important; \n    color: #1C2430 !important;\n}\n\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 TICKER STRIP \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.ticker-wrap{\n    background:#00152E;\n    border-top:1px solid rgba(0,142,214,.25);\n    border-bottom:1px solid rgba(0,142,214,.25);\n    overflow:hidden;\n    padding:.55rem 0;\n    position:relative;\n}\n.ticker-wrap::before,\n.ticker-wrap::after{\n    content:'';\n    position:absolute;\n    top:0;bottom:0;\n    width:80px;\n    z-index:2;\n    pointer-events:none;\n}\n.ticker-wrap::before{\n    left:0;\n    background:linear-gradient(to right,#00152E,transparent);\n}\n.ticker-wrap::after{\n    right:0;\n    background:linear-gradient(to left,#00152E,transparent);\n}\n.ticker-label{\n    position:absolute;\n    left:0;top:50%;\n    transform:translateY(-50%);\n    background:#008ED6;\n    color:#FFFFFF;\n    font-family:var(--fh);\n    font-size:.65rem;\n    font-weight:700;\n    letter-spacing:.12em;\n    text-transform:uppercase;\n    padding:.35rem .75rem;\n    z-index:3;\n    white-space:nowrap;\n}\n.ticker-track{\n    display:flex;\n    align-items:center;\n    gap:0;\n    width:max-content;\n    animation:ticker-scroll 40s linear infinite;\n    padding-left:160px;\n}\n.ticker-track:hover{animation-play-state:paused;}\n.ticker-item{\n    display:inline-flex;\n    align-items:center;\n    gap:.5rem;\n    white-space:nowrap;\n    padding:0 1.5rem;\n    font-family:var(--fh);\n    font-size:.78rem;\n    font-weight:500;\n    color:rgba(255,255,255,.75);\n    transition:color .2s;\n    text-decoration:none;\n}\n.ticker-item:hover{color:#3DB4F0;}\n.ticker-item::before{\n    content:'';\n    display:inline-block;\n    width:4px;height:4px;\n    border-radius:50%;\n    background:#008ED6;\n    flex-shrink:0;\n}\n@keyframes ticker-scroll{\n    0%{transform:translateX(0);}\n    100%{transform:translateX(-50%);}\n}\n@media(prefers-reduced-motion:reduce){\n    .ticker-track{animation:none;overflow-x:auto;}\n}\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 HERO CENTERING \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.hero__inner{\n    justify-items:center;\n    text-align:center;\n}\n.hero__inner > div{\n    display:flex;\n    flex-direction:column;\n    align-items:center;\n    text-align:center;\n    max-width:780px;\n    margin:0 auto;\n}\n.hero__desc{\n    max-width:640px;\n    margin-left:auto;\n    margin-right:auto;\n}\n.hero__btns{\n    justify-content:center;\n}\n\n\n\/* \u2500\u2500 Visually hidden elements \u2014 explicit colors for accessibility checkers \u2500\u2500 *\/\n.sr-only,\n.visually-hidden {\n    color: #1C2430 !important;\n    background-color: #FFFFFF !important;\n}\n\/* \u2500\u2500 Screen-reader-only toggle label \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.fnav-toggle__label {\n    color: #FFFFFF !important;\n}\n\/* \u2500\u2500 Skip link always has explicit colors \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.skip-link {\n    background-color: #00659E !important;\n    color: #FFFFFF !important;\n}\n\n\/* \u2500\u2500 Breadcrumb: sit flush below global header \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\nbody {\n    padding-top: 65px !important;\n    background-color: #002147 !important;\n}\n.breadcrumb {\n    margin-top: 0 !important;\n    scroll-margin-top: 65px !important;\n}\n#main-content {\n    scroll-margin-top: 65px !important;\n}\n.admin-bar body { padding-top: 97px !important; }\n.admin-bar .breadcrumb { scroll-margin-top: 97px !important; }\n\/* \u2500\u2500 Hero: full viewport height \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.hero {\n    min-height: 100vh !important;\n    height: 100vh !important;\n    display: flex !important;\n    align-items: center !important;\n    justify-content: center !important;\n    padding: 0 !important;\n    position: relative !important;\n}\n.hero__inner {\n    justify-items: center !important;\n    text-align: center !important;\n    padding: clamp(2rem, 4vh, 5rem) 0 !important;\n    width: 100% !important;\n}\n\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n   JSU GLOBAL NAVIGATION \u2014 matches jsums.edu exactly\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.jsu-global-nav {\n    position: fixed;\n    top: 0; left: 0; right: 0;\n    z-index: 1000;\n    background: #002147;\n    box-shadow: 0 2px 16px rgba(0,0,0,.35);\n}\n.jsu-global-nav__top {\n    background: #00152E;\n    padding: .3rem 0;\n    border-bottom: 1px solid rgba(0,142,214,.2);\n}\n.jsu-global-nav__top-inner {\n    max-width: 1340px;\n    margin: 0 auto;\n    padding: 0 clamp(1.25rem,4vw,3rem);\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 1rem;\n    flex-wrap: wrap;\n}\n.jsu-global-nav__util-links {\n    display: flex;\n    flex-wrap: wrap;\n    gap: .15rem .75rem;\n    list-style: none;\n}\n.jsu-global-nav__util-links a {\n    font-family: var(--fh);\n    font-size: .68rem;\n    font-weight: 500;\n    color: rgba(255,255,255,.65);\n    text-decoration: none;\n    letter-spacing: .02em;\n    transition: color .15s;\n}\n.jsu-global-nav__util-links a:hover { color: #3DB4F0; }\n.jsu-global-nav__ctas {\n    display: flex;\n    gap: .4rem;\n}\n.jsu-global-nav__cta {\n    font-family: var(--fh);\n    font-size: .72rem;\n    font-weight: 700;\n    letter-spacing: .05em;\n    text-decoration: none;\n    padding: .3rem .85rem;\n    border-radius: 4px;\n    transition: background .15s, color .15s;\n}\n.jsu-global-nav__cta--apply {\n    background: #00659E;\n    color: #FFFFFF;\n}\n.jsu-global-nav__cta--apply:hover { background: #007ABB; }\n.jsu-global-nav__cta--visit {\n    background: transparent;\n    color: rgba(255,255,255,.8);\n    border: 1px solid rgba(255,255,255,.3);\n}\n.jsu-global-nav__cta--visit:hover { background: rgba(255,255,255,.08); color: #FFFFFF; }\n.jsu-global-nav__cta--give {\n    background: #3DB4F0;\n    color: #002147;\n    font-weight: 800;\n}\n.jsu-global-nav__cta--give:hover { background: #6DC8F5; }\n\n.jsu-global-nav__main {\n    max-width: 1340px;\n    margin: 0 auto;\n    padding: 0 clamp(1.25rem,4vw,3rem);\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    height: 64px;\n    gap: 1.5rem;\n}\n.jsu-global-nav__logo {\n    display: flex;\n    align-items: center;\n    gap: .65rem;\n    text-decoration: none;\n    flex-shrink: 0;\n}\n.jsu-global-nav__logo-mark {\n    width: 44px;\n    height: 44px;\n    border-radius: 6px;\n    background: #FFFFFF;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n    flex-shrink: 0;\n}\n.jsu-global-nav__logo-mark span {\n    font-family: var(--fh);\n    font-weight: 900;\n    font-size: 1.05rem;\n    color: #002147;\n    letter-spacing: -.03em;\n}\n.jsu-global-nav__logo-text { line-height: 1.15; }\n.jsu-global-nav__logo-text strong {\n    display: block;\n    font-family: var(--fh);\n    font-weight: 800;\n    font-size: .88rem;\n    color: #FFFFFF;\n    letter-spacing: .01em;\n}\n.jsu-global-nav__logo-text span {\n    font-family: var(--fh);\n    font-size: .62rem;\n    font-weight: 500;\n    letter-spacing: .14em;\n    text-transform: uppercase;\n    color: #3DB4F0;\n}\n\n.jsu-global-nav__menu {\n    display: flex;\n    align-items: center;\n    gap: 0;\n    list-style: none;\n}\n.jsu-global-nav__menu > li {\n    position: relative;\n}\n.jsu-global-nav__menu > li > a,\n.jsu-global-nav__menu > li > button {\n    display: flex;\n    align-items: center;\n    gap: .3rem;\n    font-family: var(--fh);\n    font-size: .82rem;\n    font-weight: 600;\n    color: rgba(255,255,255,.85);\n    text-decoration: none;\n    padding: .55rem .75rem;\n    border-radius: 6px;\n    background: none;\n    border: none;\n    cursor: pointer;\n    transition: color .15s, background .15s;\n    white-space: nowrap;\n}\n.jsu-global-nav__menu > li > a:hover,\n.jsu-global-nav__menu > li > button:hover {\n    color: #FFFFFF;\n    background: rgba(255,255,255,.08);\n}\n.jsu-global-nav__menu > li > a::after,\n.jsu-global-nav__menu > li > button.has-sub::after {\n    content: '';\n    display: inline-block;\n    width: 0; height: 0;\n    border-left: 4px solid transparent;\n    border-right: 4px solid transparent;\n    border-top: 4px solid currentColor;\n    opacity: .6;\n    margin-left: .2rem;\n    transition: transform .2s;\n}\n.jsu-global-nav__menu > li:hover > button.has-sub::after,\n.jsu-global-nav__menu > li:focus-within > button.has-sub::after {\n    transform: rotate(180deg);\n}\n\n\/* Dropdowns *\/\n.jsu-global-nav__dropdown {\n    position: absolute;\n    top: calc(100% + 4px);\n    left: 0;\n    min-width: 220px;\n    background: #001736;\n    border: 1px solid rgba(0,142,214,.25);\n    border-radius: 8px;\n    box-shadow: 0 8px 32px rgba(0,0,0,.4);\n    padding: .5rem 0;\n    opacity: 0;\n    visibility: hidden;\n    transform: translateY(-8px);\n    transition: opacity .2s, visibility .2s, transform .2s;\n    z-index: 100;\n    list-style: none;\n}\n.jsu-global-nav__menu > li:hover .jsu-global-nav__dropdown,\n.jsu-global-nav__menu > li:focus-within .jsu-global-nav__dropdown {\n    opacity: 1;\n    visibility: visible;\n    transform: translateY(0);\n}\n.jsu-global-nav__dropdown a {\n    display: block;\n    padding: .5rem 1.1rem;\n    font-family: var(--fh);\n    font-size: .82rem;\n    font-weight: 500;\n    color: rgba(255,255,255,.8);\n    text-decoration: none;\n    transition: color .15s, background .15s;\n}\n.jsu-global-nav__dropdown a:hover {\n    color: #FFFFFF;\n    background: rgba(0,142,214,.15);\n}\n.jsu-global-nav__dropdown .drop-group-label {\n    display: block;\n    padding: .65rem 1.1rem .25rem;\n    font-family: var(--fh);\n    font-size: .65rem;\n    font-weight: 700;\n    letter-spacing: .12em;\n    text-transform: uppercase;\n    color: #3DB4F0;\n    border-top: 1px solid rgba(0,142,214,.2);\n    margin-top: .35rem;\n}\n.jsu-global-nav__dropdown .drop-group-label:first-child {\n    border-top: none;\n    margin-top: 0;\n}\n\n\/* Mobile menu toggle *\/\n.jsu-global-nav__mob-btn {\n    display: none;\n    background: none;\n    border: 1px solid rgba(255,255,255,.3);\n    border-radius: 6px;\n    color: #FFFFFF;\n    padding: .45rem .65rem;\n    cursor: pointer;\n    font-size: 1.15rem;\n    line-height: 1;\n    transition: background .15s;\n}\n.jsu-global-nav__mob-btn:hover { background: rgba(255,255,255,.1); }\n\n\/* Page body offset for fixed nav *\/\nbody { padding-top: 0 !important; }\n.breadcrumb {\n    margin-top: 104px !important; }\n.admin-bar .breadcrumb {\n    margin-top: 136px !important; }\n#main-content { scroll-margin-top: 104px !important; }\n\n\/* Sections scroll past nav *\/\n[id] { scroll-margin-top: 104px; }\n\n@media(max-width: 1024px) {\n    .jsu-global-nav__menu { display: none; }\n    .jsu-global-nav__mob-btn { display: flex; align-items: center; justify-content: center; }\n}\n@media(max-width: 600px) {\n    .jsu-global-nav__logo-text { display: none; }\n}\n\n\n\/* \u2550\u2550 PDF \/ Document Inline Viewer \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n.doc-embed-wrap {\n    margin: 1.25rem 0;\n    border: 1px solid #C2D4E6;\n    border-radius: 10px;\n    overflow: hidden;\n    background: #F3F7FB;\n}\n.doc-embed-toolbar {\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    padding: .6rem 1rem;\n    background: #002147;\n    gap: .75rem;\n    flex-wrap: wrap;\n}\n.doc-embed-toolbar__title {\n    font-family: var(--fh);\n    font-size: .82rem;\n    font-weight: 600;\n    color: #FFFFFF;\n    flex: 1;\n    min-width: 0;\n    white-space: nowrap;\n    overflow: hidden;\n    text-overflow: ellipsis;\n}\n.doc-embed-toolbar__actions {\n    display: flex;\n    gap: .4rem;\n    flex-shrink: 0;\n}\n.doc-embed-toolbar__btn {\n    font-family: var(--fh);\n    font-size: .72rem;\n    font-weight: 700;\n    letter-spacing: .04em;\n    padding: .3rem .75rem;\n    border-radius: 5px;\n    text-decoration: none;\n    transition: background .15s, color .15s;\n    white-space: nowrap;\n}\n.doc-embed-toolbar__btn--view {\n    background: #00659E;\n    color: #FFFFFF;\n    border: 1px solid #008ED6;\n}\n.doc-embed-toolbar__btn--view:hover { background: #007ABB; }\n.doc-embed-toolbar__btn--dl {\n    background: rgba(255,255,255,.12);\n    color: rgba(255,255,255,.9);\n    border: 1px solid rgba(255,255,255,.25);\n}\n.doc-embed-toolbar__btn--dl:hover { background: rgba(255,255,255,.2); color: #FFFFFF; }\n.doc-embed-frame {\n    width: 100%;\n    height: 560px;\n    border: none;\n    display: block;\n    background: #FFFFFF;\n}\n@media(max-width:600px){ .doc-embed-frame { height: 380px; } }\n\n\n.pdf-embed-wrap{border-radius:8px;overflow:hidden;box-shadow:0 2px 16px rgba(0,21,46,.1);margin:1.5rem 0;}\n.pdf-embed-header{background:#002147;padding:.75rem 1.25rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap;}\n.pdf-embed-title{font-family:var(--fh);font-weight:700;font-size:.88rem;color:#FFFFFF;}\n.pdf-embed-actions{display:flex;gap:.5rem;flex-wrap:wrap;}\n.pdf-btn{font-family:var(--fh);font-size:.75rem;font-weight:600;padding:.35rem .85rem;border-radius:4px;text-decoration:none;transition:background .15s;white-space:nowrap;}\n.pdf-btn--view{background:rgba(255,255,255,.15);color:#FFFFFF;}\n.pdf-btn--view:hover{background:rgba(255,255,255,.25);}\n.pdf-btn--dl{background:#00659E;color:#FFFFFF;}\n.pdf-btn--dl:hover{background:#007ABB;}\n.pdf-embed-frame{display:block;background:#F3F7FB;width:100%;border:1px solid #C2D4E6;border-radius:0 0 8px 8px;}\n\n<\/style>\n<style>\n\/* \u2500\u2500 SFI extras \u2500\u2500 *\/\n.sfi-program-list{display:grid;gap:.6rem;max-width:700px;}\n.sfi-program-item{display:flex;align-items:center;gap:.75rem;padding:.85rem 1.1rem;background:#FFFFFF;border:1px solid #C2D4E6;border-radius:8px;text-decoration:none;font-family:'Sora',sans-serif;font-size:.83rem;font-weight:600;color:#002147;transition:border-color .2s,background .15s;}\n.sfi-program-item:hover{border-color:#008ED6;background:#EBF6FD;color:#00629A;}\n.sfi-program-item__icon{font-size:1rem;flex-shrink:0;}\n\n.eligibility-list{display:grid;gap:.5rem;max-width:720px;}\n.eligibility-item{display:flex;align-items:flex-start;gap:.75rem;padding:.75rem 1rem;background:#FFFFFF;border:1px solid #C2D4E6;border-radius:8px;}\n.eligibility-item::before{content:\"\u2713\";color:#008ED6;font-weight:700;flex-shrink:0;font-size:.9rem;margin-top:.15rem;}\n.eligibility-item p{font-family:'Crimson Pro',Georgia,serif;font-size:.97rem;color:#1C2430;line-height:1.7;margin:0;}\n\n.sfla-benefits{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:.6rem;}\n.sfla-benefit{display:flex;align-items:flex-start;gap:.6rem;padding:.75rem 1rem;background:#E6EEF6;border-radius:8px;}\n.sfla-benefit::before{content:\"\u2713\";color:#002147;font-weight:800;flex-shrink:0;margin-top:.1rem;}\n.sfla-benefit p{font-family:'Crimson Pro',Georgia,serif;font-size:.92rem;color:#1C2430;line-height:1.6;margin:0;}\n\n.smith-profile{background:#FFFFFF;border:1px solid #C2D4E6;border-radius:8px;overflow:hidden;display:flex;gap:0;flex-wrap:wrap;margin-bottom:1.5rem;}\n.smith-profile__img{width:220px;flex-shrink:0;object-fit:cover;object-position:top;display:block;}\n.smith-profile__body{padding:1.5rem;flex:1;min-width:260px;}\n.smith-profile__name{font-family:'Sora',sans-serif;font-size:.72rem;font-weight:700;color:#00629A;letter-spacing:.12em;text-transform:uppercase;margin-bottom:.25rem;}\n.smith-profile__title{font-family:'Sora',sans-serif;font-size:.95rem;font-weight:700;color:#002147;margin-bottom:.75rem;}\n\n.honors-list{list-style:none;padding:0;margin:0;display:grid;gap:.35rem;}\n.honors-list li{font-family:'Crimson Pro',Georgia,serif;font-size:.97rem;color:#4A5060;line-height:1.65;display:flex;align-items:flex-start;gap:.5rem;}\n.honors-list li::before{content:\"\u25b8\";color:#008ED6;flex-shrink:0;margin-top:.1rem;}\n\n.sfi-notice{background:#FFF8E1;border-left:4px solid #F59E0B;border-radius:0 8px 8px 0;padding:1.1rem 1.4rem;margin-top:1.5rem;max-width:760px;}\n.sfi-notice p{font-family:'Crimson Pro',Georgia,serif;font-size:.97rem;color:#1C2430;line-height:1.75;margin:0 0 .5rem;}\n.sfi-notice p:last-child{margin:0;}\n\n@media(max-width:600px){.sfla-benefits{grid-template-columns:1fr;}.smith-profile{flex-direction:column;}.smith-profile__img{width:100%;height:240px;}}\n\na.btn--primary,button.btn--primary,.btn.btn--primary,\n.sec a.btn--primary,.sec .btn--primary,.sec--off a.btn--primary,.sec--off .btn--primary,\n.sec--surface a.btn--primary,.sec--surface .btn--primary,\na.btn--primary:link,a.btn--primary:visited,a.btn--primary:hover,a.btn--primary:active{\n  color:#FFFFFF !important;background-color:#00659E !important;}\na.btn--primary:hover,button.btn--primary:hover{background-color:#005A8C !important;color:#FFFFFF !important;}\na.btn--outline-white,button.btn--outline-white,.sec a.btn--outline-white,\na.btn--outline-white:link,a.btn--outline-white:visited,a.btn--outline-white:hover{color:#FFFFFF !important;}\na.btn--outline-navy,button.btn--outline-navy,.sec a.btn--outline-navy,\na.btn--outline-navy:link,a.btn--outline-navy:visited{color:#002147 !important;}\na.btn--outline-navy:hover,button.btn--outline-navy:hover{color:#FFFFFF !important;background-color:#002147 !important;}\n<\/style>\n<\/head>\n<body>\n\n<a href=\"#main-content\" class=\"skip-link\">Skip to main content<\/a>\n\n<nav class=\"breadcrumb\" aria-label=\"Breadcrumb\">\n  <div class=\"w\">\n    <ol class=\"breadcrumb__list\">\n      <li><a href=\"https:\/\/jsums.org\/\">Jackson State University<\/a><\/li>\n      <li><span aria-current=\"page\">Student Freedom Initiative<\/span><\/li>\n    <\/ol>\n  <\/div>\n<\/nav>\n\n<main id=\"main-content\" class=\"jsu-main-content\">\n\n  <!-- \u2500\u2500 HERO \u2500\u2500 -->\n  <section class=\"hero dk\" aria-labelledby=\"hero-h\">\n    <div class=\"w\"><div class=\"hero__inner\"><div>\n      <span class=\"hero__tag\">JACKSON STATE UNIVERSITY<\/span>\n      <h1 class=\"hero__title\" id=\"hero-h\">Student Freedom <em>Initiative<\/em><\/h1>\n      <p class=\"hero__desc\">A single-purpose nonprofit providing income-contingent funding alternatives and student support programs to help HBCU students break free from the burden of student loan debt.<\/p>\n      <div class=\"hero__btns\">\n        <a href=\"https:\/\/studentfreedominitiative.org\/\" class=\"btn btn--primary\" target=\"_blank\" rel=\"noopener\">Visit SFI\u2019s Website<\/a>\n        <a href=\"https:\/\/studentfreedominitiative.org\/partners\/\" class=\"btn btn--outline-white\" target=\"_blank\" rel=\"noopener\">Eligible STEM Majors at JSU<\/a>\n      <\/div>\n    <\/div><\/div><\/div>\n  <\/section>\n\n  <!-- \u2500\u2500 ABOUT SFI \u2500\u2500 -->\n  <section class=\"sec\" id=\"about\" aria-labelledby=\"about-h\">\n  <div class=\"w\">\n    <div class=\"about-grid\">\n      <div class=\"about-body\">\n        <span class=\"sec-eyebrow\">About Student Freedom Initiative<\/span>\n        <h2 class=\"sec-title\" id=\"about-h\">Student Freedom Initiative and Jackson State University<\/h2>\n\n        <div style=\"display:flex;align-items:center;gap:1rem;margin-bottom:1.25rem;flex-wrap:wrap;\">\n          <img decoding=\"async\" src=\"https:\/\/jsums.org\/student-freedom-initiative\/files\/2022\/03\/Student-Freedom-Initiative-Logo-150x150.jpg\" alt=\"Logo of Student Freedom Initiative, a single-purpose nonprofit organization\" style=\"width:80px;height:80px;border-radius:8px;border:1px solid #C2D4E6;object-fit:contain;background:#FFFFFF;padding:.25rem;\" loading=\"eager\" title=\"Home\">\n          <div style=\"font-family:'Sora',sans-serif;font-size:.88rem;font-weight:700;color:#002147;\">SFI \u2014 A Single-Purpose Nonprofit<\/div>\n        <\/div>\n\n        <p>Student Freedom Initiative (SFI) is a single-purpose nonprofit organization that provides an income-contingent private education loan alternative for qualifying students to help relieve them from the burden of student loan debt. SFI is working to help create a world where college graduates from Historically Black Colleges and Universities (HBCUs) like Jackson State University (JSU), other Minority Serving institutions (MSIs) and Tribal Colleges and Universities (TCUs) are free of the constraints caused by the ever-increasing burden of student loan debt.<\/p>\n        <p>JSU\u2019s legacy of Southern excellence is an ideal place for SFI programming. At JSU, as well as other participating HBCUs, other MSIs and TCUs, students have access to tools to help them succeed academically and professionally. The programs SFI has created on campuses across the country can provide the resources to help equip students with the knowledge to create pathways to better lives following graduation.<\/p>\n        <div style=\"display:flex;gap:.75rem;flex-wrap:wrap;margin-top:1.5rem;\">\n          <a href=\"https:\/\/studentfreedominitiative.org\/\" class=\"btn btn--primary\" target=\"_blank\" rel=\"noopener\">Visit SFI\u2019s Website<\/a>\n          <a href=\"https:\/\/jsums.org\/student-freedom-initiative\/robert-f-smith\/\" class=\"btn btn--outline-navy\">About Robert F. Smith<\/a>\n        <\/div>\n      <\/div>\n      <div class=\"about-facts\">\n        <dl>\n          <div><dt>Organization Type<\/dt><dd>Single-Purpose Nonprofit<\/dd><\/div>\n          <div><dt>Founded By<\/dt><dd><a href=\"https:\/\/jsums.org\/student-freedom-initiative\/robert-f-smith\/\">Robert F. Smith<\/a><\/dd><\/div>\n          <div><dt>Chairman<\/dt><dd><a href=\"https:\/\/studentfreedominitiative.org\/team\/robert-f-smith\/\" target=\"_blank\" rel=\"noopener\">Robert F. Smith<\/a><\/dd><\/div>\n          <div><dt>Focus<\/dt><dd>HBCUs, MSIs, and TCUs<\/dd><\/div>\n          <div><dt>Launch Funding<\/dt><dd>$100 million ($50M Fund II Foundation + $50M personal match)<\/dd><\/div>\n          <div><dt>Morehouse Action<\/dt><dd>Paid over $34 million in student debt for the Class of 2019<\/dd><\/div>\n          <div><dt>SFI Website<\/dt><dd><a href=\"https:\/\/studentfreedominitiative.org\/\" target=\"_blank\" rel=\"noopener\">studentfreedominitiative.org<\/a><\/dd><\/div>\n          <div><dt>Donors<\/dt><dd><a href=\"https:\/\/studentfreedominitiative.org\/donors\/\" target=\"_blank\" rel=\"noopener\">View all donors<\/a><\/dd><\/div>\n        <\/dl>\n      <\/div>\n    <\/div>\n  <\/div>\n  <\/section>\n\n  <!-- \u2500\u2500 WHAT DOES SFI OFFER \u2500\u2500 -->\n  <section class=\"sec sec--off\" id=\"programs\" aria-labelledby=\"programs-h\">\n  <div class=\"w\">\n    <div class=\"sec-head\">\n      <span class=\"sec-eyebrow\">SFI Programs<\/span>\n      <h2 class=\"sec-title\" id=\"programs-h\">What does SFI offer to students?<\/h2>\n      <p class=\"sec-body\">The programs offered by SFI have been developed to be student-centric, evidence-based, holistic, and collaborative. JSU students can utilize a variety of resources and programs. SFI offers the following programs to all eligible students and institutions, subject to availability:<\/p>\n    <\/div>\n    <div class=\"sfi-program-list\">\n      <a href=\"https:\/\/studentfreedominitiative.org\/student-freedom-agreement\/\" class=\"sfi-program-item\" target=\"_blank\" rel=\"noopener\">\n        <span class=\"sfi-program-item__icon\" aria-hidden=\"true\">\ud83d\udcc4<\/span>Student Freedom Loan Agreement\n      <\/a>\n      <a href=\"https:\/\/studentfreedominitiative.org\/student-investment-program\/\" class=\"sfi-program-item\" target=\"_blank\" rel=\"noopener\">\n        <span class=\"sfi-program-item__icon\" aria-hidden=\"true\">\ud83d\udcc8<\/span>Student Investment Program (SIP)\n      <\/a>\n      <a href=\"https:\/\/internxl.org\/\" class=\"sfi-program-item\" target=\"_blank\" rel=\"noopener\">\n        <span class=\"sfi-program-item__icon\" aria-hidden=\"true\">\ud83d\udcbc<\/span>internXL\n      <\/a>\n      <a href=\"https:\/\/studentfreedominitiative.org\/helps-program-microgrant\/\" class=\"sfi-program-item\" target=\"_blank\" rel=\"noopener\">\n        <span class=\"sfi-program-item__icon\" aria-hidden=\"true\">\ud83e\udd1d<\/span>Handling Everyday Life Problems for Students (HELPS) Microgrant Program\n      <\/a>\n      <a href=\"https:\/\/studentfreedominitiative.org\/living-space\/\" class=\"sfi-program-item\" target=\"_blank\" rel=\"noopener\">\n        <span class=\"sfi-program-item__icon\" aria-hidden=\"true\">\ud83c\udfe0<\/span>MSI-Community Living Space Initiative (LiSI)\n      <\/a>\n      <a href=\"https:\/\/studentfreedominitiative.org\/cyber\/\" class=\"sfi-program-item\" target=\"_blank\" rel=\"noopener\">\n        <span class=\"sfi-program-item__icon\" aria-hidden=\"true\">\ud83d\udd12<\/span>Cybersecurity Initiative\n      <\/a>\n      <a href=\"https:\/\/studentfreedominitiative.org\/broadband\/\" class=\"sfi-program-item\" target=\"_blank\" rel=\"noopener\">\n        <span class=\"sfi-program-item__icon\" aria-hidden=\"true\">\ud83c\udf10<\/span>Broadband Initiative\n      <\/a>\n      <a href=\"https:\/\/studentfreedominitiative.org\/solar\/\" class=\"sfi-program-item\" target=\"_blank\" rel=\"noopener\">\n        <span class=\"sfi-program-item__icon\" aria-hidden=\"true\">\u2600<\/span>Solar Initiative\n      <\/a>\n    <\/div>\n  <\/div>\n  <\/section>\n\n  <!-- \u2500\u2500 SFLA ELIGIBILITY \u2500\u2500 -->\n  <section class=\"sec\" id=\"eligibility\" aria-labelledby=\"elig-h\">\n  <div class=\"w\">\n    <div class=\"sec-head\">\n      <span class=\"sec-eyebrow\">Student Freedom Loan Agreement<\/span>\n      <h2 class=\"sec-title\" id=\"elig-h\">Who is eligible for the Student Freedom Agreement?<\/h2>\n      <p class=\"sec-body\">SFI\u2019s subsidiary, Student Freedom Fund (SFF), offers a groundbreaking approach to funding education specifically designed for STEM majors at HBCUs, other MSIs and TCUs \u2014 the Student Freedom Loan Agreement (SFLA). Qualified STEM majors at JSU can subsidize their educational expenses with the income-contingent funding alternative to traditional private education loan options.<\/p>\n    <\/div>\n    <h3 style=\"font-family:'Sora',sans-serif;font-size:.95rem;font-weight:700;color:#002147;margin-bottom:.75rem;\">Eligibility requirements<\/h3>\n    <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.8;margin-bottom:1rem;\">To be eligible for the SFLA, students must meet all of the following requirements:<\/p>\n    <div class=\"eligibility-list\" style=\"margin-bottom:2rem;\">\n      <div class=\"eligibility-item\"><p>Complete a free application for Federal Student Aid (FAFSA) or an acceptable state alternative<\/p><\/div>\n      <div class=\"eligibility-item\"><p>Have a valid social security number<\/p><\/div>\n      <div class=\"eligibility-item\"><p>Be a sophomore, junior, or senior for the school year being funded<\/p><\/div>\n      <div class=\"eligibility-item\"><p>Be majority age or older<\/p><\/div>\n      <div class=\"eligibility-item\"><p>Be working towards a degree in an approved STEM major or an approved STEM certificate program (For students with non-eligible majors, SFLA funds can cover costs for those courses associated with eligible STEM certificates.)<\/p><\/div>\n      <div class=\"eligibility-item\"><p>Be enrolled at least half-time for the coming academic year (An exception is available if the student can complete their degree within one year with less than half-time coursework required for degree completion in the final year.)<\/p><\/div>\n      <div class=\"eligibility-item\"><p>Meet Satisfactory Academic Progress (SAP) as defined by the student\u2019s school<\/p><\/div>\n    <\/div>\n    <div style=\"background:#FEF2F2;border-left:4px solid #DC2626;border-radius:0 8px 8px 0;padding:1rem 1.25rem;margin-bottom:1.5rem;max-width:720px;\">\n      <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:.97rem;color:#1C2430;margin:0;\"><strong>Note:<\/strong> International and foreign exchange students authorized to enter the U.S. on a non-immigrant visa are not eligible for the funding option.<\/p>\n    <\/div>\n    <div style=\"margin-bottom:1.5rem;\">\n      <a href=\"https:\/\/studentfreedominitiative.org\/partners\/\" class=\"btn btn--primary\" target=\"_blank\" rel=\"noopener\">View Eligible STEM Majors at JSU<\/a>\n    <\/div>\n\n    <h3 style=\"font-family:'Sora',sans-serif;font-size:.95rem;font-weight:700;color:#002147;margin-bottom:1rem;\">More about the SFLA<\/h3>\n    <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.8;margin-bottom:1rem;\">Students who meet all of the aforementioned criteria may apply for the SFLA. The SFLA provides up to <strong>$20,000 each year<\/strong> to support the academic pursuits of students. Eligible students can apply without a cosigner or credit check needed.<\/p>\n    <div class=\"sfla-benefits\" style=\"margin-bottom:1.5rem;\">\n      <div class=\"sfla-benefit\"><p>No origination fee<\/p><\/div>\n      <div class=\"sfla-benefit\"><p>A low, fixed interest rate<\/p><\/div>\n      <div class=\"sfla-benefit\"><p>Interest with no capitalization<\/p><\/div>\n      <div class=\"sfla-benefit\"><p>No payments required during school<\/p><\/div>\n      <div class=\"sfla-benefit\"><p>An option to defer 12 monthly payments (and pay $0 those months)<\/p><\/div>\n      <div class=\"sfla-benefit\"><p>$0 payment when income is less than 300% the Federal Poverty Level ($45,180 in 2024)<\/p><\/div>\n    <\/div>\n    <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.8;margin-bottom:1.5rem;\">Debt forgiveness begins in the sixth year when income is below the income threshold.<\/p>\n    <a href=\"https:\/\/studentfreedominitiative.org\/\" class=\"btn btn--primary\" target=\"_blank\" rel=\"noopener\">Learn More at SFI\u2019s Website<\/a>\n\n    <div class=\"sfi-notice\">\n      <p>The SFLA is not intended to replace other forms of scholarships or financial aid, including state or aid from institutions, work-study programs or Federal Subsidized or Unsubsidized loans. Instead, a SFLA is available to cover a student\u2019s remaining cost of attendance after those other aid sources are considered, as a potential alternative to other private education loans and the Parent PLUS Loan. Students should work with their financial aid office to explore all options. The SFLA may not be the best choice for every student\u2019s particular needs.<\/p>\n      <p><strong>Note: JSU does not endorse SFI\u2019s SFLA as an alternative to Parent PLUS and other private education loan products. JSU is not affiliated with SFI or Student Freedom Fund, LLC.<\/strong><\/p>\n    <\/div>\n  <\/div>\n  <\/section>\n\n  <!-- \u2500\u2500 HISTORY OF SFI \u2500\u2500 -->\n  <section class=\"sec sec--off\" id=\"history\" aria-labelledby=\"history-h\">\n  <div class=\"w\">\n    <div class=\"sec-head\">\n      <span class=\"sec-eyebrow\">History of SFI<\/span>\n      <h2 class=\"sec-title\" id=\"history-h\">How Student Freedom Initiative was born<\/h2>\n    <\/div>\n    <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.85;max-width:760px;margin-bottom:1rem;\">The burden of student loans in the Black community is compounding and has been projected to get worse over the next decades. How can students be liberated to fulfill their dreams? That is the problem philanthropist and innovator <a href=\"https:\/\/jsums.org\/student-freedom-initiative\/robert-f-smith\/\">Robert F. Smith<\/a> set out to solve. Smith is the Founder, Chairman and CEO of <a href=\"https:\/\/southerncommunitiesinitiative.com\/about\/partners\/vista-equity-partners\/\" target=\"_blank\" rel=\"noopener\">Vista Equity Partners<\/a>. He took on the broader issue of Black debt after resolving over $34 million in student loan debt for the 2019 graduating class of Morehouse College. Smith gathered a team of experts from leading HBCUs and the finance industry to analyze the issue. The result was the launch of SFI. Smith now serves as <a href=\"https:\/\/studentfreedominitiative.org\/team\/robert-f-smith\/\" target=\"_blank\" rel=\"noopener\">Chairman of SFI<\/a>.<\/p>\n    <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.85;max-width:760px;margin-bottom:1.5rem;\">To launch SFI, the nonprofit granting institution Fund II Foundation provided a gift of $50 million. <a href=\"https:\/\/www.fund2foundation.org\/robert-f-smith\/\" target=\"_blank\" rel=\"noopener\">Smith, who is Fund II Foundation\u2019s founding director<\/a> and President, personally matched that with $50 million. SFI\u2019s contributing partners have grown to include several donors. For a full list of donors, please visit the <a href=\"https:\/\/studentfreedominitiative.org\/donors\/\" target=\"_blank\" rel=\"noopener\">Donors page on SFI\u2019s website<\/a>.<\/p>\n    <div style=\"display:flex;gap:.75rem;flex-wrap:wrap;\">\n      <a href=\"https:\/\/jsums.org\/student-freedom-initiative\/robert-f-smith\/\" class=\"btn btn--primary\">Learn About Robert F. Smith<\/a>\n      <a href=\"https:\/\/studentfreedominitiative.org\/\" class=\"btn btn--outline-navy\" target=\"_blank\" rel=\"noopener\">Visit SFI\u2019s Website<\/a>\n    <\/div>\n  <\/div>\n  <\/section>\n\n  <!-- \u2500\u2500 ROBERT F. SMITH \u2500\u2500 -->\n  <section class=\"sec\" id=\"smith\" aria-labelledby=\"smith-h\">\n  <div class=\"w\">\n    <div class=\"sec-head\">\n      <span class=\"sec-eyebrow\">About the Founder<\/span>\n      <h2 class=\"sec-title\" id=\"smith-h\">Robert F. Smith, Chairman of Student Freedom Initiative<\/h2>\n    <\/div>\n\n    <div class=\"smith-profile\">\n      <img decoding=\"async\" src=\"https:\/\/jsums.org\/student-freedom-initiative\/files\/2022\/03\/Robert-F-Smith-Jackson-State-University.jpg\" alt=\"Headshot of Robert F. Smith, Founder and Chairman of Vista Equity Partners and SFI\" class=\"smith-profile__img\" loading=\"lazy\" title=\"Home\">\n      <div class=\"smith-profile__body\">\n        <div class=\"smith-profile__name\">SFI Chairman &amp; Founder<\/div>\n        <div class=\"smith-profile__title\">Robert F. Smith<\/div>\n        <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.85;margin-bottom:.75rem;\">The creation of SFI was inspired by the actions of <a href=\"https:\/\/robertsmith.com\/\" target=\"_blank\" rel=\"noopener\">businessman Robert F. Smith<\/a>, with the end goal of liberating the human spirit in the Black community and other communities that often lack access to opportunities. This is done by removing one of the roadblocks to personal and family wealth creation: student loans.<\/p>\n        <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;font-style:italic;color:#636B78;line-height:1.75;margin-bottom:.75rem;\">\u201cBy addressing the financial stress of college and providing students with resources and community, we can finally broaden the talent pipeline and create a more diverse and thriving economy.\u201d \u2014 Robert F. Smith, Chairman of SFI<\/p>\n        <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.85;margin-bottom:.75rem;\">Smith, who was named one of Forbes\u2019 100 Greatest Living Business Minds in 2017, made international headlines following his commencement address to the <a href=\"https:\/\/morehouse.edu\/aid\/financial-aid\/loans\/student-freedom-initiative\/robert-f-smith\" target=\"_blank\" rel=\"noopener\">Morehouse College class of 2019<\/a>. Smith, the Morehouse College honoree and commencement speaker, announced to approximately 400 new graduates that he had paid their student loans.<\/p>\n        <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.85;margin-bottom:0;\">The payment of over $34 million in student debt was complex, and it inspired Smith to examine the system itself. Together with leadership from HBCUs and financial experts, the idea of SFI took shape.<\/p>\n      <\/div>\n    <\/div>\n\n    <h3 style=\"font-family:'Sora',sans-serif;font-size:.95rem;font-weight:700;color:#002147;margin-bottom:.75rem;\">Smith\u2019s background<\/h3>\n    <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.85;max-width:760px;margin-bottom:.75rem;\">Unlike many business leaders in the financial industry, Smith is also an engineer. His bachelor\u2019s degree in <a href=\"https:\/\/www.cheme.cornell.edu\/spotlights\/robert-f-smith\" target=\"_blank\" rel=\"noopener\">chemical engineering from Cornell University<\/a> and successful career in the industry provided an edge when he eventually launched his own investment firm. The STEM skills and \u201celegant solutions\u201d Smith learned were highly translatable to his next career path.<\/p>\n    <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.85;max-width:760px;margin-bottom:.75rem;\">Smith took a calculated mid-career risk, leaving the field of engineering. He earned his <a href=\"https:\/\/business.columbia.edu\/board-members\/people\/robert-f-smith-94\" target=\"_blank\" rel=\"noopener\">MBA at Columbia Business School<\/a> in 1994 and joined Goldman Sachs. Smith thrived in his position, which brought him to San Francisco and Silicon Valley, working to secure deals with the likes of Apple and IBM.<\/p>\n    <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.85;max-width:760px;margin-bottom:1.5rem;\"><a href=\"https:\/\/www.vistaequitypartners.com\/about\/team\/robert-f-smith\/\" target=\"_blank\" rel=\"noopener\">Smith founded Vista Equity Partners (Vista)<\/a> in 2000. Due to his knowledge of computer programming gained as an engineer, Smith was one of the first investors to see the potential for growth in technology industry software development. Vista has become a leading global investment firm, exclusively investing in enterprise software, data, and technology-enabled businesses. Vista was named 2023\u2019s Global Technology Private Equity Firm of the Year by Private Equity International.<\/p>\n\n    <h3 style=\"font-family:'Sora',sans-serif;font-size:.95rem;font-weight:700;color:#002147;margin-bottom:.75rem;\">Philanthropic history &amp; honors<\/h3>\n    <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.85;max-width:760px;margin-bottom:.75rem;\">Smith was brought up in Denver, CO, by parents who were very invested in his future. Both of Smith\u2019s parents worked in education and earned doctoral degrees in that field. His mother also made it her mission to make monthly payments to the United Negro College Fund (UNCF) to ensure the next generation of Black students could achieve their dream of a college education.<\/p>\n    <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.85;max-width:760px;margin-bottom:1rem;\"><a href=\"https:\/\/robertfsmith.org\/\" target=\"_blank\" rel=\"noopener\">Smith\u2019s dedication to philanthropy<\/a> is centered on initiatives that promote equality and equity for the Black community (and other communities that often lack access to opportunities), environmental preservation, and social justice. Smith has supported organizations including DonorsChoose, internXL, Ron Brown Scholar Program, Columbia University, Cornell University, The National Museum of African American History and Culture, and the Sphinx Organization. Smith also co-leads <a href=\"https:\/\/southerncommunitiesinitiative.com\/about\/our-team\/robert-f-smith\/\" target=\"_blank\" rel=\"noopener\">Southern Communities Initiative (SCI)<\/a>, a catalytic program for advancing racial equity across six Southern communities representing more than 50% of the Black population in the U.S.<\/p>\n\n    <p style=\"font-family:'Sora',sans-serif;font-size:.85rem;font-weight:700;color:#002147;margin-bottom:.6rem;\">Selected recognitions:<\/p>\n    <ul class=\"honors-list\" style=\"max-width:600px;margin-bottom:1.5rem;\">\n      <li>Legal Defense Fund\u2019s National Equal Justice Award in 2023<\/li>\n      <li>Founders Award from Foster Love in 2023<\/li>\n      <li>theGrio\u2019s Philanthropy Icon Award in 2022<\/li>\n      <li>Carnegie Medal of Philanthropy in 2019<\/li>\n      <li>UNCF President\u2019s Award in 2019<\/li>\n      <li>Texas Business Hall of Fame 2019 Inductee<\/li>\n      <li>Harvard\u2019s W.E.B. Du Bois Award in 2019<\/li>\n      <li>TIME100\u2019s Most Influential People of 2020<\/li>\n    <\/ul>\n    <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;line-height:1.85;max-width:760px;margin-bottom:1.5rem;\">In addition, Smith is a member of the Cornell Engineering College Council and serves on the Board of Overseers of Columbia Business School. He has also served as Carnegie Hall\u2019s Chairman since 2016.<\/p>\n\n    <!-- Social links -->\n    <p style=\"font-family:'Crimson Pro',Georgia,serif;font-size:1rem;color:#4A5060;margin-bottom:.5rem;\">Follow Robert F. Smith:<\/p>\n    <div style=\"display:flex;gap:.6rem;flex-wrap:wrap;\">\n      <a href=\"https:\/\/www.linkedin.com\/in\/robertfredericksmith\/\" class=\"btn btn--outline-navy\" target=\"_blank\" rel=\"noopener\">LinkedIn<\/a>\n      <a href=\"https:\/\/www.facebook.com\/robertsmithvista\/\" class=\"btn btn--outline-navy\" target=\"_blank\" rel=\"noopener\">Facebook<\/a>\n      <a href=\"https:\/\/www.instagram.com\/robertfredericksmith\/\" class=\"btn btn--outline-navy\" target=\"_blank\" rel=\"noopener\">Instagram<\/a>\n      <a href=\"https:\/\/x.com\/RFS_Vista\" class=\"btn btn--outline-navy\" target=\"_blank\" rel=\"noopener\">X (Twitter)<\/a>\n      <a href=\"https:\/\/www.youtube.com\/channel\/UCAZjrIxOYbTgMVM1s7CjdEg\" class=\"btn btn--outline-navy\" target=\"_blank\" rel=\"noopener\">YouTube<\/a>\n    <\/div>\n\n    <div style=\"margin-top:1.75rem;\">\n      <a href=\"https:\/\/jsums.org\/student-freedom-initiative\/robert-f-smith\/\" class=\"btn btn--primary\">Full Robert F. Smith Profile Page<\/a>\n    <\/div>\n  <\/div>\n  <\/section>\n\n  <!-- \u2500\u2500 CTA \u2500\u2500 -->\n  <section class=\"cta-band dk\" aria-labelledby=\"cta-h\">\n  <div class=\"w\"><div class=\"cta-band__inner\">\n    <div>\n      <h2 class=\"cta-band__title\" id=\"cta-h\">Ready to learn more about SFI?<\/h2>\n      <p class=\"cta-band__sub\">Visit Student Freedom Initiative\u2019s website to learn about all available programs and see which STEM majors at JSU are eligible.<\/p>\n    <\/div>\n    <div class=\"cta-band__btns\">\n      <a href=\"https:\/\/studentfreedominitiative.org\/\" class=\"btn btn--primary\" target=\"_blank\" rel=\"noopener\">SFI\u2019s Website<\/a>\n      <a href=\"https:\/\/studentfreedominitiative.org\/partners\/\" class=\"btn btn--outline-white\" target=\"_blank\" rel=\"noopener\">Eligible STEM Majors<\/a>\n    <\/div>\n  <\/div><\/div>\n  <\/section>\n\n  <!-- \u2500\u2500 CONTACT \u2500\u2500 -->\n  <section class=\"sec sec--surface\" id=\"contact\" aria-labelledby=\"contact-h\">\n  <div class=\"w\">\n    <div class=\"sec-head\" style=\"margin-bottom:1.5rem;\">\n      <span class=\"sec-eyebrow\">Get in Touch<\/span>\n      <h2 class=\"sec-title\" id=\"contact-h\">Contact &amp; resources<\/h2>\n    <\/div>\n    <div class=\"contact-items\">\n      <div class=\"contact-item\">\n        <div class=\"contact-icon\" aria-hidden=\"true\">\ud83c\udf10<\/div>\n        <div>\n          <div class=\"contact-item__label\">SFI Website<\/div>\n          <div class=\"contact-item__val\"><a href=\"https:\/\/studentfreedominitiative.org\/\" target=\"_blank\" rel=\"noopener\">studentfreedominitiative.org<\/a><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"contact-item\">\n        <div class=\"contact-icon\" aria-hidden=\"true\">\ud83d\udcc4<\/div>\n        <div>\n          <div class=\"contact-item__label\">Student Freedom Loan Agreement<\/div>\n          <div class=\"contact-item__val\"><a href=\"https:\/\/studentfreedominitiative.org\/student-freedom-agreement\/\" target=\"_blank\" rel=\"noopener\">Application &amp; Disclosure<\/a><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"contact-item\">\n        <div class=\"contact-icon\" aria-hidden=\"true\">\ud83c\udf93<\/div>\n        <div>\n          <div class=\"contact-item__label\">Eligible STEM Majors at JSU<\/div>\n          <div class=\"contact-item__val\"><a href=\"https:\/\/studentfreedominitiative.org\/partners\/\" target=\"_blank\" rel=\"noopener\">View on SFI Partners page<\/a><\/div>\n        <\/div>\n      <\/div>\n      <div class=\"contact-item\">\n        <div class=\"contact-icon\" aria-hidden=\"true\">\ud83d\udc65<\/div>\n        <div>\n          <div class=\"contact-item__label\">JSU Financial Aid<\/div>\n          <div class=\"contact-item__val\"><a href=\"https:\/\/jsums.org\/financialaid\/\">JSU Financial Aid Office<\/a><\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n  <\/section>\n\n<\/main>\n\n<!-- \u2500\u2500 DRAWER NAV \u2500\u2500 -->\n<button class=\"fnav-toggle\" aria-label=\"Open page navigation menu\" aria-expanded=\"false\" aria-controls=\"fnav-drawer\" type=\"button\">\n  <span class=\"fnav-toggle__icon\" aria-hidden=\"true\">\u2630<\/span>\n  <span class=\"fnav-toggle__label\">Menu<\/span>\n<\/button>\n<div class=\"fnav-overlay\" id=\"fnav-overlay\" aria-hidden=\"true\"><\/div>\n<nav class=\"fnav-drawer\" id=\"fnav-drawer\" aria-label=\"Page navigation\" aria-hidden=\"true\">\n  <div class=\"fnav-drawer__header\">\n    <div>\n      <span class=\"fnav-drawer__eyebrow\">Jackson State University<\/span>\n      <span class=\"fnav-drawer__title\">Student Freedom Initiative<\/span>\n    <\/div>\n    <button class=\"fnav-close\" aria-label=\"Close navigation menu\" type=\"button\">\u00d7<\/button>\n  <\/div>\n  <div class=\"fnav-drawer__body\">\n    <div class=\"fnav-group\">\n      <ul class=\"fnav-group__items\" role=\"list\">\n        <li><a href=\"https:\/\/jsums.org\/student-freedom-initiative\/\" class=\"fnav-item\" aria-current=\"page\"><span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span><span class=\"fnav-item__text\">Home<\/span><\/a><\/li>\n        <li><a href=\"https:\/\/jsums.org\/student-freedom-initiative\/robert-f-smith\/\" class=\"fnav-item\"><span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span><span class=\"fnav-item__text\">Robert F. Smith<\/span><\/a><\/li>\n        <li><a href=\"https:\/\/studentfreedominitiative.org\/student-freedom-agreement\/\" class=\"fnav-item\" target=\"_blank\" rel=\"noopener\"><span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span><span class=\"fnav-item__text\">Student Freedom Loan Agreement<\/span><\/a><\/li>\n        <li><a href=\"https:\/\/studentfreedominitiative.org\/student-investment-program\/\" class=\"fnav-item\" target=\"_blank\" rel=\"noopener\"><span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span><span class=\"fnav-item__text\">Student Investment Program (SIP)<\/span><\/a><\/li>\n        <li><a href=\"https:\/\/internxl.org\/\" class=\"fnav-item\" target=\"_blank\" rel=\"noopener\"><span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span><span class=\"fnav-item__text\">internXL<\/span><\/a><\/li>\n        <li><a href=\"https:\/\/studentfreedominitiative.org\/helps-program-microgrant\/\" class=\"fnav-item\" target=\"_blank\" rel=\"noopener\"><span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span><span class=\"fnav-item__text\">HELPS Microgrant Program<\/span><\/a><\/li>\n        <li><a href=\"https:\/\/studentfreedominitiative.org\/living-space\/\" class=\"fnav-item\" target=\"_blank\" rel=\"noopener\"><span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span><span class=\"fnav-item__text\">MSI-Community Living Space Initiative<\/span><\/a><\/li>\n        <li><a href=\"https:\/\/studentfreedominitiative.org\/cyber\/\" class=\"fnav-item\" target=\"_blank\" rel=\"noopener\"><span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span><span class=\"fnav-item__text\">Cybersecurity Initiative<\/span><\/a><\/li>\n        <li><a href=\"https:\/\/studentfreedominitiative.org\/broadband\/\" class=\"fnav-item\" target=\"_blank\" rel=\"noopener\"><span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span><span class=\"fnav-item__text\">Broadband Initiative<\/span><\/a><\/li>\n        <li><a href=\"https:\/\/studentfreedominitiative.org\/solar\/\" class=\"fnav-item\" target=\"_blank\" rel=\"noopener\"><span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span><span class=\"fnav-item__text\">Solar Initiative<\/span><\/a><\/li>\n        <li><a href=\"https:\/\/studentfreedominitiative.org\/donors\/\" class=\"fnav-item\" target=\"_blank\" rel=\"noopener\"><span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span><span class=\"fnav-item__text\">Donors<\/span><\/a><\/li>\n        <li><a href=\"https:\/\/studentfreedominitiative.org\/\" class=\"fnav-item\" target=\"_blank\" rel=\"noopener\"><span class=\"fnav-item__dot\" aria-hidden=\"true\"><\/span><span class=\"fnav-item__text\">SFI Website<\/span><\/a><\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n  <div class=\"fnav-drawer__footer\">\n    <a href=\"https:\/\/jsums.org\/\" class=\"fnav-footer-link\" style=\"color:#FFFFFF !important;\">\u2190 Jackson State University<\/a>\n  <\/div>\n<\/nav>\n\n<button class=\"jsu-btt\" 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